150 Question P&C Ohio Exam (1) , || Questions and Answers (Verified
Answers) Complete Test (Latest Update 2026/2027) UPDATE!!
1. The Superintendent of insurance must audit the finan- domestic
cial affairs of what type of insurance companies?
2. The required minimum split limit of liability for auto- 25/50/25
mobile insurance bodily injury and property damage
in Ohio is:
3. If an insurance company is canceling a policy for rea- 30 days
sons other than non-payment of premium, a warning
of how many days prior to the effective date of termi-
nation of coverage must be given to the insured?
4. In order to be an admitted carrier in Ohio, auto insur- in the automobile as-
ance companies must participate: signed risk plan
5. An agent's license: renews biannually on or
before the last day of the
agents birth month
6. Regarding the Ohio Mine Subsidence Association, Every dwelling in manda-
which of the following situations is CORRECT? tory Ohio counties must
be covered for under-
ground mine cave in loss
7. If an insurer wishes to cancel the appointment of an 30 days prior to the can-
agent due to suspected theft, fraud, etc., the insurer cellation
must notify the Department of Insurance:
8. What party has the power to subpoena witnesses in Superintendent of Insur-
order to enforce insurance laws and regulations in this ance
state?
9. that is public record
, 150 Question P&C Ohio Exam (1) , || Questions and Answers (Verified
Answers) Complete Test (Latest Update 2026/2027) UPDATE!!
In lieu of license suspension, denial, or revocation, the
Superintendent of Insurance may require the agent
sign and adhere to a consent agreement:
10. Michelle barrows Lisa's car and causes an accident Lisa's policy applies first
while driving it. How will insurance apply? and Michele's applies to
any excess
11. if an insurer is canceling a policy for non-payment of 10 days
premium, how many days-notice prior to the effective
date of termination of the coverage must be given to
the insured:
12. An insurer claiming in a statement, circular, sign, poli- false advertising
cy or elsewhere to have funds or assets that it doesn't
actually possess is guilty of the unfair trade practice
of:
13. Upon hearing of a potential violation of insurance reg- testimony of the agent un-
ulations, the Superintendent of Insurance will require: der oath and a written
statement by the agent
concerning the allega-
tions
14. Requiring the insured to use a specific body shop or unfair insurance claims
not replacing a totaled vehicle with a similar vehicle is practices
an example of:
15. If a violation has caused or is about to cause substan- by certified mail
tial and material harm, the Superintendent may issue
an order that the person in violation cease and desist
from the activity. Notice of the order must be mailed:
, 150 Question P&C Ohio Exam (1) , || Questions and Answers (Verified
Answers) Complete Test (Latest Update 2026/2027) UPDATE!!
16. Someone wishing to hold an Ohio insurance license, non-resident agent
but does not live in Ohio will request to be appointed
as a(n):
17. Terry became a licensed property and casualty agent 8/31/2015
on August 22, 2013. Assuming his birthday is in Au-
gust, when must he have his 24 hours of continuing
education completed?
18. All of the following are reasons for license suspension, Failure to pay state drivers
revocation, denial or cancellation, EXCEPT: license renewal fees
19. If the Attorney General has commenced criminal pro- $25,000
cedures against the agent on behalf of the state the
maximum civil penalty the court can impose is:
20. All of the following are true regarding Workers' Com- there is no coverage if the
pensation EXCEPT: injury to the employee is
intentional
21. Which of the following statements is INCORRECT re- Workers' Compensation
garding Workers Compensation Insurance? contracts consist of 3
parts.
22. In Worker's Compensation Insurance, to prevent dis- the second injury fund
crimination in hiring the disabled, what has been cre-
ated?
23. An agent wishing to place business with a surplus have an affidavit signed by
lines broker must: the insured acknowledg-
ing that the coverage is
from an unauthorized car-
rier and not protected by
Answers) Complete Test (Latest Update 2026/2027) UPDATE!!
1. The Superintendent of insurance must audit the finan- domestic
cial affairs of what type of insurance companies?
2. The required minimum split limit of liability for auto- 25/50/25
mobile insurance bodily injury and property damage
in Ohio is:
3. If an insurance company is canceling a policy for rea- 30 days
sons other than non-payment of premium, a warning
of how many days prior to the effective date of termi-
nation of coverage must be given to the insured?
4. In order to be an admitted carrier in Ohio, auto insur- in the automobile as-
ance companies must participate: signed risk plan
5. An agent's license: renews biannually on or
before the last day of the
agents birth month
6. Regarding the Ohio Mine Subsidence Association, Every dwelling in manda-
which of the following situations is CORRECT? tory Ohio counties must
be covered for under-
ground mine cave in loss
7. If an insurer wishes to cancel the appointment of an 30 days prior to the can-
agent due to suspected theft, fraud, etc., the insurer cellation
must notify the Department of Insurance:
8. What party has the power to subpoena witnesses in Superintendent of Insur-
order to enforce insurance laws and regulations in this ance
state?
9. that is public record
, 150 Question P&C Ohio Exam (1) , || Questions and Answers (Verified
Answers) Complete Test (Latest Update 2026/2027) UPDATE!!
In lieu of license suspension, denial, or revocation, the
Superintendent of Insurance may require the agent
sign and adhere to a consent agreement:
10. Michelle barrows Lisa's car and causes an accident Lisa's policy applies first
while driving it. How will insurance apply? and Michele's applies to
any excess
11. if an insurer is canceling a policy for non-payment of 10 days
premium, how many days-notice prior to the effective
date of termination of the coverage must be given to
the insured:
12. An insurer claiming in a statement, circular, sign, poli- false advertising
cy or elsewhere to have funds or assets that it doesn't
actually possess is guilty of the unfair trade practice
of:
13. Upon hearing of a potential violation of insurance reg- testimony of the agent un-
ulations, the Superintendent of Insurance will require: der oath and a written
statement by the agent
concerning the allega-
tions
14. Requiring the insured to use a specific body shop or unfair insurance claims
not replacing a totaled vehicle with a similar vehicle is practices
an example of:
15. If a violation has caused or is about to cause substan- by certified mail
tial and material harm, the Superintendent may issue
an order that the person in violation cease and desist
from the activity. Notice of the order must be mailed:
, 150 Question P&C Ohio Exam (1) , || Questions and Answers (Verified
Answers) Complete Test (Latest Update 2026/2027) UPDATE!!
16. Someone wishing to hold an Ohio insurance license, non-resident agent
but does not live in Ohio will request to be appointed
as a(n):
17. Terry became a licensed property and casualty agent 8/31/2015
on August 22, 2013. Assuming his birthday is in Au-
gust, when must he have his 24 hours of continuing
education completed?
18. All of the following are reasons for license suspension, Failure to pay state drivers
revocation, denial or cancellation, EXCEPT: license renewal fees
19. If the Attorney General has commenced criminal pro- $25,000
cedures against the agent on behalf of the state the
maximum civil penalty the court can impose is:
20. All of the following are true regarding Workers' Com- there is no coverage if the
pensation EXCEPT: injury to the employee is
intentional
21. Which of the following statements is INCORRECT re- Workers' Compensation
garding Workers Compensation Insurance? contracts consist of 3
parts.
22. In Worker's Compensation Insurance, to prevent dis- the second injury fund
crimination in hiring the disabled, what has been cre-
ated?
23. An agent wishing to place business with a surplus have an affidavit signed by
lines broker must: the insured acknowledg-
ing that the coverage is
from an unauthorized car-
rier and not protected by
