North Carolina Pearson Vue All Lines Adjuster
Final Exam Questions And Answers Practice
Questions with Solutions Newest 2026 2027 |
Already Graded A+
Question: According to North Carolina law, how many
days' notice must an insurer provide for cancellation of a
personal auto policy due to nonpayment of premium?
A) 10 days
B) 15 days
C) 30 days
D) 45 days
Answer: A) 10 days
Question: Under North Carolina's contributory
negligence rule, if a claimant is found to be 2% at fault
with $100,000 in damages, how much will they recover?
A) $98,000
B) $100,000
C) $0
D) $50,000
**Answer:** C) $0
Question: What is the definition of a "public adjuster" in
North Carolina?
A) An adjuster employed by the state to mediate claims
disputes
B) An adjuster hired by the policyholder to assist in
preparing, presenting, and settling a claim
C) An adjuster who works exclusively for a self-insured
employer
, D) An adjuster who only handles automobile claims
Answer: B) An adjuster hired by the policyholder to assist
in preparing, presenting, and settling a claim
Question: Which type of adjuster is a salaried employee
of a single insurance company?
A) Public Adjuster
B) Independent Adjuster
C) Staff Adjuster (Company Adjuster)
D) Catastrophe Adjuster
Answer: C) Staff Adjuster (Company Adjuster)
Question: What is the minimum surety bond amount
required for a North Carolina resident individual public
adjuster license?
A) $5,000
B) $10,000
C) $20,000
D) $50,000
Answer: C) $20,000
Question: A Commercial General Liability (CGL) policy
typically covers which of the following?
A) Bodily injury and property damage liability arising
from premises, operations, products, and completed
operations
B) The insured's own auto damage
C) Employee injuries under workers' compensation
D) The insured's own property (first-party)
Answer: A) Bodily injury and property damage liability
arising from premises, operations, products, and
completed operations
Final Exam Questions And Answers Practice
Questions with Solutions Newest 2026 2027 |
Already Graded A+
Question: According to North Carolina law, how many
days' notice must an insurer provide for cancellation of a
personal auto policy due to nonpayment of premium?
A) 10 days
B) 15 days
C) 30 days
D) 45 days
Answer: A) 10 days
Question: Under North Carolina's contributory
negligence rule, if a claimant is found to be 2% at fault
with $100,000 in damages, how much will they recover?
A) $98,000
B) $100,000
C) $0
D) $50,000
**Answer:** C) $0
Question: What is the definition of a "public adjuster" in
North Carolina?
A) An adjuster employed by the state to mediate claims
disputes
B) An adjuster hired by the policyholder to assist in
preparing, presenting, and settling a claim
C) An adjuster who works exclusively for a self-insured
employer
, D) An adjuster who only handles automobile claims
Answer: B) An adjuster hired by the policyholder to assist
in preparing, presenting, and settling a claim
Question: Which type of adjuster is a salaried employee
of a single insurance company?
A) Public Adjuster
B) Independent Adjuster
C) Staff Adjuster (Company Adjuster)
D) Catastrophe Adjuster
Answer: C) Staff Adjuster (Company Adjuster)
Question: What is the minimum surety bond amount
required for a North Carolina resident individual public
adjuster license?
A) $5,000
B) $10,000
C) $20,000
D) $50,000
Answer: C) $20,000
Question: A Commercial General Liability (CGL) policy
typically covers which of the following?
A) Bodily injury and property damage liability arising
from premises, operations, products, and completed
operations
B) The insured's own auto damage
C) Employee injuries under workers' compensation
D) The insured's own property (first-party)
Answer: A) Bodily injury and property damage liability
arising from premises, operations, products, and
completed operations
