TEXAS P&C 2026 INSURANCE EXAM WITH ALL CORRECT & 100%
VERIFIED ANSWERS |LATEST UPDATE |ALREADY GRADED A+
1. A business income policy covers all of the EXTRA expenses
following EXCEPT
2. Which one the following is NOT considered a
Charging one
form of unfair discrimination?
person a higher
premium than
someone else of the
same age and sex
because of a higher
risk represented by
that person.
3. The garage policy covers all of the following EXCEPT the
insured's products
and completed operations
4. A businessowners policy provides which of the follow- Employee
theft
ing crime coverage parts?
5. Under the federal Fraud and False Statements 10 years
Act, a person who intentionally makes false
material state-ments, in connection with
financial reports or docu-ments, that are
presented to insurance regulators in an
attempt to influence the actions of such
officials may be imprisoned for up to
a 48-hour waiting
6. If there is a total theft of a personal auto,
period
transporta-tion expenses will be paid after
7. The transfer to the insurance company of
subrogation
the in-sured's right to recover damages
from a negligent third party is called
1/
31
, TEXAS P&C 2026 INSURANCE EXAM WITH ALL CORRECT & 100%
VERIFIED ANSWERS |LATEST UPDATE |ALREADY GRADED A+
8. Loss due to vandalism, water damage, theft, or build- C)
ing glass breakage are not covered if a 60 consecutive days
building has been vacant for more than
2/
31
, TEXAS P&C 2026 INSURANCE EXAM WITH ALL CORRECT & 100%
VERIFIED ANSWERS |LATEST UPDATE |ALREADY GRADED A+
9. All of the following must be included in a value reporting form
commercial property policy written under
the commercial pack-age policy program
EXCEPT
Earth movement
10. Under the commercial property broad form,
which of the following losses or damages
would NOT be cov-ered?
11. The insured has an auto policy with liability $10,000
limits of
$30,000/$60,000/$10,000. He negligently runs
off the road and causes $70,000 damage to an
apartment building. How much will the policy
pay?
12. Which of the following statements regarding workers' Benefits are
paid to work-
compensation laws is CORRECT? ers injured on the job re-
gardless of who is at
fault.
13. What is the purpose of Part One of a workers'
com-pensation policy? Pay for benefits that are
required by state
workers' compensation
laws
14. What is the purpose of the ordinance or law coverage? This additional
coverage
provides an
additional amount of
insurance for the
increased costs of re-
pair due to zoning
3/
31
, TEXAS P&C 2026 INSURANCE EXAM WITH ALL CORRECT & 100%
VERIFIED ANSWERS |LATEST UPDATE |ALREADY GRADED A+
laws.
15. Which of the following would be considered Medical expenses
special damages?
16. What topic is generally included in the total number
of Ethics continuing education hours required as
a condition of license renewal?
4/
31
VERIFIED ANSWERS |LATEST UPDATE |ALREADY GRADED A+
1. A business income policy covers all of the EXTRA expenses
following EXCEPT
2. Which one the following is NOT considered a
Charging one
form of unfair discrimination?
person a higher
premium than
someone else of the
same age and sex
because of a higher
risk represented by
that person.
3. The garage policy covers all of the following EXCEPT the
insured's products
and completed operations
4. A businessowners policy provides which of the follow- Employee
theft
ing crime coverage parts?
5. Under the federal Fraud and False Statements 10 years
Act, a person who intentionally makes false
material state-ments, in connection with
financial reports or docu-ments, that are
presented to insurance regulators in an
attempt to influence the actions of such
officials may be imprisoned for up to
a 48-hour waiting
6. If there is a total theft of a personal auto,
period
transporta-tion expenses will be paid after
7. The transfer to the insurance company of
subrogation
the in-sured's right to recover damages
from a negligent third party is called
1/
31
, TEXAS P&C 2026 INSURANCE EXAM WITH ALL CORRECT & 100%
VERIFIED ANSWERS |LATEST UPDATE |ALREADY GRADED A+
8. Loss due to vandalism, water damage, theft, or build- C)
ing glass breakage are not covered if a 60 consecutive days
building has been vacant for more than
2/
31
, TEXAS P&C 2026 INSURANCE EXAM WITH ALL CORRECT & 100%
VERIFIED ANSWERS |LATEST UPDATE |ALREADY GRADED A+
9. All of the following must be included in a value reporting form
commercial property policy written under
the commercial pack-age policy program
EXCEPT
Earth movement
10. Under the commercial property broad form,
which of the following losses or damages
would NOT be cov-ered?
11. The insured has an auto policy with liability $10,000
limits of
$30,000/$60,000/$10,000. He negligently runs
off the road and causes $70,000 damage to an
apartment building. How much will the policy
pay?
12. Which of the following statements regarding workers' Benefits are
paid to work-
compensation laws is CORRECT? ers injured on the job re-
gardless of who is at
fault.
13. What is the purpose of Part One of a workers'
com-pensation policy? Pay for benefits that are
required by state
workers' compensation
laws
14. What is the purpose of the ordinance or law coverage? This additional
coverage
provides an
additional amount of
insurance for the
increased costs of re-
pair due to zoning
3/
31
, TEXAS P&C 2026 INSURANCE EXAM WITH ALL CORRECT & 100%
VERIFIED ANSWERS |LATEST UPDATE |ALREADY GRADED A+
laws.
15. Which of the following would be considered Medical expenses
special damages?
16. What topic is generally included in the total number
of Ethics continuing education hours required as
a condition of license renewal?
4/
31
