NY Accident and Health
17-52 and Answers
Updated 2026
IfBanBinsuranceBcompanyBobtainsBanBinvestigativeBconsumerBreportBonBaBprospectiveB
insuredB,BitBMUSTBinformBtheBprospectBthatBitBisBpermittedBtoBdoBsoBunderBwhichB
ofBtheBfollowingBFederalBlawsB?B-BAnswerBTheBFairBCreditBReportingBAct
WhatBisBtheBFairBCreditBReportingBAct?B-
BAnswerBestablishedBproceduresBthatBconsumer-
reportingBagenciesBmustBfollowBinBorderBtoBensureBthatBrecordsBareBconfidential,Bacc
urate,Brelevant,BandBproperlyBused
ObtainingBconsumerBinformationBreportsBunderBfalseBpretensesBisBprosecutableBbyBwh
ichBofBtheBfollowing?B-BAnswerBFairBCreditBReportingBAct
WhenBrequestingBaBconsumerBreportBonBaBapplicant,BfromBwhomBmustBtheirBinsurer
BobtainBconsent?B-BAnswerBTheBapplicant
HowBmanyByearsBmustBcreditBinformationBbeBretained?B-BAnswerB7Byears
WhatBisBtheBGramm-Leach-BlileyBAct?B-
BAnswerBEstablishesBrulesBforBfinancialBinstitutionsBonBprivacyBnoticesBthatBmustBbeB
sentBtoBconsumersBinformingBwhatBinformationBisBcollected,BhowBit'sBsharedBandBuse
d,BandBhowBitBisBprotected.
WhichBfederalBlawBrequiresBfinancialBinstitutionsBtoBprovideBtheBconsumerBwithBinfor
mationBonBhowBpersonalBinformationBisBused?B-BAnswerBGramm-Leach-BlileyBAct
WhichBwasBNOTBestablishedBunderBtheBPatientBProtectionBandBAffordableBCareBActB(
ACA)?B-
, BAnswerBHighBdeductibleBhealthBplansB(HDHP)B(HDHPBisBestablishedBbyBtheBIRSBand
BnotBtheBACA)
WhichBinsuranceBplansBareBcommonlyBofferedBthroughBtheBworksiteB(employerBspons
ored)?B-BAnswerBMedicareB(offeredBbyBtheBfederalBgovernment)
TheBbenefitsBpaidBbyBMedicareBareBmostBsimilarBto?B-BAnswerBMajorBmedical
HowBlongBafterBbeingBentitledBtoBsocialBsecurityBbenefitsBwillBanBindividualBbeBeligibl
eBtoBreceiveBMedicareBbenefits?B-BAnswerB2Byears
AllBtheBfollowingBcanBbeBusedBtoBqualifyBforBMedicareBPartsBABandBBBEXCEPTB-
BAnswerBfinancialBneed
Medicare?B-
BAnswerBABfederalBprogramBofBhealthBinsuranceBforBpersonsB65ByearsBofBageBandBol
der,BpeopleBwhoBhaveBbeBentitledBforBsocialBsecurityBdisability,BorBpeopleBwhoBhave
BpermanentBkidneyBfailureBetc...
WhatBisBtheBprimaryBqualifierBforBMedicare?B-BAnswerBAge
WhatBisBtheBprimaryBqualifierBforBMedicaid?B-BAnswerBFinancialBneed
WhatBisBMedicareBpartBB?B-
BAnswerBmedicalBinsuranceBthatBcoversBoutpatientBmedicalBservices;BservicesBfromBd
octorsBandBotherBhealthBcareBproviders,BhomeBhealthBcare,BmedicalBequipment
WhichBstatementBregardingBMedicareBisBFLASE?B-
BAnswerBPartBABpaidBforBfollowingByourBretirement
17-52 and Answers
Updated 2026
IfBanBinsuranceBcompanyBobtainsBanBinvestigativeBconsumerBreportBonBaBprospectiveB
insuredB,BitBMUSTBinformBtheBprospectBthatBitBisBpermittedBtoBdoBsoBunderBwhichB
ofBtheBfollowingBFederalBlawsB?B-BAnswerBTheBFairBCreditBReportingBAct
WhatBisBtheBFairBCreditBReportingBAct?B-
BAnswerBestablishedBproceduresBthatBconsumer-
reportingBagenciesBmustBfollowBinBorderBtoBensureBthatBrecordsBareBconfidential,Bacc
urate,Brelevant,BandBproperlyBused
ObtainingBconsumerBinformationBreportsBunderBfalseBpretensesBisBprosecutableBbyBwh
ichBofBtheBfollowing?B-BAnswerBFairBCreditBReportingBAct
WhenBrequestingBaBconsumerBreportBonBaBapplicant,BfromBwhomBmustBtheirBinsurer
BobtainBconsent?B-BAnswerBTheBapplicant
HowBmanyByearsBmustBcreditBinformationBbeBretained?B-BAnswerB7Byears
WhatBisBtheBGramm-Leach-BlileyBAct?B-
BAnswerBEstablishesBrulesBforBfinancialBinstitutionsBonBprivacyBnoticesBthatBmustBbeB
sentBtoBconsumersBinformingBwhatBinformationBisBcollected,BhowBit'sBsharedBandBuse
d,BandBhowBitBisBprotected.
WhichBfederalBlawBrequiresBfinancialBinstitutionsBtoBprovideBtheBconsumerBwithBinfor
mationBonBhowBpersonalBinformationBisBused?B-BAnswerBGramm-Leach-BlileyBAct
WhichBwasBNOTBestablishedBunderBtheBPatientBProtectionBandBAffordableBCareBActB(
ACA)?B-
, BAnswerBHighBdeductibleBhealthBplansB(HDHP)B(HDHPBisBestablishedBbyBtheBIRSBand
BnotBtheBACA)
WhichBinsuranceBplansBareBcommonlyBofferedBthroughBtheBworksiteB(employerBspons
ored)?B-BAnswerBMedicareB(offeredBbyBtheBfederalBgovernment)
TheBbenefitsBpaidBbyBMedicareBareBmostBsimilarBto?B-BAnswerBMajorBmedical
HowBlongBafterBbeingBentitledBtoBsocialBsecurityBbenefitsBwillBanBindividualBbeBeligibl
eBtoBreceiveBMedicareBbenefits?B-BAnswerB2Byears
AllBtheBfollowingBcanBbeBusedBtoBqualifyBforBMedicareBPartsBABandBBBEXCEPTB-
BAnswerBfinancialBneed
Medicare?B-
BAnswerBABfederalBprogramBofBhealthBinsuranceBforBpersonsB65ByearsBofBageBandBol
der,BpeopleBwhoBhaveBbeBentitledBforBsocialBsecurityBdisability,BorBpeopleBwhoBhave
BpermanentBkidneyBfailureBetc...
WhatBisBtheBprimaryBqualifierBforBMedicare?B-BAnswerBAge
WhatBisBtheBprimaryBqualifierBforBMedicaid?B-BAnswerBFinancialBneed
WhatBisBMedicareBpartBB?B-
BAnswerBmedicalBinsuranceBthatBcoversBoutpatientBmedicalBservices;BservicesBfromBd
octorsBandBotherBhealthBcareBproviders,BhomeBhealthBcare,BmedicalBequipment
WhichBstatementBregardingBMedicareBisBFLASE?B-
BAnswerBPartBABpaidBforBfollowingByourBretirement