PSI Study questions Life, Health and Accident and Answers Updated 2026.

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PSI Study questions Life, Health and Accident and Answers Updated 2026.

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2026/2027

Institution Accident And Health License

Course Accident and health license

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PSI Study questions Life, Health and Accident and Answers Updated 2026.

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PSI Study questions Life, Health
and Accident and Answers
Updated 2026
HealthBSavingsBAccountsB(ASA)BcoverBcurrentBandBfutureBqualifiedBhealthcareBcosts.BA
ccountBbeneficiariesBcanBmakeBtax-
freeBwithdrawalsBtoBcoverBallBofBtheBfollowingBEXCEPTB-BAnswerBMedigapBexpenses

WhatBisBitBcalledBwhenBanBinsuredBtemporarilyBgivesBaBlenderBrightsBtoBtheBbenefits
BofBhisBLifeBpolicy?B-BAnswerBCollateralBAssignment

WhichBisBTRUEBconcerningBtheBreplacementBforBeitherBandBLTCB(LongBTermBCare)Bor
BanBMSPB(BMedicareBsecondaryBPayer)?B-
BAnswerBTheBNoticeBtoBApplicantBRegardingBReplacementBmustBbeBdeliveredBtoBtheB
policyBownerBpriorBtoBtheBissuanceBofBdeliveryBofBtheBpolicy.

WhichBisBconsideredBaBcostBcontainmentBinBhealthBinsurance?B-
BAnswerButilizationBmanagement

WhichBpolicyBtypeBisBbackedBbyBequityBinvestmentsBandBallowsBtheBpolicyholderBtoB
adjustBtheBdeathBbenefit?B-BAnswerBvariableBuniversalBlife

WhichBstatementBconcerningBtheBGraceBPeriodBinBIndividualBHealthBpolicesBisBTRUE?B
-BAnswerBPremiumBmodeBdictatesBtheBGraceBPeriod

HowBoftenBdoBorganizationsBneedBtoBcheckBtheBDoBNotBCallBRegistryBinBorderBtoBsta
yBinBcompliance?B-BAnswerBEveryB31Bdays

ABwomanBisBdiagnosedBwithBAlzheimer'sB3BmonthsBbeforeBsheBappliesBforBaBMedicar
eBSupplementBpolicy.BCanBherBconditionBbeBexcludedBunderBherBMSP?B-
BAnswerBYes,BbutBherBconditionBwillBbeBcoveredBafterB6Bmonths.

,IfBanBinsuranceBcompanyBobtainsBanBinvestigativeBconsumerBreportBonBaBprospectiveB
insuredBitBmustBinformBtheBprospectBthatBitBisBpermittedBtoBdoBsoBunderBwhichBofB
theBfollowingBFederalBLaws?B-BAnswerBTheBFairBCreditBReportingBAct

WhyBisBrelyingBsolelyBonBemployerBgroupBlifeBinsuranceBgenerallyBconsideredBinadequ
ateBforBmostBindividual'sBneeds?B-
BAnswerBItBisBfinanciallyBinsufficientBtoBcoverBendBofBlifeBexpenses

IfBanBindividualBisBinsuredBbyBbothBtheirBownBhealthBinsuranceBpolicyBandBtheirBspo
use'sBpolicy,BwhichBpolicyBpaysBfirstBinBtheBeventBofBanBillness?B-
BAnswerBTheBindividual'sBpolicyBpaysBfirst,BtheBspouse'sBpolicyBpaysBtheBremainingBu
pBtoBcoverageBamount.

WhichBplansBareBcommonlyBofferedBthroughBtheBworksiteB(employerBsponsored)B-
BAnswerBMedicare

ABbasicBvisionBcareBpackageBincludesBallBofBtheBfollowingBEXCEPTB-
BAnswerBSafetyBGlasses

WhatBdoesBtheBinsuranceBcompanyBdoBifBtheBannuityBownerBdiesBduringBtheBaccum
ulationBperiodBofBanBannuityBcontract?B-
BAnswerBreturnsBtheBvalueBofBtheBaccountBtoBtheBdesignatedBbeneficiary

WhichBfederalBlawBrequiresBfinancialBinstitutionsBtoBprovideBtheBconsumerBwithBinfor
mationBonBhowBpersonalBinformationBisBused?B-BAnswerBGramm-Leach-BlileyBAct

WhichBLifeBpolicyBwouldBhaveBanBincreasedBpremiumBafterBaBgivenBperiodBtime?B-
BAnswerBConvertibleBTerm

WhichBtypeBofBinsuranceBprovidesBbenefitsBforBexpensesBincurredBasBaBresultBofBhos
pitalizationBsurgicalBproceduresBandBoutpatientBexpensesBsuchBasBofficeBvisitsBlaborato
ryBtestBandBdiagnosticBservices?B-BAnswerBMedicalBExpense

, CurrentBassumptionBwholeBlifeBpoliciesBareBsensitiveBtoBwhichBofBtheBfollowing?B-
BAnswerBinterestBrates

AccordingBtoBtheBtimeBofBpaymentBofBclaimsBprovision,BtheBinsurerBmustBmakeBtheB
paymentBimmediatelyBafterBreceivingBproofBofBlossBEXCEPTB-
BAnswerBforBclaimsBinvolvingBperiodicBpayments

AnBinsuredBhasBaBmajorBmedicalBpolicyBwithBaB$1,000BflatBdeductible,BandB80/20Bco
insuranceBclauseBandBaB$10,000Bstop-
lossBfeature.BFollowingBaBcoveredBlossBofB$6,000,BhowBmuchBofBtheBlossBmustBtheBi
nsuredBpay?B-BAnswerB$2,000

WhichBcontractBtermBbestBdescribesBanBapplicationBsubmittedBtoBtheBinsuranceBcomp
anyBalongBwithBinitialBpremium?B-BAnswerBoffer

WhatBisBanBapplicationBsubmittedBtoBanBinsuranceBcompanyBwithoutBpremiumBlegally
BconsideredBtoBbe?B-BAnswerBanBinvitationBtoBmakeBanBoffer

ABlifeBinsuranceBapplicationBrequiresBtheBsignaturesBofBallBofBtheBfollowingBEXCEPTBt
heB-BAnswerBbeneficiary

InBaBhealthBinsuranceBpolicyBwhatBestablishesBtheBcompany'sBconsideration?B-
BAnswerBtheBpromisesBcontainedBinBtheBpolicy

WhatBisBaBcontract?B-BAnswerBanBagreement

MarcieBpaidB1,800BtoBtheBinsuranceBcompanyBasBherBfirstByear'sBpremiumBforBherBM
ajorBMedicalBpolicy.BWhenBsheBisBseverelyBinjuredBinBanBavalancheBonBaBskiBtrip,Bth
eBcompanyBpaidBoutBoverB100,000$BtoBcoverBherBmedicalBbills.BTheBunequalBexchan
geBofBvaluesBdemonstratesBthatBtheBinsuranceBpolicyBisBwhichBtypeBofBcontract?B-
BAnswerBaleatory

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Uploaded on: August 15, 2026
Number of pages: 21
Written in: 2026/2027
Type: Exam (elaborations)
Contains: Questions & answers

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