PERSONAL LINES INSURANCE – IOWA
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,The Dwelling Policy would NOT cover an incidental business woodworking business in the garage
such as a
Insured persons under the Dwelling Policy include the named insured's spouse only while living in the same household
Coverage A - Dwelling under the Dwelling Policy does NOT detached garages
cover
Personal property coverage under the Dwelling Policy is paid Actual Cash Value
on what basis
Personal property coverage under the Dwelling Policy at a 30 days
new residence location applies for...
Coverage C - Personal Property under the Dwelling Policy Rowboats and canoes located on the premises
excludes or limits all of the following property EXCEPT
The Basic Dwelling Form DP-1does NOT cover... Falling Objects
The Dwelling Form Basic DP-1 "extended coverage perils" collapse
would NOT include...
Volcanic eruption under the Dwelling Policy does NOT cover land tremors
Multiple volcanic eruptions within what period of time are 72 hours
considered as one occurence?
Vandalism and malicious mischief does not cover damage to a 60 consecutive days
building vacant more than
The Dwelling Broad Form DP 2 provides coverage on A named peril basis on the dwellings
The Dwelling Broad from DP - 2 does NOT cover international loss
The Other Coverages of the Dwelling Basic Form includes $500
trees, shrubs, plants, or lawns up to what maximum amount
per tree or shrub?
, What of the following Dwelling Forms provides coverage for Dwelling Policy Special Form
risk of direct physical loss unless the loss is excluded?
The Dwelling Policy Special Form includes... damage caused by burglars in attempt to steal property
The Dwelling Special Form DP-3 covers... volcanic eruption
The "Other Insurance" clause provides for distributing pro-rata basis
insurance among two or more insurers on a..
Following agreement with the insurer, a loss will be paid within 30 days
how many days under the "Loss Payment" condition?
Mary owns a matching pair of unique hand-blown vases worth $75
$200. Individually the vases are worth $75 each. One of the
vases is destroyed. How much will the insurance company pay
under the "pair and set" clause?
Tom has a pair of matching engraved ivory handled pistols $700
from Italy worth $1,200. Individually the pistols are worth $500.
One of the pistols is destroyed. How much will the insurance
company pay under the "pair and set" clause?
Mary has a pair of earrings with $200. Individually the earrings $100
are worth $100. One of the earrings is destroyed. How much
will the insurance company pay under the "pair and set"
clause?
The insurer has the right to repair or replace damaged 30 days
property within how many days after the receiving the
statement of loss?
During a period of increasing prices due to inflation, an Automatic increase in insurance development
insured would need which endorsement to protect against
being underinsured at the time of loss?
The theft endorsement of the Dwelling Policy covers theft for personal property
LICENSE EXAM MANUAL |
COMPREHENSIVE EXAM PREP, PRACTICE
QUESTIONS, CORRECT ANSWERS AND
STUDY GUIDE
| GRADED A+ | GUARANTEED SUCCESS
Updated 2026 Questions and Answers
100% Verified Exam Prep
,The Dwelling Policy would NOT cover an incidental business woodworking business in the garage
such as a
Insured persons under the Dwelling Policy include the named insured's spouse only while living in the same household
Coverage A - Dwelling under the Dwelling Policy does NOT detached garages
cover
Personal property coverage under the Dwelling Policy is paid Actual Cash Value
on what basis
Personal property coverage under the Dwelling Policy at a 30 days
new residence location applies for...
Coverage C - Personal Property under the Dwelling Policy Rowboats and canoes located on the premises
excludes or limits all of the following property EXCEPT
The Basic Dwelling Form DP-1does NOT cover... Falling Objects
The Dwelling Form Basic DP-1 "extended coverage perils" collapse
would NOT include...
Volcanic eruption under the Dwelling Policy does NOT cover land tremors
Multiple volcanic eruptions within what period of time are 72 hours
considered as one occurence?
Vandalism and malicious mischief does not cover damage to a 60 consecutive days
building vacant more than
The Dwelling Broad Form DP 2 provides coverage on A named peril basis on the dwellings
The Dwelling Broad from DP - 2 does NOT cover international loss
The Other Coverages of the Dwelling Basic Form includes $500
trees, shrubs, plants, or lawns up to what maximum amount
per tree or shrub?
, What of the following Dwelling Forms provides coverage for Dwelling Policy Special Form
risk of direct physical loss unless the loss is excluded?
The Dwelling Policy Special Form includes... damage caused by burglars in attempt to steal property
The Dwelling Special Form DP-3 covers... volcanic eruption
The "Other Insurance" clause provides for distributing pro-rata basis
insurance among two or more insurers on a..
Following agreement with the insurer, a loss will be paid within 30 days
how many days under the "Loss Payment" condition?
Mary owns a matching pair of unique hand-blown vases worth $75
$200. Individually the vases are worth $75 each. One of the
vases is destroyed. How much will the insurance company pay
under the "pair and set" clause?
Tom has a pair of matching engraved ivory handled pistols $700
from Italy worth $1,200. Individually the pistols are worth $500.
One of the pistols is destroyed. How much will the insurance
company pay under the "pair and set" clause?
Mary has a pair of earrings with $200. Individually the earrings $100
are worth $100. One of the earrings is destroyed. How much
will the insurance company pay under the "pair and set"
clause?
The insurer has the right to repair or replace damaged 30 days
property within how many days after the receiving the
statement of loss?
During a period of increasing prices due to inflation, an Automatic increase in insurance development
insured would need which endorsement to protect against
being underinsured at the time of loss?
The theft endorsement of the Dwelling Policy covers theft for personal property
