NYC Associate Fraud Investigator
Practice Exam 2026 Most Tested
Questions Collection & Verified
Detailed Answers | Tutor Verified
Success Exam) Graded A+
1. What is the primary purpose of a fraud investigation?
A. To obtain a confession from the subject
B. To punish the subject immediately
C. To establish facts and determine whether wrongdoing occurred
D. To protect the investigator from criticism
Answer: C. To establish facts and determine whether wrongdoing
occurred
Rationale: A professional investigation is fact-driven. The investigator
gathers, evaluates, and documents evidence so that an informed
determination can be made.
2. Which characteristic is most important when evaluating
investigative evidence?
A. How strongly the investigator feels about the allegation
B. Reliability and relevance
C. The reputation of the complainant alone
D. Whether the evidence supports the original suspicion
Answer: B. Reliability and relevance
Rationale: Evidence should be evaluated objectively based on its
reliability, relevance, and ability to support or refute an allegation.
,3. An investigator receives an anonymous allegation containing
several specific facts. What is the best initial response?
A. Disregard it because the source is anonymous
B. Immediately accuse the subject
C. Assess the information and determine whether it can be
independently corroborated
D. Publicize the allegation to locate witnesses
Answer: C. Assess the information and determine whether it can be
independently corroborated
Rationale: Anonymous information can provide an investigative lead.
The investigator should assess its credibility and seek independent
corroboration.
4. Which action best demonstrates objectivity?
A. Looking only for evidence supporting the allegation
B. Considering evidence that supports and contradicts the allegation
C. Accepting the complainant's version without verification
D. Assuming the subject is guilty because an investigation was
opened
Answer: B. Considering evidence that supports and contradicts the
allegation
Rationale: Objectivity requires considering the entire evidentiary
picture rather than selectively pursuing information that confirms an
initial theory.
5. What is corroboration?
,A. Destroying duplicate evidence
B. Confirming information through an independent source or
evidence
C. Repeating an allegation to another investigator
D. Obtaining the subject's signature
Answer: B. Confirming information through an independent source
or evidence
Rationale: Corroboration strengthens the reliability of information by
confirming it through another source.
6. An investigator notices that two records contain conflicting
dates. What should the investigator do first?
A. Delete the less favorable record
B. Assume one record is fraudulent
C. Identify and investigate the discrepancy
D. Ignore the difference if the allegation appears credible
Answer: C. Identify and investigate the discrepancy
Rationale: Discrepancies may result from innocent clerical errors or
intentional misconduct. They should be examined before conclusions
are reached.
7. Which is the strongest investigative practice?
A. Developing conclusions before collecting evidence
B. Maintaining a documented chain of investigative activities
C. Relying exclusively on memory
D. Avoiding written notes to reduce paperwork
Answer: B. Maintaining a documented chain of investigative
activities
, Rationale: Documentation creates an audit trail and helps
demonstrate what information was obtained, when it was obtained,
and how conclusions were reached.
8. An investigator receives a document from a source. What should
generally be documented?
A. Only the document's title
B. The source, date received, and circumstances of receipt
C. The investigator's personal opinion about the source
D. Nothing until the investigation is completed
Answer: B. The source, date received, and circumstances of receipt
Rationale: Proper documentation helps establish provenance and
supports the reliability and traceability of evidence.
9. What does "scope of an investigation" refer to?
A. The investigator's salary level
B. The defined boundaries and issues being examined
C. The number of investigators assigned
D. The final disciplinary penalty
Answer: B. The defined boundaries and issues being examined
Rationale: Scope identifies what allegations, time periods,
individuals, transactions, or conduct are within the investigation.
10. If new evidence reveals an additional potentially relevant issue,
the investigator should:
A. Automatically ignore it
B. Determine whether it falls within the authorized investigative
scope
Practice Exam 2026 Most Tested
Questions Collection & Verified
Detailed Answers | Tutor Verified
Success Exam) Graded A+
1. What is the primary purpose of a fraud investigation?
A. To obtain a confession from the subject
B. To punish the subject immediately
C. To establish facts and determine whether wrongdoing occurred
D. To protect the investigator from criticism
Answer: C. To establish facts and determine whether wrongdoing
occurred
Rationale: A professional investigation is fact-driven. The investigator
gathers, evaluates, and documents evidence so that an informed
determination can be made.
2. Which characteristic is most important when evaluating
investigative evidence?
A. How strongly the investigator feels about the allegation
B. Reliability and relevance
C. The reputation of the complainant alone
D. Whether the evidence supports the original suspicion
Answer: B. Reliability and relevance
Rationale: Evidence should be evaluated objectively based on its
reliability, relevance, and ability to support or refute an allegation.
,3. An investigator receives an anonymous allegation containing
several specific facts. What is the best initial response?
A. Disregard it because the source is anonymous
B. Immediately accuse the subject
C. Assess the information and determine whether it can be
independently corroborated
D. Publicize the allegation to locate witnesses
Answer: C. Assess the information and determine whether it can be
independently corroborated
Rationale: Anonymous information can provide an investigative lead.
The investigator should assess its credibility and seek independent
corroboration.
4. Which action best demonstrates objectivity?
A. Looking only for evidence supporting the allegation
B. Considering evidence that supports and contradicts the allegation
C. Accepting the complainant's version without verification
D. Assuming the subject is guilty because an investigation was
opened
Answer: B. Considering evidence that supports and contradicts the
allegation
Rationale: Objectivity requires considering the entire evidentiary
picture rather than selectively pursuing information that confirms an
initial theory.
5. What is corroboration?
,A. Destroying duplicate evidence
B. Confirming information through an independent source or
evidence
C. Repeating an allegation to another investigator
D. Obtaining the subject's signature
Answer: B. Confirming information through an independent source
or evidence
Rationale: Corroboration strengthens the reliability of information by
confirming it through another source.
6. An investigator notices that two records contain conflicting
dates. What should the investigator do first?
A. Delete the less favorable record
B. Assume one record is fraudulent
C. Identify and investigate the discrepancy
D. Ignore the difference if the allegation appears credible
Answer: C. Identify and investigate the discrepancy
Rationale: Discrepancies may result from innocent clerical errors or
intentional misconduct. They should be examined before conclusions
are reached.
7. Which is the strongest investigative practice?
A. Developing conclusions before collecting evidence
B. Maintaining a documented chain of investigative activities
C. Relying exclusively on memory
D. Avoiding written notes to reduce paperwork
Answer: B. Maintaining a documented chain of investigative
activities
, Rationale: Documentation creates an audit trail and helps
demonstrate what information was obtained, when it was obtained,
and how conclusions were reached.
8. An investigator receives a document from a source. What should
generally be documented?
A. Only the document's title
B. The source, date received, and circumstances of receipt
C. The investigator's personal opinion about the source
D. Nothing until the investigation is completed
Answer: B. The source, date received, and circumstances of receipt
Rationale: Proper documentation helps establish provenance and
supports the reliability and traceability of evidence.
9. What does "scope of an investigation" refer to?
A. The investigator's salary level
B. The defined boundaries and issues being examined
C. The number of investigators assigned
D. The final disciplinary penalty
Answer: B. The defined boundaries and issues being examined
Rationale: Scope identifies what allegations, time periods,
individuals, transactions, or conduct are within the investigation.
10. If new evidence reveals an additional potentially relevant issue,
the investigator should:
A. Automatically ignore it
B. Determine whether it falls within the authorized investigative
scope
