INFORMATION TECHNOLOGY FOR THE
HEALTH PROFESSIONS CERTIFICATION
EVALUATION EXAMS SET FULL QUESTIONS
AND COMPLETE SOLUTION
●● Concerns about nearly one-fifth of the gross domestic product (GDP)
being spent on healthcare and large numbers of individuals being
uninsured led to...
Answer: passage of the Affordable Care Act (ACA) in 2010.
●● In addition, it was passed in response to...
Answer: rising healthcare costs because in 2010 the average cost of
health care was $8,402 per person. Also, total costs were $2.6 trillion or
17.9% of gross domestic product (GDP) which increased from 7.2% in
1970.
●● Healthcare reform was the plan for the ACA and to achieve it meant
focusing on these three goals:
Answer: - Decrease the number of uninsured.
- Increase the quality and efficiency of health care.
- Slow the rising costs of health care.
,●● The ACA, also known as ObamaCare, became law in March 2010
with goals of...
Answer: increasing access to healthcare for the underinsured while at the
same time improving healthcare quality and controlling healthcare costs.
●● Results of passage of the ACA:
Answer: - An estimated 15 million individuals obtained health coverage
from the beginning of the first enrollment period in October 2013
through March 2015.
- The percentage of uninsured Americans dropped from17% to 10%.
- 12 million low-income adults and children enrolled in Medicaid or the
Children's Health Insurance Program (CHIP) between October 2013 and
April 2015, increasing the total number in these programs to 71 million.
●● Also, with the passage of the ACA...
Answer: individuals had more options for obtaining health insurance.
●● Employer
Answer: Most large companies offer health benefits, the same as before
ACA. For new small-business markets, Small Business Health Options
Program (SHOP) offers insurance for business with up to 100
employees.
●● Direct Enrollment
, Answer: Consumers buy coverage directly from private insurers with
new consumer protections.
●● Parents
Answer: Young adults can remain on their parents' health plan until age
26
●● Marketplace
Answer: Consumers shop for private plans with different cost sharing
through a State-Based Marketplace or the federally facilitated
Marketplace. Based on income, consumers can also apply for Medicaid
or the Children's Health Insurance Program (CHIP)
●● Medicaid
Answer: Medicaid coverage expanded in 31 states and Washington, DC
●● As a result of the ACA, individuals were able to obtain health
insurance in two new ways
Answer: - Medicaid was expanded to include those with incomes at
138% of the FBL
- the Marketplace was created for individuals with income between
100% and 400% of the FPL. The federal government subsidizes plans
purchased through the Marketplace beginning in January 2014
HEALTH PROFESSIONS CERTIFICATION
EVALUATION EXAMS SET FULL QUESTIONS
AND COMPLETE SOLUTION
●● Concerns about nearly one-fifth of the gross domestic product (GDP)
being spent on healthcare and large numbers of individuals being
uninsured led to...
Answer: passage of the Affordable Care Act (ACA) in 2010.
●● In addition, it was passed in response to...
Answer: rising healthcare costs because in 2010 the average cost of
health care was $8,402 per person. Also, total costs were $2.6 trillion or
17.9% of gross domestic product (GDP) which increased from 7.2% in
1970.
●● Healthcare reform was the plan for the ACA and to achieve it meant
focusing on these three goals:
Answer: - Decrease the number of uninsured.
- Increase the quality and efficiency of health care.
- Slow the rising costs of health care.
,●● The ACA, also known as ObamaCare, became law in March 2010
with goals of...
Answer: increasing access to healthcare for the underinsured while at the
same time improving healthcare quality and controlling healthcare costs.
●● Results of passage of the ACA:
Answer: - An estimated 15 million individuals obtained health coverage
from the beginning of the first enrollment period in October 2013
through March 2015.
- The percentage of uninsured Americans dropped from17% to 10%.
- 12 million low-income adults and children enrolled in Medicaid or the
Children's Health Insurance Program (CHIP) between October 2013 and
April 2015, increasing the total number in these programs to 71 million.
●● Also, with the passage of the ACA...
Answer: individuals had more options for obtaining health insurance.
●● Employer
Answer: Most large companies offer health benefits, the same as before
ACA. For new small-business markets, Small Business Health Options
Program (SHOP) offers insurance for business with up to 100
employees.
●● Direct Enrollment
, Answer: Consumers buy coverage directly from private insurers with
new consumer protections.
●● Parents
Answer: Young adults can remain on their parents' health plan until age
26
●● Marketplace
Answer: Consumers shop for private plans with different cost sharing
through a State-Based Marketplace or the federally facilitated
Marketplace. Based on income, consumers can also apply for Medicaid
or the Children's Health Insurance Program (CHIP)
●● Medicaid
Answer: Medicaid coverage expanded in 31 states and Washington, DC
●● As a result of the ACA, individuals were able to obtain health
insurance in two new ways
Answer: - Medicaid was expanded to include those with incomes at
138% of the FBL
- the Marketplace was created for individuals with income between
100% and 400% of the FPL. The federal government subsidizes plans
purchased through the Marketplace beginning in January 2014
