ACTUAL QUESTIONS AND CORRECT ANSWERS
WITH RATIONALE LATEST UPDATE ALREADY
GRADED A+
SECTION 1: LICENSURE REQUIREMENTS AND REGULATIONS
Question 1: What is the minimum educational requirement to apply for a home
inspector license in New York?
A) Bachelor's degree in engineering or building science
B) Associate's degree in a related field
C) High school diploma or equivalent
D) No formal education requirement
Answer: C
Rationale: NY Real Property Law Section 444-e(1)(a) requires applicants to have
successfully completed high school or its equivalent. No college degree is
mandated for licensure.
Question 2: How many hours of approved training are required for home inspector
licensure in New York?
A) 100 hours
B) 140 hours
C) 200 hours
D) 80 hours
Answer: B
Rationale: Applicants must complete a course of study of not less than 140 hours
approved by the Secretary of State, which includes specific subject modules and
field-based training.
Question 3: How many hours of field-based training must be included in the 140-
hour course?
A) 20 hours
B) 30 hours
,C) 40 hours
D) 50 hours
Rationale: The 140-hour course includes 40 hours of unpaid field-based training
conducted under direct supervision of a licensed home inspector, professional
engineer, or architect.
Question 4: What is an alternative qualification pathway to the 140-hour training
course?
A) Completing an apprenticeship program
B) Performing at least 100 supervised home inspections
C) Working as a contractor for 5 years
D) Having a bachelor's degree in engineering
Answer: B
Rationale: NY Real Property Law Section 444-e(1)(b)(ii) allows applicants to
qualify by performing not less than 100 home inspections (paid or unpaid) under
direct supervision of a licensed home inspector, professional engineer, or architect.
Question 5: What is the initial application fee for a New York home inspector
license?
A) $100
B) $150
C) $250
D) $500
Answer: C
Rationale: The initial application fee for a home inspector license is $250. Renewal
fees are $100 thereafter. Application fees are nonrefundable.
Question 6: How often must a New York home inspector renew their license?
A) Every year
B) Every two years
C) Every three years
D) Every five years
Answer: B
Rationale: Home inspector licenses in New York are valid for two years and must
be renewed biennially. License holders must complete continuing education before
renewal.
Question 7: What is the continuing education requirement for New York home
inspectors?
A) 12 hours every year
,B) 24 hours every two years
C) 36 hours every three years
D) No continuing education required
Answer: B
Rationale: License holders must complete 24 hours of approved continuing
education within the two-year license renewal period prior to expiration.
Question 8: Which of the following individuals is EXEMPT from New York home
inspector licensure?
A) Real estate agents performing inspections for clients
B) Architects and engineers inspecting buildings for their job
C) Contractors evaluating properties for renovation
D) Anyone inspecting homes for compensation
Answer: B
Rationale: Architects, engineers, and code enforcement officials do not need a
home inspector license if they inspect buildings for their job. However, if they start
their own inspection business, they need a license.
Question 9: What is the minimum liability insurance coverage required for a New
York home inspector?
A) $100,000 per occurrence; $300,000 aggregate
B) $150,000 per occurrence; $500,000 aggregate
C) $250,000 per occurrence; $1,000,000 aggregate
D) $50,000 per occurrence; $100,000 aggregate
Answer: B
Rationale: Home inspectors must maintain liability coverage of at least $150,000
per occurrence and $500,000 aggregate and file proof with the Department of
State.
Question 10: What is the fee to change a personal name or address on a New York
home inspector license?
A) No fee
B) $25
C) $50
D) $100
Answer: B
Rationale: The fee for a change of personal name and/or address is $25. No fee is
required if the name change results from a change in marital status.
, Question 11: What is the fee for the New York State home inspector written
examination?
A) $25
B) $50
C) $100
D) $150
Answer: B
Rationale: The written exam fee is $50 according to the Department of State fee
schedule.
Question 12: When must a home inspector provide proof of licensure?
A) Only upon initial application
B) Upon request of any client or interested party to a real estate transaction
C) Only to the Department of State
D) Never, as proof is not required
Answer: B
Rationale: Upon request of any client or interested party to a real estate transaction,
every home inspector shall provide proof of licensure as issued by the secretary.
Question 13: The New York Department of State may grant a license to an out-of-
state applicant if:
A) The applicant has any license from any state
B) The applicant's state has standards substantially equivalent to New York
C) The applicant pays double the application fee
D) The applicant completes 100 hours of additional training
Answer: B
Rationale: NY Real Property Law Section 444-e(3) allows the secretary to issue a
license to a person who holds a valid license from another state with standards
substantially equivalent to those of New York.
Question 14: The New York home inspector licensing law took effect on what
date?
A) January 1, 2004
B) December 31, 2005
C) January 1, 2006
D) July 1, 2005
Answer: B
Rationale: Chapter 461 of the Laws of 2004, the Home Inspector Professional
Licensing Act, took effect December 31, 2005, requiring all home inspectors to
obtain a license.