PUBLIC ADJUSTER COMPREHENSIVE
REVIEW SHEET VERIFIED QUESTION BANK
●● What is pitch?
Answer: The incline angle of a roof
●● When must a truss be notched are groves?
Answer: Only when preapproved and writing by a certified engineer
●● A gable roof 32 feet long is to have rafters installed 16 inches on
center. How many Rafters are needed
Answer: 24
●● Which of the following does not need to be submitted to the
Director, in order to act as an adjuster?
Answer: A copy of all insurance policies for the business.
●● If A public adjuster moves, how soon does he or she need to inform
the Director?
Answer: 30 days
●● Which of the following is not a prohibited action of a public adjuster
,Answer: Commencing repairs pending adjustment of a claim
●● If a public adjuster contracts with an insured within 5 days of a filed
lost, how long does the insured have to void their contract
Answer: 5 days
●● If an insured receives claim proceeds from an insured that are to be
paid jointly to the insured and the public adjuster, how many days does
insured have to release a portion of the proceeds, which are due to the
public adjuster?
Answer: Within 5 days
●● It is allowable for a public adjuster to...
Answer: State that he is she is licensed by the department of insurance
●● When may a public adjuster attempt to sign a new client
Answer: Between the hours of 8 AM and 7 PM
●● Which of the following actions by a public adjuster would be a
violation of law
Answer: Advancing funds to insureds.. in anticipation of claim proceeds
●● How is actual cash value calculated according to administrative role
919?
, Answer: Replacement cost at the time of a loss, less depreciation
●● An Insurer a must notify the public adjuster if a claim remains
unresolved - after how many days?
Answer: 25 days after receiving proof of loss
●● In Illinois if a fire and extended coverage policy has been in effect
for less than 60 days, which of the following is NOT an allowable
reason for cancellation by the insurer
Answer: Two or more claims filed jointly
●● How long must a public adjuster maintain records possible
inspection and examination by the Johnson
Answer: 7 years
●● To whom may a public adjuster not give out any of the insured
information without consent of the insured
Answer: A contractor which is developing/depending on the repair
estimate
●● If the insured for amounts of appraised loss is upheld under the
appraisal clause of a fire and extended coverage policy, who pays the
fees of the appraisal and the umpire?
Answer: The insurer pays the fees of all
REVIEW SHEET VERIFIED QUESTION BANK
●● What is pitch?
Answer: The incline angle of a roof
●● When must a truss be notched are groves?
Answer: Only when preapproved and writing by a certified engineer
●● A gable roof 32 feet long is to have rafters installed 16 inches on
center. How many Rafters are needed
Answer: 24
●● Which of the following does not need to be submitted to the
Director, in order to act as an adjuster?
Answer: A copy of all insurance policies for the business.
●● If A public adjuster moves, how soon does he or she need to inform
the Director?
Answer: 30 days
●● Which of the following is not a prohibited action of a public adjuster
,Answer: Commencing repairs pending adjustment of a claim
●● If a public adjuster contracts with an insured within 5 days of a filed
lost, how long does the insured have to void their contract
Answer: 5 days
●● If an insured receives claim proceeds from an insured that are to be
paid jointly to the insured and the public adjuster, how many days does
insured have to release a portion of the proceeds, which are due to the
public adjuster?
Answer: Within 5 days
●● It is allowable for a public adjuster to...
Answer: State that he is she is licensed by the department of insurance
●● When may a public adjuster attempt to sign a new client
Answer: Between the hours of 8 AM and 7 PM
●● Which of the following actions by a public adjuster would be a
violation of law
Answer: Advancing funds to insureds.. in anticipation of claim proceeds
●● How is actual cash value calculated according to administrative role
919?
, Answer: Replacement cost at the time of a loss, less depreciation
●● An Insurer a must notify the public adjuster if a claim remains
unresolved - after how many days?
Answer: 25 days after receiving proof of loss
●● In Illinois if a fire and extended coverage policy has been in effect
for less than 60 days, which of the following is NOT an allowable
reason for cancellation by the insurer
Answer: Two or more claims filed jointly
●● How long must a public adjuster maintain records possible
inspection and examination by the Johnson
Answer: 7 years
●● To whom may a public adjuster not give out any of the insured
information without consent of the insured
Answer: A contractor which is developing/depending on the repair
estimate
●● If the insured for amounts of appraised loss is upheld under the
appraisal clause of a fire and extended coverage policy, who pays the
fees of the appraisal and the umpire?
Answer: The insurer pays the fees of all
