Florida Community Association Manager
(CAM) Prelicensure Course Questions and
Answers 2026-2027
Here is a comprehensive set of practice questions for the Florida
Community Association Manager (CAM) Prelicensure Course and
Licensing Exam. Each question includes the correct answer in bold
italics and a detailed rationale in italics, based on Florida Statutes
Chapters 718 (Condominiums), 719 (Cooperatives), 720 (HOAs),
and Part VIII of Chapter 468 (CAM Licensing), as well as DBPR
administrative rules.
Question 1
What is a "community association" as defined in Florida law?
A. Any real estate development with shared amenities
B. A residential homeowners' association in which membership is a
condition of ownership of a unit or lot
C. Any property managed by a licensed CAM
D. A condominium association with more than 10 units
*Correct Answer: B. A residential homeowners' association in which
membership is a condition of ownership of a unit or lot. *
Rationale: A community association is defined as a residential homeowners'
association in which membership is a condition of ownership (mandatory) of
a unit in a planned unit development, or of a lot for a home or a mobile
home, or of a townhouse, villa, condominium, cooperative, or other
,residential unit. The association must be authorized to impose a fee
(assessment) which may become a lien on the parcel .
Question 2
In a cooperative, what document is signed by both the corporation and the
individual for the exclusive use of a unit?
A. Declaration of Condominium
B. Proprietary Lease
C. Shareholder's Certificate
D. Articles of Incorporation
*Correct Answer: B. Proprietary Lease. *
Rationale: A Proprietary Lease is signed by the corporation and the individual
for the exclusive use of a unit, pad, or space. The Shareholder's Certificate
gives the owner the right to lease the unit and indicates the individual's share
in the corporation. However, the proprietary lease is the specific document
governing unit occupancy rights .
Question 3
The Homeowners' Association Act (Chapter 720) was created in what year?
A. 1995
B. 1998
C. 2000
D. 2005
*Correct Answer: C. 2000. *
,Rationale: The Homeowners' Association Act (Chapter 720, Florida Statutes)
was created in the year 2000. This statute provides the legal framework for
the governance and operation of homeowners' associations in Florida .
Question 4
What is the maximum number of children an association may restrict under
the Fair Housing Act's "familial status" protection?
A. No restriction is permitted
B. One child per unit
C. Two children per unit
D. Unlimited children
*Correct Answer: A. No restriction is permitted. *
Rationale: The Fair Housing Act prohibits discrimination based on familial
status, which includes families with children under 18. Associations cannot
restrict the number of children in a household, except for reasonable
occupancy standards based on square footage .
Question 5
A cooperative association's reserves do not generally include an amount for
which of the following?
A. Roof replacement
B. Parking lot resurfacing
C. Elevator maintenance
D. Flood insurance premiums
*Correct Answer: D. Flood insurance premiums. *
, Rationale: A cooperative association's reserves do not generally include an
amount for flood insurance premiums, as these are typically part of operating
expenses .
Question 6
Which of the following is NOT a protected class under the Fair Housing
Act?
A. Race
B. Color
C. Age
D. National origin
*Correct Answer: C. Age. *
Rationale: The Fair Housing Act prohibits discrimination based on race, color,
national origin, religion, sex, familial status (families with children under 18),
and disability. Age is not a protected class under the federal Fair Housing Act,
though age may be protected under other laws .
Question 7
The developer will disclose in conspicuous type (10 pt font) on the
condominium contract of sale whether the developer established reserve
accounts, posted a surety bond, or provided like new warranties. This is an
example of:
A. A mandatory disclosure requirement
B. An optional disclosure
C. A best practice only
D. A federal requirement
(CAM) Prelicensure Course Questions and
Answers 2026-2027
Here is a comprehensive set of practice questions for the Florida
Community Association Manager (CAM) Prelicensure Course and
Licensing Exam. Each question includes the correct answer in bold
italics and a detailed rationale in italics, based on Florida Statutes
Chapters 718 (Condominiums), 719 (Cooperatives), 720 (HOAs),
and Part VIII of Chapter 468 (CAM Licensing), as well as DBPR
administrative rules.
Question 1
What is a "community association" as defined in Florida law?
A. Any real estate development with shared amenities
B. A residential homeowners' association in which membership is a
condition of ownership of a unit or lot
C. Any property managed by a licensed CAM
D. A condominium association with more than 10 units
*Correct Answer: B. A residential homeowners' association in which
membership is a condition of ownership of a unit or lot. *
Rationale: A community association is defined as a residential homeowners'
association in which membership is a condition of ownership (mandatory) of
a unit in a planned unit development, or of a lot for a home or a mobile
home, or of a townhouse, villa, condominium, cooperative, or other
,residential unit. The association must be authorized to impose a fee
(assessment) which may become a lien on the parcel .
Question 2
In a cooperative, what document is signed by both the corporation and the
individual for the exclusive use of a unit?
A. Declaration of Condominium
B. Proprietary Lease
C. Shareholder's Certificate
D. Articles of Incorporation
*Correct Answer: B. Proprietary Lease. *
Rationale: A Proprietary Lease is signed by the corporation and the individual
for the exclusive use of a unit, pad, or space. The Shareholder's Certificate
gives the owner the right to lease the unit and indicates the individual's share
in the corporation. However, the proprietary lease is the specific document
governing unit occupancy rights .
Question 3
The Homeowners' Association Act (Chapter 720) was created in what year?
A. 1995
B. 1998
C. 2000
D. 2005
*Correct Answer: C. 2000. *
,Rationale: The Homeowners' Association Act (Chapter 720, Florida Statutes)
was created in the year 2000. This statute provides the legal framework for
the governance and operation of homeowners' associations in Florida .
Question 4
What is the maximum number of children an association may restrict under
the Fair Housing Act's "familial status" protection?
A. No restriction is permitted
B. One child per unit
C. Two children per unit
D. Unlimited children
*Correct Answer: A. No restriction is permitted. *
Rationale: The Fair Housing Act prohibits discrimination based on familial
status, which includes families with children under 18. Associations cannot
restrict the number of children in a household, except for reasonable
occupancy standards based on square footage .
Question 5
A cooperative association's reserves do not generally include an amount for
which of the following?
A. Roof replacement
B. Parking lot resurfacing
C. Elevator maintenance
D. Flood insurance premiums
*Correct Answer: D. Flood insurance premiums. *
, Rationale: A cooperative association's reserves do not generally include an
amount for flood insurance premiums, as these are typically part of operating
expenses .
Question 6
Which of the following is NOT a protected class under the Fair Housing
Act?
A. Race
B. Color
C. Age
D. National origin
*Correct Answer: C. Age. *
Rationale: The Fair Housing Act prohibits discrimination based on race, color,
national origin, religion, sex, familial status (families with children under 18),
and disability. Age is not a protected class under the federal Fair Housing Act,
though age may be protected under other laws .
Question 7
The developer will disclose in conspicuous type (10 pt font) on the
condominium contract of sale whether the developer established reserve
accounts, posted a surety bond, or provided like new warranties. This is an
example of:
A. A mandatory disclosure requirement
B. An optional disclosure
C. A best practice only
D. A federal requirement
