1
Master the PA Appraisers License Exam with 200
Practice Questions and Detailed Rationales—
Including State Regulations, Vehicle Construction,
Insurance Provisions, and Licensing Rules.
PA APPRAISERS LICENSE EXAM –200 QUESTIONS,
☑VERIFIED ANSWERS & RATIONALES
About This Exam Guide
PART 1: LICENSING BASICS & REGULATIONS
1. How old must an applicant be to obtain a
Pennsylvania Motor Vehicle Physical Damage
Appraiser license?
• Correct ☑VERIFIED ANSWER: 18 years old
• Rationale: The Motor Vehicle Physical Damage
Appraiser Act requires applicants to be at least
18 years of age to be eligible for the
examination and license. This is a statutory
minimum age requirement .
,2
2. Which entity administers the examination for
the Pennsylvania Motor Vehicle Physical Damage
Appraiser license?
• Correct ☑VERIFIED ANSWER: Pennsylvania
Insurance Department (via PSI Services)
• Rationale: The Motor Vehicle Physical Damage
Appraiser license is regulated by the
Pennsylvania Insurance Department under the
authority of the Commissioner of Professional
and Occupational Affairs. PSI Services
administers the exam on their behalf .
3. When does an appraiser's license expire in
Pennsylvania?
• Correct ☑VERIFIED ANSWER: June 30th at
midnight
• Rationale: Pennsylvania appraiser licenses
expire annually on June 30th at midnight. If you
renew on time, you receive a new expiration
date but not a new effective date .
,3
4. What happens if you wait more than 80 days
after your license expires to renew?
• Correct ☑VERIFIED ANSWER: You must retake
the test and pay for a new license
• Rationale: If your appraiser's license is expired
for more than 80 days, you cannot simply
renew—you must retake the licensing
examination and pay for a new license .
5. What is the maximum fine for violating
Pennsylvania insurance law?
• Correct ☑VERIFIED ANSWER: $500
• Rationale: Under Pennsylvania law, the
maximum fine for violating insurance law
provisions is $500. This applies to violations by
appraisers, adjusters, and other licensed
professionals .
6. How many business days do you have per Act
361 to inspect a vehicle after assignment?
, 4
• Correct ☑VERIFIED ANSWER: 6 business days
• Rationale: Act 361 requires that a vehicle be
inspected within 6 business days of the
assignment. Some sources cite 5 working days,
but the statutory requirement under Act 361 is
6 business days .
7. How many days after an inspection should a
total loss offer be presented to the owner?
• Correct ☑VERIFIED ANSWER: 5 days
• Rationale: After completing an inspection, if the
vehicle is determined to be a total loss, the
appraiser or insurer must present the total loss
offer to the vehicle owner within 5 days .
8. Who has the first right to salvage?
• Correct ☑VERIFIED ANSWER: The insurer
• Rationale: When a vehicle is declared a total
loss, the insurance company (insurer) has the
first right to salvage. The owner may retain the
Master the PA Appraisers License Exam with 200
Practice Questions and Detailed Rationales—
Including State Regulations, Vehicle Construction,
Insurance Provisions, and Licensing Rules.
PA APPRAISERS LICENSE EXAM –200 QUESTIONS,
☑VERIFIED ANSWERS & RATIONALES
About This Exam Guide
PART 1: LICENSING BASICS & REGULATIONS
1. How old must an applicant be to obtain a
Pennsylvania Motor Vehicle Physical Damage
Appraiser license?
• Correct ☑VERIFIED ANSWER: 18 years old
• Rationale: The Motor Vehicle Physical Damage
Appraiser Act requires applicants to be at least
18 years of age to be eligible for the
examination and license. This is a statutory
minimum age requirement .
,2
2. Which entity administers the examination for
the Pennsylvania Motor Vehicle Physical Damage
Appraiser license?
• Correct ☑VERIFIED ANSWER: Pennsylvania
Insurance Department (via PSI Services)
• Rationale: The Motor Vehicle Physical Damage
Appraiser license is regulated by the
Pennsylvania Insurance Department under the
authority of the Commissioner of Professional
and Occupational Affairs. PSI Services
administers the exam on their behalf .
3. When does an appraiser's license expire in
Pennsylvania?
• Correct ☑VERIFIED ANSWER: June 30th at
midnight
• Rationale: Pennsylvania appraiser licenses
expire annually on June 30th at midnight. If you
renew on time, you receive a new expiration
date but not a new effective date .
,3
4. What happens if you wait more than 80 days
after your license expires to renew?
• Correct ☑VERIFIED ANSWER: You must retake
the test and pay for a new license
• Rationale: If your appraiser's license is expired
for more than 80 days, you cannot simply
renew—you must retake the licensing
examination and pay for a new license .
5. What is the maximum fine for violating
Pennsylvania insurance law?
• Correct ☑VERIFIED ANSWER: $500
• Rationale: Under Pennsylvania law, the
maximum fine for violating insurance law
provisions is $500. This applies to violations by
appraisers, adjusters, and other licensed
professionals .
6. How many business days do you have per Act
361 to inspect a vehicle after assignment?
, 4
• Correct ☑VERIFIED ANSWER: 6 business days
• Rationale: Act 361 requires that a vehicle be
inspected within 6 business days of the
assignment. Some sources cite 5 working days,
but the statutory requirement under Act 361 is
6 business days .
7. How many days after an inspection should a
total loss offer be presented to the owner?
• Correct ☑VERIFIED ANSWER: 5 days
• Rationale: After completing an inspection, if the
vehicle is determined to be a total loss, the
appraiser or insurer must present the total loss
offer to the vehicle owner within 5 days .
8. Who has the first right to salvage?
• Correct ☑VERIFIED ANSWER: The insurer
• Rationale: When a vehicle is declared a total
loss, the insurance company (insurer) has the
first right to salvage. The owner may retain the
