ALU 101 CORRECT EXAM QUESTIONS AND ANSWERS
SET A+
✔✔Discuss the legal challenges insurers face when using a conditional premium receipt
in an effort to limit liability during underwriting. - ✔✔Refer to page 203.
✔✔The highest percentage of accidents in general aviation is attributed to:
1. weather
2. pilot error
3. alcohol
4. faulty equipment - ✔✔2: pilot error - page 236.
✔✔The scenarios in which an aviation exclusion rider (AER) can be used include all of
the following EXCEPT:
1. The proposed insured has a significant history of depression.
2. The contract is written in a state that restricts the exclusion.
3. The policy is rated for reasons other than aviation.
4. The extent of the aviation risk is unknown. - ✔✔2: The contract is written in a state
that restricts the exclusion - page 241
✔✔Which of the following statements regarding Canadian Aviation medical certificates
are correct?
a) The examining physician issues them.
b) There are four classes.
c) Denials may be appealed to the Civil Aviation Tribunal.
1. B only is correct.
2. A and C only are correct.
3. B and C only are correct.
4. A, B, and C are correct. - ✔✔3: B and C only are correct - pages 229.
✔✔Describe sources of aviation information that can be obtained on the proposed
insured at time of underwriting. - ✔✔Refer to pages 240-241.
, ✔✔Describe the meteorological conditions that must normally be present before a pilot
with a visual flight rules (VFR) certificate can fly. - ✔✔Refer to page 226.
✔✔In the U.S., which of the following is required for all pilot certifications:
1. practical test
2. aeronautical experience
3. knowledge test
4. ability to understand the English language - ✔✔4: ability to understand the English
language - page 223.
✔✔To fly an aircraft in conditions in which a pilot is unable to see, the pilot must be
certified for:
1. visual flight rules
2. aircraft category rating
3. visual meteorological conditions
4. instrument flight rating - ✔✔4: instrument flight rating - pages 226-227.
✔✔Describe the risks associated with these specific types of aviation:
a. aerial application/crop dusting
b. bush pilots
c. helicopters
d. ultralights
e. international aviation. - ✔✔Refer to pages 232-233, and page 236.
✔✔List the three causes of fatal accidents across all classes of airplanes and identify
those considered to be judgment failures. - ✔✔Refer to pages 235-236.
✔✔Describe the roles of the National Transportation Safety Board (NTSB) and the
Federal Aviation Administration (FAA) in investigating commercial versus general
aviation accidents. - ✔✔Refer to pages 234-235.
✔✔Mortality rates in auto racing are most influenced by:
1. type of fuel
2. driver's experience
3. rate of speed
4. track conditions - ✔✔3: rate of speed - page 256.
✔✔In the U.S., the three most common occupational accidents leading to death include
all of the following EXCEPT:
1. assaults and violence
2. electrocution
3. vehicular accidents
SET A+
✔✔Discuss the legal challenges insurers face when using a conditional premium receipt
in an effort to limit liability during underwriting. - ✔✔Refer to page 203.
✔✔The highest percentage of accidents in general aviation is attributed to:
1. weather
2. pilot error
3. alcohol
4. faulty equipment - ✔✔2: pilot error - page 236.
✔✔The scenarios in which an aviation exclusion rider (AER) can be used include all of
the following EXCEPT:
1. The proposed insured has a significant history of depression.
2. The contract is written in a state that restricts the exclusion.
3. The policy is rated for reasons other than aviation.
4. The extent of the aviation risk is unknown. - ✔✔2: The contract is written in a state
that restricts the exclusion - page 241
✔✔Which of the following statements regarding Canadian Aviation medical certificates
are correct?
a) The examining physician issues them.
b) There are four classes.
c) Denials may be appealed to the Civil Aviation Tribunal.
1. B only is correct.
2. A and C only are correct.
3. B and C only are correct.
4. A, B, and C are correct. - ✔✔3: B and C only are correct - pages 229.
✔✔Describe sources of aviation information that can be obtained on the proposed
insured at time of underwriting. - ✔✔Refer to pages 240-241.
, ✔✔Describe the meteorological conditions that must normally be present before a pilot
with a visual flight rules (VFR) certificate can fly. - ✔✔Refer to page 226.
✔✔In the U.S., which of the following is required for all pilot certifications:
1. practical test
2. aeronautical experience
3. knowledge test
4. ability to understand the English language - ✔✔4: ability to understand the English
language - page 223.
✔✔To fly an aircraft in conditions in which a pilot is unable to see, the pilot must be
certified for:
1. visual flight rules
2. aircraft category rating
3. visual meteorological conditions
4. instrument flight rating - ✔✔4: instrument flight rating - pages 226-227.
✔✔Describe the risks associated with these specific types of aviation:
a. aerial application/crop dusting
b. bush pilots
c. helicopters
d. ultralights
e. international aviation. - ✔✔Refer to pages 232-233, and page 236.
✔✔List the three causes of fatal accidents across all classes of airplanes and identify
those considered to be judgment failures. - ✔✔Refer to pages 235-236.
✔✔Describe the roles of the National Transportation Safety Board (NTSB) and the
Federal Aviation Administration (FAA) in investigating commercial versus general
aviation accidents. - ✔✔Refer to pages 234-235.
✔✔Mortality rates in auto racing are most influenced by:
1. type of fuel
2. driver's experience
3. rate of speed
4. track conditions - ✔✔3: rate of speed - page 256.
✔✔In the U.S., the three most common occupational accidents leading to death include
all of the following EXCEPT:
1. assaults and violence
2. electrocution
3. vehicular accidents
