[NAN MCKAY HOUSING CHOICE VOUCHER SPECIALIST EXAM] – EXAM-STYLE
QUESTIONS AND ANSWERS | VERIFIED AND WELL DETAILED ANSWERS | PLUS
RATIONALES | GUARANTEED PASS | 2026/27 LATEST UPDATE | EXAM PREP |
STUDY GUIDE | PRACTICE TEST
Section One: Questions 1-50
**1. A family with a Housing Choice Voucher is relocating to a new unit within the
same PHA's jurisdiction. The family has submitted a Request for Tenancy Approval
(RFTA) for a unit with a gross rent that is 115% of the Payment Standard. The
family's total tenant payment (TTP) is $400. What is the maximum subsidy the
PHA can pay for this unit, assuming no utility allowances apply?**
A. $0
B. The Payment Standard
C. The gross rent minus the TTP
D. The lower of the Payment Standard or the gross rent minus the TTP
Correct Answer: D. The lower of the Payment Standard or the gross rent minus
the TTP
Rationale: The PHA's subsidy is limited to the lower of the Payment Standard or the
gross rent minus the TTP. Since the gross rent exceeds the Payment Standard, the
subsidy is capped at the Payment Standard amount. Option A is incorrect because a
family can rent a unit above the Payment Standard, provided the gross rent does
not exceed HUD's reasonable rent limits and they pay the difference. Option B is
correct only if the Payment Standard is the lower amount, but the formula is the
lower of the two. Option C is incorrect as it disregards the Payment Standard cap.
,2. During an initial briefing, a new voucher holder asks if they can use the
voucher to purchase a manufactured home. Under what condition is this
permissible?
A. Under no circumstances; vouchers are only for rental units.
B. Yes, if the manufactured home is affixed to a permanent foundation on land
the family owns.
C. Yes, if the manufactured home is located in a mobile home park and the family
pays a monthly lot rental fee.
D. Yes, but only if the family has a Section 8 Homeownership Voucher, which is a
separate program.
Correct Answer: C. Yes, if the manufactured home is located in a mobile home
park and the family pays a monthly lot rental fee.
Rationale: The Housing Choice Voucher program allows the voucher to be used for
a manufactured home that is leased as a rental unit, typically in a mobile home
park, with the assistance applied to the monthly rent for the home and lot. Option
A is factually incorrect. Option B describes the homeownership option, which
requires a separate voucher and program approval. Option D is incorrect because
while a homeownership voucher exists, the standard voucher can be used for a
manufactured home rental.
3. A PHA is conducting its annual reexamination for a family. The family's
income has increased significantly. What is the primary purpose of this
reexamination?
A. To terminate the family's assistance due to the income increase.
,B. To verify that the family is still income-eligible for the program and recalculate
their rent.
C. To ensure the family's unit meets Housing Quality Standards (HQS).
D. To determine if the family qualifies for a utility reimbursement.
Correct Answer: B. To verify that the family is still income-eligible for the program
and recalculate their rent.
Rationale: The annual reexamination's primary purpose is to confirm continued
eligibility and to recalculate the family's income and Total Tenant Payment (TTP).
Option A is incorrect because an income increase does not automatically terminate
assistance; it may only increase their rent portion. Option C is incorrect because
HQS inspections are separate from income reexaminations. Option D is too narrow;
a utility reimbursement may be a result, but it is not the primary purpose of the
process.
4. A PHA has issued a voucher to a family. The family finds a unit and the
owner submits a Request for Tenancy Approval. During the inspection, the PHA
inspector notes that the bathroom does not have an exhaust fan but has a
window that opens. Is this a violation of HQS?
A. Yes, because a bathroom must always have an exhaust fan for ventilation.
B. No, because operable windows provide adequate ventilation.
C. Yes, because both an exhaust fan and an operable window are required.
D. No, because HQS does not cover bathroom ventilation.
Correct Answer: B. No, because operable windows provide adequate ventilation.
, Rationale: HQS requires that the bathroom has either an operable window or an
exhaust fan to provide adequate ventilation. An operable window alone is sufficient
to meet this standard. Option A is too absolute; a fan is not always required. Option
C is incorrect; both are not required. Option D is incorrect because HQS does cover
ventilation and health/safety standards.
5. The Housing Choice Voucher program is administered at the federal level by
which agency?
A. The Federal Housing Administration (FHA)
B. The Department of Housing and Urban Development (HUD)
C. The Department of Agriculture (USDA)
D. The Federal Emergency Management Agency (FEMA)
Correct Answer: B. The Department of Housing and Urban Development (HUD)
Rationale: HUD is the federal agency responsible for the Housing Choice Voucher
program. The FHA (A) provides mortgage insurance, USDA (C) administers rural
housing programs, and FEMA (D) handles disaster response. These are distinct from
HUD's rental assistance programs.
**6. A family's annual income is $30,000. They have a dependent allowance of
$1,200 for their two children and a disability assistance allowance of $400. What
is their Adjusted Income?**
A. $28,400
B. $29,600
QUESTIONS AND ANSWERS | VERIFIED AND WELL DETAILED ANSWERS | PLUS
RATIONALES | GUARANTEED PASS | 2026/27 LATEST UPDATE | EXAM PREP |
STUDY GUIDE | PRACTICE TEST
Section One: Questions 1-50
**1. A family with a Housing Choice Voucher is relocating to a new unit within the
same PHA's jurisdiction. The family has submitted a Request for Tenancy Approval
(RFTA) for a unit with a gross rent that is 115% of the Payment Standard. The
family's total tenant payment (TTP) is $400. What is the maximum subsidy the
PHA can pay for this unit, assuming no utility allowances apply?**
A. $0
B. The Payment Standard
C. The gross rent minus the TTP
D. The lower of the Payment Standard or the gross rent minus the TTP
Correct Answer: D. The lower of the Payment Standard or the gross rent minus
the TTP
Rationale: The PHA's subsidy is limited to the lower of the Payment Standard or the
gross rent minus the TTP. Since the gross rent exceeds the Payment Standard, the
subsidy is capped at the Payment Standard amount. Option A is incorrect because a
family can rent a unit above the Payment Standard, provided the gross rent does
not exceed HUD's reasonable rent limits and they pay the difference. Option B is
correct only if the Payment Standard is the lower amount, but the formula is the
lower of the two. Option C is incorrect as it disregards the Payment Standard cap.
,2. During an initial briefing, a new voucher holder asks if they can use the
voucher to purchase a manufactured home. Under what condition is this
permissible?
A. Under no circumstances; vouchers are only for rental units.
B. Yes, if the manufactured home is affixed to a permanent foundation on land
the family owns.
C. Yes, if the manufactured home is located in a mobile home park and the family
pays a monthly lot rental fee.
D. Yes, but only if the family has a Section 8 Homeownership Voucher, which is a
separate program.
Correct Answer: C. Yes, if the manufactured home is located in a mobile home
park and the family pays a monthly lot rental fee.
Rationale: The Housing Choice Voucher program allows the voucher to be used for
a manufactured home that is leased as a rental unit, typically in a mobile home
park, with the assistance applied to the monthly rent for the home and lot. Option
A is factually incorrect. Option B describes the homeownership option, which
requires a separate voucher and program approval. Option D is incorrect because
while a homeownership voucher exists, the standard voucher can be used for a
manufactured home rental.
3. A PHA is conducting its annual reexamination for a family. The family's
income has increased significantly. What is the primary purpose of this
reexamination?
A. To terminate the family's assistance due to the income increase.
,B. To verify that the family is still income-eligible for the program and recalculate
their rent.
C. To ensure the family's unit meets Housing Quality Standards (HQS).
D. To determine if the family qualifies for a utility reimbursement.
Correct Answer: B. To verify that the family is still income-eligible for the program
and recalculate their rent.
Rationale: The annual reexamination's primary purpose is to confirm continued
eligibility and to recalculate the family's income and Total Tenant Payment (TTP).
Option A is incorrect because an income increase does not automatically terminate
assistance; it may only increase their rent portion. Option C is incorrect because
HQS inspections are separate from income reexaminations. Option D is too narrow;
a utility reimbursement may be a result, but it is not the primary purpose of the
process.
4. A PHA has issued a voucher to a family. The family finds a unit and the
owner submits a Request for Tenancy Approval. During the inspection, the PHA
inspector notes that the bathroom does not have an exhaust fan but has a
window that opens. Is this a violation of HQS?
A. Yes, because a bathroom must always have an exhaust fan for ventilation.
B. No, because operable windows provide adequate ventilation.
C. Yes, because both an exhaust fan and an operable window are required.
D. No, because HQS does not cover bathroom ventilation.
Correct Answer: B. No, because operable windows provide adequate ventilation.
, Rationale: HQS requires that the bathroom has either an operable window or an
exhaust fan to provide adequate ventilation. An operable window alone is sufficient
to meet this standard. Option A is too absolute; a fan is not always required. Option
C is incorrect; both are not required. Option D is incorrect because HQS does cover
ventilation and health/safety standards.
5. The Housing Choice Voucher program is administered at the federal level by
which agency?
A. The Federal Housing Administration (FHA)
B. The Department of Housing and Urban Development (HUD)
C. The Department of Agriculture (USDA)
D. The Federal Emergency Management Agency (FEMA)
Correct Answer: B. The Department of Housing and Urban Development (HUD)
Rationale: HUD is the federal agency responsible for the Housing Choice Voucher
program. The FHA (A) provides mortgage insurance, USDA (C) administers rural
housing programs, and FEMA (D) handles disaster response. These are distinct from
HUD's rental assistance programs.
**6. A family's annual income is $30,000. They have a dependent allowance of
$1,200 for their two children and a disability assistance allowance of $400. What
is their Adjusted Income?**
A. $28,400
B. $29,600
