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AHIP Final Exam Version 2 Newest 2026/2027 Exam Complete
Questions And Correct Detailed Answers (Verified Answers)
|Already Graded A+ ||Verified Exams!!!
Agent Jennings makes a presentation on Medicare advertised
as an educational event. Agent Jennings distributes materials
that are solely educational. However, she gives a brief
presentation that mentions plan-specific premiums. Is this a
prohibited activity at an event that has been advertised as
educational? - ANSWER-Yes. When an event has been
advertised as "educational," discussing plan-specific premiums
is impermissible.
Mr. Prentice has many clients who are Medicare beneficiaries.
He should review the Centers for Medicare & Medicaid Services
(CMS) Communication and Marketing Guidelines to ensure he
is compliant with which type of products. - ANSWER-Medicare
Advantage (MA) and Prescription Drug (PDP) plans.
Next week you will be participating in your first "educational
event" for prospective enrollees. To be sure that you do not
violate any of the applicable guidelines, in what activities
should you plan to engage? - ANSWER-You should plan to
ensure that the educational event is informative and must not
conduct a sales presentation or distribute or accept enrollment
forms at the event.
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You market many different types of insurance and ordinarily
you spend time each evening calling potential clients. To
comply with requirements for marketing Medicare Advantage
and Part D plans, what must you do about contacting potential
clients to market those plansl? - ANSWER-You will have to avoid
calling any potential client unless he or she initiates contact
with you and specifically asks that you give him or her a call.
If you are to comply with Medicare's guidance regarding
educational events, which of the following would be acceptable
activities? - ANSWER-You may distribute business cards to
individuals who request information on how to contact you for
further details on the plan(s) you represent.
By contacting plans available in your area, you have learned
that the plan you represent has a significantly lower monthly
premium than the others. Furthermore, you see that the plan
you represent has a unique benefits package. What should you
do to make sure your clients know about these pieces of
information? - ANSWER-You may make comparisons between
plans if you can support them with studies or statistical data
and such comparisons are factually based and referenced.
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You have set up an appointment for an in-home sales
presentation with Mrs. Fernandez, who expressed interest in
the Medicare plans you represent. In preparation for the sales
presentation, what must you do? - ANSWER-Before conducting
the presentation, obtain and document having obtained her
permission to visit, along with her interest in the specific
products you will present.
Winthrop Brokerage wishes to place an advertisement in the
local newspaper that says: "We offer Medicare Advantage plans
offered by AB Health and Top Choice Health. Contact us if you
would like to learn more." Which of the following best
describes the obligation(s) of Winthrop Brokerage regarding
the advertisement? - ANSWER-Winthrop Brokerage does not
need to submit the advertisement to CMS for prior approval
because it does not include information about the plans'
benefits structures, cost-sharing, or information about
measures or ranking standards.
You are mailing invitations to new Medicare beneficiaries for a
marketing event. You want an idea of how many people to
expect, so you would like to request RSVPs. What should you
keep in mind? - ANSWER-You may request RSVPs, but you are
not permitted to require contact information.
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Your colleague works at a third-party marketing organization
(TMO) and she said she did not need to take the Medicare
training for brokers and agents or pass a test to market
Medicare plans since her contract is with the TMO, not the
plans that have the products she sells. What could you say to
her? - ANSWER-You could tell her she is wrong, and that only
agents selling employer/union group plans are permitted an
exemption from testing, but some employer/union group plans
may require testing to promote agent compliance with CMS
marketing requirements.
You are meeting with Mrs. Hall in her home. On her scope of
appointment form, she asked to discuss Medicare Advantage
plans. During the meeting, she asked to discuss a stand-alone
prescription drug plan. She is leaving the next day to visit her
family for a week in another state, so she needs to decide
before she leaves. What must happen before that additional
discussion can take place? - ANSWER-Since Mrs. Hall specifically
asked that you discuss the stand-alone Part D plan, you may do
so, as long as she signs a new scope of appointment form first,
indicating that she wants to discuss the Part D plan.
You plan to participate in an educational event sponsored by a
large regional health care system. One of your colleagues
suggests that you do a presentation on one of the Medicare
Health plans you market and modify it to include information
AHIP Final Exam Version 2 Newest 2026/2027 Exam Complete
Questions And Correct Detailed Answers (Verified Answers)
|Already Graded A+ ||Verified Exams!!!
Agent Jennings makes a presentation on Medicare advertised
as an educational event. Agent Jennings distributes materials
that are solely educational. However, she gives a brief
presentation that mentions plan-specific premiums. Is this a
prohibited activity at an event that has been advertised as
educational? - ANSWER-Yes. When an event has been
advertised as "educational," discussing plan-specific premiums
is impermissible.
Mr. Prentice has many clients who are Medicare beneficiaries.
He should review the Centers for Medicare & Medicaid Services
(CMS) Communication and Marketing Guidelines to ensure he
is compliant with which type of products. - ANSWER-Medicare
Advantage (MA) and Prescription Drug (PDP) plans.
Next week you will be participating in your first "educational
event" for prospective enrollees. To be sure that you do not
violate any of the applicable guidelines, in what activities
should you plan to engage? - ANSWER-You should plan to
ensure that the educational event is informative and must not
conduct a sales presentation or distribute or accept enrollment
forms at the event.
,2|Page
You market many different types of insurance and ordinarily
you spend time each evening calling potential clients. To
comply with requirements for marketing Medicare Advantage
and Part D plans, what must you do about contacting potential
clients to market those plansl? - ANSWER-You will have to avoid
calling any potential client unless he or she initiates contact
with you and specifically asks that you give him or her a call.
If you are to comply with Medicare's guidance regarding
educational events, which of the following would be acceptable
activities? - ANSWER-You may distribute business cards to
individuals who request information on how to contact you for
further details on the plan(s) you represent.
By contacting plans available in your area, you have learned
that the plan you represent has a significantly lower monthly
premium than the others. Furthermore, you see that the plan
you represent has a unique benefits package. What should you
do to make sure your clients know about these pieces of
information? - ANSWER-You may make comparisons between
plans if you can support them with studies or statistical data
and such comparisons are factually based and referenced.
,3|Page
You have set up an appointment for an in-home sales
presentation with Mrs. Fernandez, who expressed interest in
the Medicare plans you represent. In preparation for the sales
presentation, what must you do? - ANSWER-Before conducting
the presentation, obtain and document having obtained her
permission to visit, along with her interest in the specific
products you will present.
Winthrop Brokerage wishes to place an advertisement in the
local newspaper that says: "We offer Medicare Advantage plans
offered by AB Health and Top Choice Health. Contact us if you
would like to learn more." Which of the following best
describes the obligation(s) of Winthrop Brokerage regarding
the advertisement? - ANSWER-Winthrop Brokerage does not
need to submit the advertisement to CMS for prior approval
because it does not include information about the plans'
benefits structures, cost-sharing, or information about
measures or ranking standards.
You are mailing invitations to new Medicare beneficiaries for a
marketing event. You want an idea of how many people to
expect, so you would like to request RSVPs. What should you
keep in mind? - ANSWER-You may request RSVPs, but you are
not permitted to require contact information.
, 4|Page
Your colleague works at a third-party marketing organization
(TMO) and she said she did not need to take the Medicare
training for brokers and agents or pass a test to market
Medicare plans since her contract is with the TMO, not the
plans that have the products she sells. What could you say to
her? - ANSWER-You could tell her she is wrong, and that only
agents selling employer/union group plans are permitted an
exemption from testing, but some employer/union group plans
may require testing to promote agent compliance with CMS
marketing requirements.
You are meeting with Mrs. Hall in her home. On her scope of
appointment form, she asked to discuss Medicare Advantage
plans. During the meeting, she asked to discuss a stand-alone
prescription drug plan. She is leaving the next day to visit her
family for a week in another state, so she needs to decide
before she leaves. What must happen before that additional
discussion can take place? - ANSWER-Since Mrs. Hall specifically
asked that you discuss the stand-alone Part D plan, you may do
so, as long as she signs a new scope of appointment form first,
indicating that she wants to discuss the Part D plan.
You plan to participate in an educational event sponsored by a
large regional health care system. One of your colleagues
suggests that you do a presentation on one of the Medicare
Health plans you market and modify it to include information
