MHA 708 EXAM D QUESTIONS AND ANSWERS
1. What proportion of insured Americans have private health
insurance?: 62%
2. What proportion of insured Americans have public health
insurance?: 28%
3. What were the four major impacts of the recent healthcare
reform (ACA)?: 1.
<26 y/o can be on parent's plan
2. ACA Marketplace Plans introduced
3. Pre-existing conditions "eliminated"
4. Uninsured at < 9 % after ACA
4. The US spends XX% of GDP on HC (NHE) annually. In covid, this
was inflated to XX% in 2020.: 18.5% ; 19.2%
5. The US spends $XXXXX per capita on HC. In 2020, this was
inflated to $XXXXX due to covid.: $11,700 ; $12,530
6. What percent of the money for US healthcare comes from
private insur-ance?: 32%
7. What percent of the money for US healthcare comes from
government payors?: 40%
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, (medicare 21%, medicaid 16%, other 3%)
8. What percent of the money for US healthcare comes from
OOP?: 11%
9. What percent of the money spent in healthcare goes to
hospitals?: 31%
10. What percent of the money spent in healthcare goes to
physicians?: 20%
11. What percent of the money spent in healthcare goes to
pharma?: 10%
12. What factors in America contribute to high healthcare costs?:
*Emphasis on curing disease rather than maintaining wellness (reactive)
*Extensive use of technology in delivering healthcare
*Ineflciency of a multiple third-party payer system
*Increase in the elderly population and accompanying chronic illness (demographic
shift)
*Waste and abuse within the system, resulting in part from practice variations
across geographic areas (who's at fault?)
*General inflation
*Practice of defensive medicine
*PRICE is #1 driver of HC cost
13. is #1 driver of HC cost: Price
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1. What proportion of insured Americans have private health
insurance?: 62%
2. What proportion of insured Americans have public health
insurance?: 28%
3. What were the four major impacts of the recent healthcare
reform (ACA)?: 1.
<26 y/o can be on parent's plan
2. ACA Marketplace Plans introduced
3. Pre-existing conditions "eliminated"
4. Uninsured at < 9 % after ACA
4. The US spends XX% of GDP on HC (NHE) annually. In covid, this
was inflated to XX% in 2020.: 18.5% ; 19.2%
5. The US spends $XXXXX per capita on HC. In 2020, this was
inflated to $XXXXX due to covid.: $11,700 ; $12,530
6. What percent of the money for US healthcare comes from
private insur-ance?: 32%
7. What percent of the money for US healthcare comes from
government payors?: 40%
1/
11
, (medicare 21%, medicaid 16%, other 3%)
8. What percent of the money for US healthcare comes from
OOP?: 11%
9. What percent of the money spent in healthcare goes to
hospitals?: 31%
10. What percent of the money spent in healthcare goes to
physicians?: 20%
11. What percent of the money spent in healthcare goes to
pharma?: 10%
12. What factors in America contribute to high healthcare costs?:
*Emphasis on curing disease rather than maintaining wellness (reactive)
*Extensive use of technology in delivering healthcare
*Ineflciency of a multiple third-party payer system
*Increase in the elderly population and accompanying chronic illness (demographic
shift)
*Waste and abuse within the system, resulting in part from practice variations
across geographic areas (who's at fault?)
*General inflation
*Practice of defensive medicine
*PRICE is #1 driver of HC cost
13. is #1 driver of HC cost: Price
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