NJ PSI PROPERTY AND CASUALTY EXAM 2026 | EXAM QUESTIONS AND CORRECT ANSWERS | ALREADY GRADED A+ | LATEST UPDATE

NJ PSI PROPERTY AND
CASUALTY EXAM 2026 | EXAM
QUESTIONS AND CORRECT
ANSWERS | ALREADY GRADED
A+ | LATEST UPDATE
The Mobile Home Endorsement of a Homeowners policy affords coverage to
mobile homes under the?
A. HO-1 (Basic Form)
B. HO-2 (Broad Form)
C. HO-3 (Special Form)
D. HO-2 or HO-3 (Broad and Special) - ANSWER-D. HO-2 or HO-3 (Broad and
Special)


All of the following are eligible for coverage under Homeowners policy except?
A. A condominium unit owner.
B. A farm owner.
C. A mobile home owner.
D. A tenant in an apartment building. - ANSWER-B. A farm owner.

, The term Insured Location under Section II of Homeowners policies refers to all of
the following except?
A. The insured premises.
B. Farm land.
C. A non-owned premises where an insured temporarily resides.
D. A newly-acquired premises. - ANSWER-B. Farm land.


All of the following would be considered insured's under a Homeowner's policy
expect?
A. Resident relatives of the insured.
B. A non-relative resident under age 21 in the care of the insured.
C. The insured's spouse if the spouse lives in the household.
D. A non-relative resident over age 21. - ANSWER-D. A non-relative resident over
age 21.


All of the following homeowners policies provide dwelling coverage except?
A. HO-2
B. HO-3
C. HO-4
D. HO-1 - ANSWER-C. HO-4


Dwelling coverage A includes all of the following except?
A. The dwelling.