PCI FUNDAMENTALS STUDY GUIDE 2026
COMPREHENSIVE QUESTIONS AND STEP
BY STEP SOLUTIONS
◉ ECC is an acronym for:
Answer: Elliptic Curve Crypotography. Approach to public-key
cryptography based on elliptic over finite fields.
◉ A Risk Analysis / Risk Assessment is:
Answer: Process that identified valuable system resources and
threats; quantifies loss exposures (that is, loss potential) based on
estimated frequencies and costs of occurrence; and (optionally)
recommends how to allocate resources to countermeasures so as to
minimize total exposure
◉ For all requirements that were met with the assistance of a
compensating control, respond to the SAQ question by checking the
"YES with CCW" column:
Answer: TRUE
◉ PCI DSS is not applicable to:
Answer: Acquiring Banks and Brands
, ◉ Account Data Includes:
Answer: Primary Account number, Cardholder Name, Expiration
Date, Service Codes
◉ Requirement 8.3.1 requiring multi-factor authentication for all
non-console access into the CDE for personnel with administrative
access is no longer required in version 3.2.1:
Answer: FALSE
◉ When properly reporting on each PCI DSS requirement you
should:
Answer: Read and Understand the intent of each Requirement and
Testing Procedure
◉ When creating an asset inventory of the cardholder data
environment, it is a good idea for ISA's to include:
Answer: System name, cardholder data stored, reason for storage,
retention periods, protection mechanism
◉ In the context of PCI DSS, Hashing:
Answer: Must be applied to the entire PAN for the hash code to be
considered rendered unreadable
◉ Choose the best Card processing authorization flow:
COMPREHENSIVE QUESTIONS AND STEP
BY STEP SOLUTIONS
◉ ECC is an acronym for:
Answer: Elliptic Curve Crypotography. Approach to public-key
cryptography based on elliptic over finite fields.
◉ A Risk Analysis / Risk Assessment is:
Answer: Process that identified valuable system resources and
threats; quantifies loss exposures (that is, loss potential) based on
estimated frequencies and costs of occurrence; and (optionally)
recommends how to allocate resources to countermeasures so as to
minimize total exposure
◉ For all requirements that were met with the assistance of a
compensating control, respond to the SAQ question by checking the
"YES with CCW" column:
Answer: TRUE
◉ PCI DSS is not applicable to:
Answer: Acquiring Banks and Brands
, ◉ Account Data Includes:
Answer: Primary Account number, Cardholder Name, Expiration
Date, Service Codes
◉ Requirement 8.3.1 requiring multi-factor authentication for all
non-console access into the CDE for personnel with administrative
access is no longer required in version 3.2.1:
Answer: FALSE
◉ When properly reporting on each PCI DSS requirement you
should:
Answer: Read and Understand the intent of each Requirement and
Testing Procedure
◉ When creating an asset inventory of the cardholder data
environment, it is a good idea for ISA's to include:
Answer: System name, cardholder data stored, reason for storage,
retention periods, protection mechanism
◉ In the context of PCI DSS, Hashing:
Answer: Must be applied to the entire PAN for the hash code to be
considered rendered unreadable
◉ Choose the best Card processing authorization flow:
