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HI Workers Comp Questions and Explained Answers (2026/2027)

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This document contains questions and verified answers for HI Workers Comp . It includes detailed explanations, revision-focused content, and exam preparation material suitable for 2026/2027 students.

Institution
Hawaii Adjuster
Course
Hawaii Adjuster

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HI Workers Comp

A firefighter falls off a truck and gets injured, his WC claim may be denied if he's discovered to
be:
a. Intoxicated
b. Negligent
c. A volunteer - ANS-a. Intoxicated

A licensee who commingles non-public funds which might be entitled to the precept...
A. Will be fined or charged by the precept
b. Needs to hold a log to be used of price range
c. Will be charged with embezzlement
d. Will be required to pay a satisfactory upon demand and 1% hobby up to max as assessed
through law - ANS-c. Will be charged with embezzlement

A medical issuer can best provide services to an injured worker with treatment that falls within
the scope of the services supplied that the provider has a license of certification to exercise.
A. True
b. False - ANS-a. True

A man or woman is not permanently absolutely disabled who has:
a. Loss of a hand and foot
b. Loss of the hand above the wrist
c. Loss of both palms
d. Loss of each toes - ANS-b. Loss of the hand above the wrist

A medical doctor has to certify that an injured worker desires consistent attendant care offerings
a. True
b. False - ANS-b. False

A medical doctor has to request than an injured employee desires constant attendant care
services:
a. True
b. False - ANS-a. True

According to the Hawaii Insurance Commission, someone who creates, publishes, or circulates
false facts regarding the financial condition of an coverage business enterprise can be charged
with:
a. Libel
b. Defamation
c. Slander
d. Abolishment - ANS-b. Defamation

, Adjuster is described as:
a. Acts solely on behalf of either the insurer or the insured
b. Adjusts marine loss claims
c. A salaried worker of a popular agent, subagent, insured of changing company
d. A representative of a self insurer or an insured - ANS-a. Acts totally on behalf of both the
insurer or the insured

An EE's weekly blessings for permanent partial incapacity is primarily based on what maximum
percentage?
A. 50% of AWW
b. 25% of AWW
c. 100% of AWW
d. 66 2/three% of AWW - ANS-d. Sixty six 2/three% of AWW

An worker's own family can also claim benefits furnished underneath the WC law handiest:
a. For WC and Employers Liability
b. By suing the company for negligence
c. From a third celebration - ANS-a. For WC and Employers Liability

An worker's right to WC blessings is:
a. Exclusive
b. Optional
c. Abolished - ANS-a. Exclusive

An injured employee is allowed to alternate PTP's at any time with out notifying the organisation
a. True
b. False - ANS-b. False

An injured worker is permitted to obtain medical offerings from a health practitioner
a. On any island
b. On any island so long as there is a work comp settlement
c. Anywhere within the state
d. On the island in which injury passed off - ANS-d. On the island wherein damage occurred

An coverage coverage can be terminated:
a. By note to the ER and commissioner within 10 days earlier than policy cancellation
b. Upon approval of the director w/in 14 days of notice
c. By the branch of trade and client affairs inside 10 days earlier than coverage cancellation
d. Upon written note of cancellation with the aid of the director - ANS-a. By notice to the ER and
commissioner within 10 days earlier than policy cancellation

As defined by using WC, "remedy" would include consultations (on referral or for diagnostic
assessments)

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Institution
Hawaii Adjuster
Course
Hawaii Adjuster

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Uploaded on
July 22, 2026
Number of pages
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Written in
2025/2026
Type
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Contains
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