CISR Commercial Casualty II Study Guide Questions with Correct Answers 2026 | Latest Verified Answers | Certified Insurance Service Representative (CISR) Exam Prep | Grade A+

CISR - Commercial Casualty II - Study
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Guide Questions with Correct Answers
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Employer ghpurchase ghof ghworkers ghcompensation ghinsurance ghis ghvoluntary ghin ghall ghstates ghbut
ghTexas ghand ghNew ghJersey. ghT/F gh- ghCORRECT ghANSWER gh-False




It ghis ghmandatory ghin ghall ghstates ghbut ghTexas ghand ghNew ghJersey.



One ghadvantage ghof ghworkers ghcompensation ghinsurance ghfor ghemployers ghis ghpredictable ghcosts. ghT/F gh-
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List ghfour ghstates ghthat ghworkers ghcompensation ghis gha ghmonopolistic ghstate ghfund. gh- ghCORRECT
ghANSWER gh- ghNorth ghDakota, ghOhio, ghWyoming, ghWashington




List ghtwo ghstates ghwhere ghworkers ghcomp ghinsurance ghis ghelective. gh- ghCORRECT
ghANSWER gh- ghTexas ghand ghNew ghJersey




Things ghlisted ghin ghItem gh1 ghof ghthe ghInformation ghpage gh(Dec ghPage) ghof gha ghworkers ghcompensation
ghpolicy. gh- ghCORRECT ghANSWER gh-The ghemployers ghtype ghof ghorganization




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description ghof ghthe ghemployers ghliability ghcoverage

,details ghthe ghlimits ghof ghinsurance ghfor ghemployers ghliability



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ghwhich ghthe ghp gholicyholder ghhas ghongoing ghoperations. ghIn ghitem gh3.C., ghall ghthe ghother ghstates ghin


ghthe ghU.S., ghexcept ghthose ghs ghhown ghin ghitem gh3.A. ghand ghthe ghmonopolistic ghstates, ghare ghshown ghor


ghlisted ghto ghtrigger ghOther ghStates ghInsur ghance ghfor ghclaims ghthat ghcould ghbe ghmade ghin ghthat ghstate


ghby ghemployees ghwho ghare ghthere ghon gha ghtemporary ghb ghasis. ghFor ghexample, ghin ghitem gh3.C., gha


ghbusiness ghlocated ghonly ghin ghOklahoma ghmight ghhave ghlisted: gh"All ghstat ghes ghexcept ghOK, ghND, ghOH,


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What ghis ghthe ghexperience ghmodifier ghand ghwhat ghis ghits ghpurpose? gh- ghCORRECT gh ANSWER gh-
The ghexperience ghmodifier ghreflects ghemployers ghclaims ghexperience, ghthat ghis, ghthe ghfrequency
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a ghvalue ghthat ghis ghnormally ghmore ghor ghless ghthan gh1.0—is ghused ghto ghcalculate ghan ghemployer's
gh premium




What ghis ghthe ghgeneral ghpurpose ghof ghsection ghA ghof ghthe ghworkers ghcompensation ghcoverage
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What ghis ghthe ghgeneral ghpurpose ghof ghsection ghB ghof ghthe ghworkers ghcompensation ghcoverage
ghpage? gh- ghCORRECT ghANSWER gh-Clarifies ghwho ghis ghinsured




What ghis ghthe ghgeneral ghpurpose ghof ghsection ghC ghof ghthe ghworkers ghcompensation ghcoverage
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What ghis ghthe ghgeneral ghpurpose ghof ghsection ghD ghof ghthe ghworkers ghcompensation ghcoverage
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, What ghis ghthe ghgeneral ghpurpose ghof ghsection ghE ghof ghthe ghworkers ghcompensation ghcoverage ghpage?
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the ghpolicy ghperiod ghand ghwhich ghwas gh by ghthe
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Medical gh- ghCORRECT ghANSWER gh-reasonable ghand ghnecessary ghtreatment ghfor ghan ghinjury



Disability gh- ghCORRECT ghANSWER gh-
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Rehabilitation gh- ghCORRECT ghANSWER gh-restoration ghof ghan ghemployee's ghphysical ghcapacity



Death gh- ghCORRECT ghANSWER gh-financial ghsupport ghfor ghbeneficiaries