HUMBER REAL ESTATE COMPREHENSIVE EXAM
2026/2027 QUESTIONS AND SOLUTIONS RATED A+
✔✔A survey with multiple purposes that normally describes more than one interest in
land and is officially submitted to the land registry office. - ✔✔What is a Reference Plan
(R-Plan)?
✔✔- Severance of an existing parcel of land
- First application (first registration) under the Land Titles Act
- When the land registrar determines that the title is too vague or complex, an R-plan
would be requested for clarity - ✔✔What are R-Plans normally required for?
✔✔Can't be registered at a land registry office because it lacks certification, but could
be useful to a homeowner to establish property boundaries (i.e. to secure a building
permit). - ✔✔What is the purpose of a Plan of Survey?
✔✔No.
The need for a new survey will depend on the individual buyer, and often the lender.
The responsibility for paying for a new survey would be negotiated between the buyer &
seller. - ✔✔Is a new survey required when buying or selling a property?
✔✔No. A photocopy may be altered in some way or may not show all of the information
from the original survey. A copy of the plan that does not bear an impressed seal may
not be a valid copy of the original plan. - ✔✔Can a photocopy of a survey plan be
accepted as authentic?
✔✔The legal description of the property. - ✔✔What is a "Land Description"?
✔✔They clearly identify the property (vs. a more generic municipal address like 14 Main
St.) - ✔✔Why are land descriptions important?
✔✔- A title is transferred
- A property is mortgaged
- An easement is registered
- Every transaction by a salesperson (i.e. in the listing & Agreement of Purchase and
Sale) - ✔✔When is a legal land description used?
✔✔- Deed
- Survey
- Registry & municipal assessment records
- Municipal tax bills - ✔✔Where can you find a property's legal land description?
✔✔- Locational Reference
- Encumbrances (restrictions / easements)
, - Municipality / Registry Office - ✔✔What are the parts of a legal land description?
✔✔The Real Property Registration Branch of The Ministry of Government and
Consumer Services - ✔✔Land registration is administered by what branch of
government?
✔✔The Registry System - ✔✔What land registry system has traditionally prevailed in
Southern Ontario?
✔✔The Land Titles System - ✔✔What land registry system is the majority of Northern
Ontario under?
✔✔To provide statutory rules affecting interests with respect to any particular parcel of
land and the priority of those interests. These acts attempt to induce prompt registration
and to indicate clearly what interests are claimed in the land thus facilitating the sale of
real property. - ✔✔What is the joint purpose of the Registry Act and the Land Titles Act?
✔✔No. - ✔✔Can land be registered under both the Registry Act and the Land Titles
Act?
✔✔An administrative official only. - ✔✔What is the job of the Land Registrar in the
Registry System?
✔✔Maintains and guarantees title. - ✔✔What is the job of the Land Registrar in the
Land Titles System?
✔✔The mapping and property detail database of the Ontario government. -
✔✔Describe POLARIS
✔✔Responsible for implementation, operation and enhancement of POLARIS. -
✔✔Describe Teranet
✔✔The Registry System, because records are being converted to land titles (officially
referred to as the Land Titles Conversion Project). - ✔✔Which land registry system is
slowly disappearing from Ontario?
✔✔To transfer registry records into land titles and - at the same time - automating these
records and providing for electronic registration. - ✔✔What is the aim of the Land Titles
Conversion Project?
✔✔The parcelization process (parcelizing refers to the organization of property by land
ownership as opposed to geographic location in The Registry). - ✔✔What is the key to
automated registration of land?
2026/2027 QUESTIONS AND SOLUTIONS RATED A+
✔✔A survey with multiple purposes that normally describes more than one interest in
land and is officially submitted to the land registry office. - ✔✔What is a Reference Plan
(R-Plan)?
✔✔- Severance of an existing parcel of land
- First application (first registration) under the Land Titles Act
- When the land registrar determines that the title is too vague or complex, an R-plan
would be requested for clarity - ✔✔What are R-Plans normally required for?
✔✔Can't be registered at a land registry office because it lacks certification, but could
be useful to a homeowner to establish property boundaries (i.e. to secure a building
permit). - ✔✔What is the purpose of a Plan of Survey?
✔✔No.
The need for a new survey will depend on the individual buyer, and often the lender.
The responsibility for paying for a new survey would be negotiated between the buyer &
seller. - ✔✔Is a new survey required when buying or selling a property?
✔✔No. A photocopy may be altered in some way or may not show all of the information
from the original survey. A copy of the plan that does not bear an impressed seal may
not be a valid copy of the original plan. - ✔✔Can a photocopy of a survey plan be
accepted as authentic?
✔✔The legal description of the property. - ✔✔What is a "Land Description"?
✔✔They clearly identify the property (vs. a more generic municipal address like 14 Main
St.) - ✔✔Why are land descriptions important?
✔✔- A title is transferred
- A property is mortgaged
- An easement is registered
- Every transaction by a salesperson (i.e. in the listing & Agreement of Purchase and
Sale) - ✔✔When is a legal land description used?
✔✔- Deed
- Survey
- Registry & municipal assessment records
- Municipal tax bills - ✔✔Where can you find a property's legal land description?
✔✔- Locational Reference
- Encumbrances (restrictions / easements)
, - Municipality / Registry Office - ✔✔What are the parts of a legal land description?
✔✔The Real Property Registration Branch of The Ministry of Government and
Consumer Services - ✔✔Land registration is administered by what branch of
government?
✔✔The Registry System - ✔✔What land registry system has traditionally prevailed in
Southern Ontario?
✔✔The Land Titles System - ✔✔What land registry system is the majority of Northern
Ontario under?
✔✔To provide statutory rules affecting interests with respect to any particular parcel of
land and the priority of those interests. These acts attempt to induce prompt registration
and to indicate clearly what interests are claimed in the land thus facilitating the sale of
real property. - ✔✔What is the joint purpose of the Registry Act and the Land Titles Act?
✔✔No. - ✔✔Can land be registered under both the Registry Act and the Land Titles
Act?
✔✔An administrative official only. - ✔✔What is the job of the Land Registrar in the
Registry System?
✔✔Maintains and guarantees title. - ✔✔What is the job of the Land Registrar in the
Land Titles System?
✔✔The mapping and property detail database of the Ontario government. -
✔✔Describe POLARIS
✔✔Responsible for implementation, operation and enhancement of POLARIS. -
✔✔Describe Teranet
✔✔The Registry System, because records are being converted to land titles (officially
referred to as the Land Titles Conversion Project). - ✔✔Which land registry system is
slowly disappearing from Ontario?
✔✔To transfer registry records into land titles and - at the same time - automating these
records and providing for electronic registration. - ✔✔What is the aim of the Land Titles
Conversion Project?
✔✔The parcelization process (parcelizing refers to the organization of property by land
ownership as opposed to geographic location in The Registry). - ✔✔What is the key to
automated registration of land?
