AAMI New YORK STATE LAWS Study
Guide A+ Exam Questions and Answers
Verified Solutions Latest Update
2026/2027
Answer:
Her name
■ Employer sponsored group health insurance provides coverage for which of the following?
Answer:
Alcoholism
■ Advertising regulations exist to
Answer:
Assure full and truthful disclosures to the public
■ An agent has committed an insurance crime that violates US code 1033 (interstate commerce).
Who would be responsible for the prosecution of this crime?
Answer:
US attorney general
■ Producers selling insurance in New Jersey, while having a residence and business address
outside the state, are?
Answer:
Non-resident producers
■ The solicitation of a non-authorize contract in New Jersey violates
Answer:
New Jersey code
■ A producer who intentionally makes an untrue or incomplete statement in the course of an
insurance transaction may be guilty of
,Answer:
Misrepresentation
■ A branch office certificate must be filed at least how many days before conducting business at
the specified branch?
Answer:
30 days
■ Which of the following would be considered an unfair claim practice?
Answer:
Misrepresenting insurance policy provisions affecting a loss
■ Which of the following is an example of defamation?
Answer:
Using derogatory statements about an insurance company's financial condition
■ Someone who sells, solicits, or negotiates insurance contracts for compensation on behalf of an
insurer is called:
Answer:
An insurance producer
■ An example of rebating would be
Answer:
A producer who shares commissions with a client
■ The department of insurance may revoke a producers license for which of the following?
Answer:
Felony conviction
■ The New Jersey temporary disability benefits law
Answer:
, Provides non-occupational disability benefits
■ In New Jersey, an insurer is required to maintain files of all Published and printed
advertisements for
Answer:
5 years from the date of last use
■ An insurance company owned by its policyholders is known as which of the following?
Answer:
Mutual company
■ Which of the following designations is regulated by the department of banking and insurance?
Answer:
National Association of insurance commissioners (NAIC)
■ After an annuity contract has been delivered by the producer, the free look period is a a
minimum of
Answer:
10 days, but not more than 30 days
■ An insurance producer is issued an _____ as evidence of authority.
Answer:
License
■ Which of the following is not a duty of the commissioner?
Answer:
Establish insurance rates
■ XYZ Company is looking to replace their existing group health coverage with another plan. The
replacing insurer is required to
Answer:
Accept all the individual eligible under the previous plan
■ A temporary producers license may be issued for up to
Guide A+ Exam Questions and Answers
Verified Solutions Latest Update
2026/2027
Answer:
Her name
■ Employer sponsored group health insurance provides coverage for which of the following?
Answer:
Alcoholism
■ Advertising regulations exist to
Answer:
Assure full and truthful disclosures to the public
■ An agent has committed an insurance crime that violates US code 1033 (interstate commerce).
Who would be responsible for the prosecution of this crime?
Answer:
US attorney general
■ Producers selling insurance in New Jersey, while having a residence and business address
outside the state, are?
Answer:
Non-resident producers
■ The solicitation of a non-authorize contract in New Jersey violates
Answer:
New Jersey code
■ A producer who intentionally makes an untrue or incomplete statement in the course of an
insurance transaction may be guilty of
,Answer:
Misrepresentation
■ A branch office certificate must be filed at least how many days before conducting business at
the specified branch?
Answer:
30 days
■ Which of the following would be considered an unfair claim practice?
Answer:
Misrepresenting insurance policy provisions affecting a loss
■ Which of the following is an example of defamation?
Answer:
Using derogatory statements about an insurance company's financial condition
■ Someone who sells, solicits, or negotiates insurance contracts for compensation on behalf of an
insurer is called:
Answer:
An insurance producer
■ An example of rebating would be
Answer:
A producer who shares commissions with a client
■ The department of insurance may revoke a producers license for which of the following?
Answer:
Felony conviction
■ The New Jersey temporary disability benefits law
Answer:
, Provides non-occupational disability benefits
■ In New Jersey, an insurer is required to maintain files of all Published and printed
advertisements for
Answer:
5 years from the date of last use
■ An insurance company owned by its policyholders is known as which of the following?
Answer:
Mutual company
■ Which of the following designations is regulated by the department of banking and insurance?
Answer:
National Association of insurance commissioners (NAIC)
■ After an annuity contract has been delivered by the producer, the free look period is a a
minimum of
Answer:
10 days, but not more than 30 days
■ An insurance producer is issued an _____ as evidence of authority.
Answer:
License
■ Which of the following is not a duty of the commissioner?
Answer:
Establish insurance rates
■ XYZ Company is looking to replace their existing group health coverage with another plan. The
replacing insurer is required to
Answer:
Accept all the individual eligible under the previous plan
■ A temporary producers license may be issued for up to
