MARYLAND HOME IMPROVEMENT TEST PAPER
2026/2027 QUESTIONS AND SOLUTIONS RATED A+
✔✔Accounts Payable - ✔✔Money business owes
✔✔Budget Planning - ✔✔Controls costs
✔✔Estimating Accuracy - ✔✔Prevents losses
✔✔Material Takeoff - ✔✔Quantity measurement
✔✔Labor Estimate - ✔✔Time required
✔✔Equipment Costs - ✔✔Included in estimate
✔✔Contingency Allowance - ✔✔Extra funds
✔✔Bid Proposal - ✔✔Formal price offer
✔✔Competitive Bidding - ✔✔Multiple bids
✔✔Fixed Price Contract - ✔✔Set amount
✔✔Cost Plus Contract - ✔✔Cost plus fee
✔✔Purchase Order - ✔✔Material authorization
✔✔Invoice - ✔✔Billing document
✔✔Receipt - ✔✔Proof of payment
✔✔Payroll Records - ✔✔Employee wages
✔✔Workers' Compensation - ✔✔Required insurance
✔✔General Liability Insurance - ✔✔Protects business
✔✔Unemployment Insurance - ✔✔Required
✔✔Employee Classification - ✔✔Employee vs contractor
✔✔Independent Contractor - ✔✔Self-employed worker
, ✔✔Misclassification - ✔✔Illegal
✔✔Minimum Wage - ✔✔Must comply
✔✔Overtime Requirement - ✔✔1.5x after 40 hours
✔✔OSHA - ✔✔Workplace safety agency
✔✔Jobsite Safety - ✔✔Employer responsibility
✔✔Personal Protective Equipment (PPE) - ✔✔Safety gear
✔✔Hard Hat - ✔✔Head protection
✔✔Safety Glasses - ✔✔Eye protection
✔✔Respirator - ✔✔Breathing protection
✔✔Fall Protection - ✔✔Required at 6 feet
✔✔Scaffolding Safety - ✔✔Must be secured
✔✔Ladder Safety - ✔✔Proper angle and footing
✔✔Electrical Safety - ✔✔GFCI where needed
✔✔Lockout/Tagout - ✔✔Energy control
✔✔Hazard Communication - ✔✔Material labeling
✔✔Safety Data Sheet (SDS) - ✔✔Chemical info
✔✔First Aid Kit - ✔✔Required onsite
✔✔Emergency Plan - ✔✔Posted on site
✔✔Fire Extinguisher - ✔✔Accessible
✔✔Accident Reporting - ✔✔Must report injuries
✔✔Tool Maintenance - ✔✔Regular inspection
✔✔Equipment Training - ✔✔Required
2026/2027 QUESTIONS AND SOLUTIONS RATED A+
✔✔Accounts Payable - ✔✔Money business owes
✔✔Budget Planning - ✔✔Controls costs
✔✔Estimating Accuracy - ✔✔Prevents losses
✔✔Material Takeoff - ✔✔Quantity measurement
✔✔Labor Estimate - ✔✔Time required
✔✔Equipment Costs - ✔✔Included in estimate
✔✔Contingency Allowance - ✔✔Extra funds
✔✔Bid Proposal - ✔✔Formal price offer
✔✔Competitive Bidding - ✔✔Multiple bids
✔✔Fixed Price Contract - ✔✔Set amount
✔✔Cost Plus Contract - ✔✔Cost plus fee
✔✔Purchase Order - ✔✔Material authorization
✔✔Invoice - ✔✔Billing document
✔✔Receipt - ✔✔Proof of payment
✔✔Payroll Records - ✔✔Employee wages
✔✔Workers' Compensation - ✔✔Required insurance
✔✔General Liability Insurance - ✔✔Protects business
✔✔Unemployment Insurance - ✔✔Required
✔✔Employee Classification - ✔✔Employee vs contractor
✔✔Independent Contractor - ✔✔Self-employed worker
, ✔✔Misclassification - ✔✔Illegal
✔✔Minimum Wage - ✔✔Must comply
✔✔Overtime Requirement - ✔✔1.5x after 40 hours
✔✔OSHA - ✔✔Workplace safety agency
✔✔Jobsite Safety - ✔✔Employer responsibility
✔✔Personal Protective Equipment (PPE) - ✔✔Safety gear
✔✔Hard Hat - ✔✔Head protection
✔✔Safety Glasses - ✔✔Eye protection
✔✔Respirator - ✔✔Breathing protection
✔✔Fall Protection - ✔✔Required at 6 feet
✔✔Scaffolding Safety - ✔✔Must be secured
✔✔Ladder Safety - ✔✔Proper angle and footing
✔✔Electrical Safety - ✔✔GFCI where needed
✔✔Lockout/Tagout - ✔✔Energy control
✔✔Hazard Communication - ✔✔Material labeling
✔✔Safety Data Sheet (SDS) - ✔✔Chemical info
✔✔First Aid Kit - ✔✔Required onsite
✔✔Emergency Plan - ✔✔Posted on site
✔✔Fire Extinguisher - ✔✔Accessible
✔✔Accident Reporting - ✔✔Must report injuries
✔✔Tool Maintenance - ✔✔Regular inspection
✔✔Equipment Training - ✔✔Required
