HCD 303 Quiz 2 Exam #1 Questions with correct answers
What does the term universal access mean? - ✔✔That everyone within a country
has access to some form of health insurance
What type of health insurance programs became popular immediately after
WWII? - ✔✔Employer-based insurance
What is a premium? - ✔✔an amount to be paid for an insurance policy.
Deductible - ✔✔Amount you must pay before you begin receiving any benefits
from your insurance company
What is a copayment? - ✔✔The set dollar amount that you must pay at the point
of service
What is co-insurance? - ✔✔The set percentage of the bill that must be paid at the
point of service
What is a gatekeeper? - ✔✔It's when a health plan dictates that a patient must
get referred by their PCP to see a specialist
What is the systematic purpose of copayments and co-insurance? - ✔✔It's a
forcing function to incentivize patients to seek the appropriate level of care
Match the following parts of Medicare with the associated services they cover? -
✔✔A - impatient services
What does the term universal access mean? - ✔✔That everyone within a country
has access to some form of health insurance
What type of health insurance programs became popular immediately after
WWII? - ✔✔Employer-based insurance
What is a premium? - ✔✔an amount to be paid for an insurance policy.
Deductible - ✔✔Amount you must pay before you begin receiving any benefits
from your insurance company
What is a copayment? - ✔✔The set dollar amount that you must pay at the point
of service
What is co-insurance? - ✔✔The set percentage of the bill that must be paid at the
point of service
What is a gatekeeper? - ✔✔It's when a health plan dictates that a patient must
get referred by their PCP to see a specialist
What is the systematic purpose of copayments and co-insurance? - ✔✔It's a
forcing function to incentivize patients to seek the appropriate level of care
Match the following parts of Medicare with the associated services they cover? -
✔✔A - impatient services
