CA SIP 2026 QUESTIONS AND ANSWERS SURE A+
✔✔"1. Q: As an examiner handling a third party case your primary concern should be:
a. Maximizing the employer's recovery
b. Putting the third party on notice of your claim.
c. Filing the suit against the third party
d. Closing the file." - ✔✔A. Maximizing the employer's recovery
✔✔"2. Q: Complete immobility of the great toe takes what standard rating?
a. 2 percent
b. 4 percent
c. 6 percent
d. 8 percent" - ✔✔D. 8 percent
✔✔"3. Q: The employee has an injury resulting in permanent disability of 15 percent.
The employer calls and wants you to compromise and release the claim for $12,500, if
the employee voluntarily resigns. You should:
a. Advise the employer it is okay
b. Advise the employer it is against public policy.
c. Compromise and Release the claim with wording that the extra money is for the
resignation.
d. Prepare a stipulated Findings and Award for 15 percent." - ✔✔B. Advise the
employer it is against public policy
, ✔✔"4. Q: Which permanent disability is presumed to be total in character?
a. Loss of both legs above the knee
b. Loss of the use of both hands.
c. Loss of sight in an eye.
d. Serious brain injury." - ✔✔B. Loss of the use of both hands
✔✔"5. Q: Unless there is an Order of Credit estimates of future liability may:
a. Always reduced by the amount of third party recoveries.
b. Never reduced by the amount of third party recoveries.
c. Always reduced by the amount of third party recoveries up to $10,000.
d. Reduced but only by the sums deposited in the Trust Account in the reporting year." -
✔✔B. Never reduced by the amount of third party recoveries
✔✔"6. Q: The employer is guilty of serious and willful misconduct and as a result of the
injury the employee has lost both hands. What percentage should you increase
reserves by because of the serious & willful misconduct?
a. 10 percent
b. 20 percent
c. 50 percent
d. 70 percent" - ✔✔C. 50 percent
✔✔"7. Q: The employee's right major index finger fails to clear the mid-palm on active
flexion by 3/4"". The employee also has a 25 percent weighted grip loss. What is the
percentage of permanent disability?
a. 2 percent
b. 4 percent
c. 5 percent
d. 7 percent" - ✔✔C. 5 percent
✔✔"8. Q: A 39 year old baker, Group 420, has an injury to his knee resulting in a slight
instability and is precluded from heavy lifting. What is the level of permanent disability?
a. 18 percent
b. 20 percent
c. 22 percent
d. 24 percent" - ✔✔C. 22 percent
✔✔"9. Q. What are the three basic elements of rating for knee disability?
a. Limitation of flexion and extension, instability and calf atrophy.
b. Limitation of flexion and extension, instability and thigh atrophy.
c. Adduction, abduction and calf atrophy
d. Adduction, abduction and thigh atrophy" - ✔✔B. Limitation of flexion and extension,
instability and thigh atrophy
✔✔"1. Q: As an examiner handling a third party case your primary concern should be:
a. Maximizing the employer's recovery
b. Putting the third party on notice of your claim.
c. Filing the suit against the third party
d. Closing the file." - ✔✔A. Maximizing the employer's recovery
✔✔"2. Q: Complete immobility of the great toe takes what standard rating?
a. 2 percent
b. 4 percent
c. 6 percent
d. 8 percent" - ✔✔D. 8 percent
✔✔"3. Q: The employee has an injury resulting in permanent disability of 15 percent.
The employer calls and wants you to compromise and release the claim for $12,500, if
the employee voluntarily resigns. You should:
a. Advise the employer it is okay
b. Advise the employer it is against public policy.
c. Compromise and Release the claim with wording that the extra money is for the
resignation.
d. Prepare a stipulated Findings and Award for 15 percent." - ✔✔B. Advise the
employer it is against public policy
, ✔✔"4. Q: Which permanent disability is presumed to be total in character?
a. Loss of both legs above the knee
b. Loss of the use of both hands.
c. Loss of sight in an eye.
d. Serious brain injury." - ✔✔B. Loss of the use of both hands
✔✔"5. Q: Unless there is an Order of Credit estimates of future liability may:
a. Always reduced by the amount of third party recoveries.
b. Never reduced by the amount of third party recoveries.
c. Always reduced by the amount of third party recoveries up to $10,000.
d. Reduced but only by the sums deposited in the Trust Account in the reporting year." -
✔✔B. Never reduced by the amount of third party recoveries
✔✔"6. Q: The employer is guilty of serious and willful misconduct and as a result of the
injury the employee has lost both hands. What percentage should you increase
reserves by because of the serious & willful misconduct?
a. 10 percent
b. 20 percent
c. 50 percent
d. 70 percent" - ✔✔C. 50 percent
✔✔"7. Q: The employee's right major index finger fails to clear the mid-palm on active
flexion by 3/4"". The employee also has a 25 percent weighted grip loss. What is the
percentage of permanent disability?
a. 2 percent
b. 4 percent
c. 5 percent
d. 7 percent" - ✔✔C. 5 percent
✔✔"8. Q: A 39 year old baker, Group 420, has an injury to his knee resulting in a slight
instability and is precluded from heavy lifting. What is the level of permanent disability?
a. 18 percent
b. 20 percent
c. 22 percent
d. 24 percent" - ✔✔C. 22 percent
✔✔"9. Q. What are the three basic elements of rating for knee disability?
a. Limitation of flexion and extension, instability and calf atrophy.
b. Limitation of flexion and extension, instability and thigh atrophy.
c. Adduction, abduction and calf atrophy
d. Adduction, abduction and thigh atrophy" - ✔✔B. Limitation of flexion and extension,
instability and thigh atrophy
