NYS Claims Adjuster Exam Questions and Correct
Answers
25/50/10
Financial Responsibility Law Auto Policy
New York Minimum Limits
50/100
Wrongful Death Limits (WD) Auto Insurance
6 years
Maintaining Records
Compulsory
Uninsured Motorists (UM)
25/50 and WD
UM Limits
$1,000
Bond Requirement
120 days
Temporary Adjuster Permit
120 days
Emergency Adjuster Permit
90 days of loss
, Submit Proof of Loss to Insured
15 days of notice
Provide Claims Forms to the Insured
66 and 2/3
WC % Lost Wages
Begin after 7 days, but if you are disabled for more than 2 weeks you, benefits will be
retroactive
WC Waiting Period
$50,000
PIP Minimum Limit
$2,000
PIP (no fault) Death Benefit
10 business days
Reply to DOI Inquiry
15 working days
Acknowledge Claim Notification
15 business days
Reply to Other Inquiries
15 business days
Rec'd Proof of Loss (Accept or Denial)
Answers
25/50/10
Financial Responsibility Law Auto Policy
New York Minimum Limits
50/100
Wrongful Death Limits (WD) Auto Insurance
6 years
Maintaining Records
Compulsory
Uninsured Motorists (UM)
25/50 and WD
UM Limits
$1,000
Bond Requirement
120 days
Temporary Adjuster Permit
120 days
Emergency Adjuster Permit
90 days of loss
, Submit Proof of Loss to Insured
15 days of notice
Provide Claims Forms to the Insured
66 and 2/3
WC % Lost Wages
Begin after 7 days, but if you are disabled for more than 2 weeks you, benefits will be
retroactive
WC Waiting Period
$50,000
PIP Minimum Limit
$2,000
PIP (no fault) Death Benefit
10 business days
Reply to DOI Inquiry
15 working days
Acknowledge Claim Notification
15 business days
Reply to Other Inquiries
15 business days
Rec'd Proof of Loss (Accept or Denial)
