TEXES AAFCS COMPOSITE EXAM 2026 FINAL
PAPER REVIEW QUESTIONS ANSWERS
BUNDLED PRACTICE COLLECTION
◉ Cash Card
Answer: Any electronic payment card that stores cash fro various
types of payments
Ex: Bank Debit Cards, prepaid debit cards, gift cards, and payroll
cards
◉ Chamber of Commerce
Answer: A local association to promote and protect the interests of
the business community in a particular place.
◉ Better Business Bureau (BBB)
Answer: -An organization focused on advancing marketplace trust.
-Using an accredited Business system they rank business, charities,
and non-profits.
◉ Federal Trade Comission (FTC)
Answer: An agency whose basic responsibility is to help consumers
find needed information or locate the appropriate agency to assist
them with their problems.
,◉ Fair Credit Reporting Act (FACT ACT)
Answer: Legislation giving consumers the right to know what
information consumer reporting about them to creditors, insurance
companies, and employers.
◉ Duopoly
Answer: A market situation in which 2 sellers dominate a specific
market industry.
◉ Monopoly
Answer: One seer controls the supply of a product or service.
◉ Oligopoly
Answer: A situation in which few sellers (4 or less) control the
majority of a supply or service produced.
◉ Small Claims Court
Answer: A legal mechanism available in all states to solve legal
problems involving small sums of money.
-A Judge exercises broad powers in this court. HE or she decided the
case and there is no jury. Judges ruing may be apealed to a higher
court.
,◉ Non-durable goods
Answer: Are consumption goods purchased by the household sector
that generally have a useful satisfaction-providing existence of
shorter than a year.
-are about 30% of personal consumption.
◉ Sanitation Of Toys
Answer: dipped in a bleach-water solution and allowed o air dry
◉ Immunization
Answer: When a very small amount of a particular disease germ is
injected into the bloodstream so that the bod begins to produce the
type of antibodies to fight the germ.
◉ Reporting Child Abuse
Answer: You shod report any concern to a supervisor in a private
setting. Then supervisors should check out the concern and report
to the closest social service or CPS agency.
◉ B.F. Skinner
Answer: Emphasized that almost all behavior is LEARNED and can
be increased by positive consequences and decreased by negative
consequences.
, ◉ Social Learning Theory
Answer: New behaviors are earned primarily through observing the
behavior of others. Observational learning or Modeling.
◉ Psychoanalytic Theories
Answer: Method of learning about mental processes and of treating
some mental disorders through the use of techniques association.
◉ Behaviorism
Answer: Traditional earning theory that credits environment as
primary source of development factors only born with reflexes.
◉ Erik Erickson
Answer: Developed theory on specific social tasks that need to
emerge for healthy development.
◉ Basic Trust vs. Mistrust (INFANTS)
Answer: Infants forms first trusting relationships with caregiver.
Warmth, affection, and consistency of care lead to a positive, secure
attachment with primary caregiver. Inadequate care results in fear
and mistrust. Since the relationship is the prototype for all others,
those with a primarily negative resolution to this stage may struggle
with forming close relationships for the rest of their lives.
PAPER REVIEW QUESTIONS ANSWERS
BUNDLED PRACTICE COLLECTION
◉ Cash Card
Answer: Any electronic payment card that stores cash fro various
types of payments
Ex: Bank Debit Cards, prepaid debit cards, gift cards, and payroll
cards
◉ Chamber of Commerce
Answer: A local association to promote and protect the interests of
the business community in a particular place.
◉ Better Business Bureau (BBB)
Answer: -An organization focused on advancing marketplace trust.
-Using an accredited Business system they rank business, charities,
and non-profits.
◉ Federal Trade Comission (FTC)
Answer: An agency whose basic responsibility is to help consumers
find needed information or locate the appropriate agency to assist
them with their problems.
,◉ Fair Credit Reporting Act (FACT ACT)
Answer: Legislation giving consumers the right to know what
information consumer reporting about them to creditors, insurance
companies, and employers.
◉ Duopoly
Answer: A market situation in which 2 sellers dominate a specific
market industry.
◉ Monopoly
Answer: One seer controls the supply of a product or service.
◉ Oligopoly
Answer: A situation in which few sellers (4 or less) control the
majority of a supply or service produced.
◉ Small Claims Court
Answer: A legal mechanism available in all states to solve legal
problems involving small sums of money.
-A Judge exercises broad powers in this court. HE or she decided the
case and there is no jury. Judges ruing may be apealed to a higher
court.
,◉ Non-durable goods
Answer: Are consumption goods purchased by the household sector
that generally have a useful satisfaction-providing existence of
shorter than a year.
-are about 30% of personal consumption.
◉ Sanitation Of Toys
Answer: dipped in a bleach-water solution and allowed o air dry
◉ Immunization
Answer: When a very small amount of a particular disease germ is
injected into the bloodstream so that the bod begins to produce the
type of antibodies to fight the germ.
◉ Reporting Child Abuse
Answer: You shod report any concern to a supervisor in a private
setting. Then supervisors should check out the concern and report
to the closest social service or CPS agency.
◉ B.F. Skinner
Answer: Emphasized that almost all behavior is LEARNED and can
be increased by positive consequences and decreased by negative
consequences.
, ◉ Social Learning Theory
Answer: New behaviors are earned primarily through observing the
behavior of others. Observational learning or Modeling.
◉ Psychoanalytic Theories
Answer: Method of learning about mental processes and of treating
some mental disorders through the use of techniques association.
◉ Behaviorism
Answer: Traditional earning theory that credits environment as
primary source of development factors only born with reflexes.
◉ Erik Erickson
Answer: Developed theory on specific social tasks that need to
emerge for healthy development.
◉ Basic Trust vs. Mistrust (INFANTS)
Answer: Infants forms first trusting relationships with caregiver.
Warmth, affection, and consistency of care lead to a positive, secure
attachment with primary caregiver. Inadequate care results in fear
and mistrust. Since the relationship is the prototype for all others,
those with a primarily negative resolution to this stage may struggle
with forming close relationships for the rest of their lives.
