EDPNA CERTIFICATION MAIN EXAM 2026/2027 –
HIGH QUALITY QUESTIONS ANSWERS GRADED A+ –
EXPERT VERIFIED PACK
◎ Good Cause for Late Filing (Citations: 404.911, 416.1411). ANSWER:- If an appeal
deadline is missed, and the claimant wants to appeal, he or she must show "good
cause" for late filing.
◎ Examples of good cause are described in 404.911:. ANSWER:- • You were seriously
ill and were prevented from contacting us in person, by phone, in writing, or through a
friend, relative, or other person;
• There was a death or serious illness in your immediate family;
• Important records were destroyed or damaged by fire or other accidental cause;
• You were making serious efforts to find necessary information to support the claim but
had not been able to obtain it within the stated time periods;
• You requested additional information from us explaining this action within the time
limit. Within 60 days of receiving the explanation you requested reconsideration or a
hearing, or within 30 days of receiving the explanation you requested Appeals Council
review or filed a civil suit;
• We gave you misleading, incorrect or incomplete information about when and how to
request administrative review or to file a civil suit;
• You did not receive notice of the determination or decision;
• You sent the request to another government agency in good faith within the time limit
and the request did not reach us until after the time period had expired; or
• Unusual or unavoidable circumstances exist, which show that you could not have
known of the need to file timely, or which prevented you from filing timely.
◎ SSA will consider the following for deciding whether a claimant had good cause.
ANSWER:- • What circumstances kept the claimant from making the request on time;
• Whether SSA's action mislead the claimant;
• Whether the claimant did not understand the requirements;
• Whether the claimant had any physical, mental, educational, or linguistic limitations
which prevented them from making a timely request or from understanding or knowing
about the need to file a timely request for review.
◎ Social Security Disability Insurance SSDI. ANSWER:- Title XVI
◎ SSDI Eligibility. ANSWER:- 1. Is the applicant under full retirement age (66)?
2. Is the applicant fully insured?
3. Is the applicant insured for disability?
◎ Auxiliary Benefits. ANSWER:- Benefits can be paid to the disabled worker's family in
some cases. Benefits can be paid to dependent children under the age of 18 or a
,spouse (or divorced spouse if married for 10 years) under the age of 62 who has joint
care of the children.
◎ Supplemental Security Insurance SSI. ANSWER:- Title II
◎ Supplemental Security Insurance SSI Citation. ANSWER:- CFR 20 Section 416
◎ SSI. ANSWER:- No work requirement
Children can qualify as disabled
No retroactive benefits earlier than filing date
Strict income and resource provisions
◎ Definition of Disability. ANSWER:- Citations: 404.1505, 416.905
The inability to do any substantial gainful activity (SGA) by reason of any medically
determinable physical or mental impairment(s) which can be expected to result in death,
or which has lasted or can be expected to last for a continuous period of not less than
12 months.
◎ Insured Status. ANSWER:- 1. An individual must be fully insured
2. as a general rule they must meet to 20/40 requirement. (5 of last 10 years)
◎ Insured status. ANSWER:- Quarters of Coverage at least 6 Quarters
One of Four For every year beginning with the year after attainment of age 21 up until
the age you turn 62 or you die
◎ Rules of Disability Insured Status (SSDI Only). ANSWER:- Citations: 404.130,
404.131, and 404.140
Rule 1 - 20/40:You have to have 20 quarters of coverage in the 40-quarter period
ending with the quarter that you became disabled. This is called the 20/40 rule. Or
essentially, you have worked five years out of the last ten years, before you became
disabled.
Rule 2 - Special Insured Status:
Rule 3: You had a period of disability before age 31.You are insured in a quarter for
purposes of establishing a period of disability or becoming entitled to disability
insurance benefits if in that quarter-
(1) You are disabled again at age 31 or later after having had a prior period of disability
established which began before age 31 and for which you were only insured under
paragraph (c) of this section; and
(2) You are fully insured and have QCs in at least one-half the calendar quarters in the
period beginning with the quarter after the quarter you became age 21 and through the
quarter in which the later period of disability begins, up to a maximum of 20 QCs out of
40 calendar quarters; however-
(i) If the number of quarters during this period is an odd number, we reduce the number
by one;
(ii) If the period has less than 12 quarters, you must have at least 6 QCs in the 12-
quarter period ending with that quarter; and
, (iii) No monthly benefits may be paid or increased under Rule Ill before May 1983.
Rule 4: You are statutorily blind.
(1) You are disabled by blindness as defined in § 404.1581; and
(2) You are fully insured.
◎ Special Insured Status (SSDI Only). ANSWER:- Disable before the age of 31
20 CFR 404.130: You are insured in a quarter for purposes of establishing a period of
disability or becoming entitled to disability insurance benefits if in that quarter-
(1) You have not become (or would not become) age 31;
(2) You are fully insured (next chapter); and
(3) You have Quarters of Coverage (QCs) in at least one-half of the quarters during the
period ending with that quarter after the quarter you became age 21; however-
(i) If the number of quarters during this period is an odd number, we reduce the number
by one; and
(ii) If the period has less than 12 quarters, you must have at least 6 QCs in the 12-
quarter period ending with that quarter.
◎ Insured Status - Statutorily Blind. ANSWER:- Citation: 404.130(e)
Statutorily blind individuals must only meet the fully disability insured status.
◎ Statutorily Blindness. ANSWER:- Defined in the law as central visual acuity of 20/200
or less in the better eye with the use of correcting lens. An eye which has a limitation in
the field of vision so that the widest diameter of the visual field subtends an angle no
greater than 20 degrees is considered to have a central acuity of 20/200 or less.
(404.1581)
◎ Fully Insured Status (SSDI Only). ANSWER:- 404.110
You need at least one QC (Quarter of Coverage) for each calendar year after you
turned 21 and the earliest of the following:
• The year before you attain age 62,
• The year before you die, or
• The year before you become disabled.
The minimum number of QCs needed is 6. The maximum number needed is 40. Any
year (all or part of a year) that was included in a period of disability is not included in
determining the number of QCs you need.
◎ Waiting Period (SSDI Only). ANSWER:- There is a 5-month period in which a
claimant must have been disabled for 5 full consecutive months, beginning with the
month that they were both insured and disabled, before cash benefits can begin. Your
waiting period can begin no earlier than the 17th month before the month you apply-no
matter how long you were disabled before then.
◎ Medicare Waiting Period. ANSWER:- Test Tip: Include the 5-month waiting period in
your calculation and count 29 months forward from established onset date to get the
date the Medicare eligibility would begin.
HIGH QUALITY QUESTIONS ANSWERS GRADED A+ –
EXPERT VERIFIED PACK
◎ Good Cause for Late Filing (Citations: 404.911, 416.1411). ANSWER:- If an appeal
deadline is missed, and the claimant wants to appeal, he or she must show "good
cause" for late filing.
◎ Examples of good cause are described in 404.911:. ANSWER:- • You were seriously
ill and were prevented from contacting us in person, by phone, in writing, or through a
friend, relative, or other person;
• There was a death or serious illness in your immediate family;
• Important records were destroyed or damaged by fire or other accidental cause;
• You were making serious efforts to find necessary information to support the claim but
had not been able to obtain it within the stated time periods;
• You requested additional information from us explaining this action within the time
limit. Within 60 days of receiving the explanation you requested reconsideration or a
hearing, or within 30 days of receiving the explanation you requested Appeals Council
review or filed a civil suit;
• We gave you misleading, incorrect or incomplete information about when and how to
request administrative review or to file a civil suit;
• You did not receive notice of the determination or decision;
• You sent the request to another government agency in good faith within the time limit
and the request did not reach us until after the time period had expired; or
• Unusual or unavoidable circumstances exist, which show that you could not have
known of the need to file timely, or which prevented you from filing timely.
◎ SSA will consider the following for deciding whether a claimant had good cause.
ANSWER:- • What circumstances kept the claimant from making the request on time;
• Whether SSA's action mislead the claimant;
• Whether the claimant did not understand the requirements;
• Whether the claimant had any physical, mental, educational, or linguistic limitations
which prevented them from making a timely request or from understanding or knowing
about the need to file a timely request for review.
◎ Social Security Disability Insurance SSDI. ANSWER:- Title XVI
◎ SSDI Eligibility. ANSWER:- 1. Is the applicant under full retirement age (66)?
2. Is the applicant fully insured?
3. Is the applicant insured for disability?
◎ Auxiliary Benefits. ANSWER:- Benefits can be paid to the disabled worker's family in
some cases. Benefits can be paid to dependent children under the age of 18 or a
,spouse (or divorced spouse if married for 10 years) under the age of 62 who has joint
care of the children.
◎ Supplemental Security Insurance SSI. ANSWER:- Title II
◎ Supplemental Security Insurance SSI Citation. ANSWER:- CFR 20 Section 416
◎ SSI. ANSWER:- No work requirement
Children can qualify as disabled
No retroactive benefits earlier than filing date
Strict income and resource provisions
◎ Definition of Disability. ANSWER:- Citations: 404.1505, 416.905
The inability to do any substantial gainful activity (SGA) by reason of any medically
determinable physical or mental impairment(s) which can be expected to result in death,
or which has lasted or can be expected to last for a continuous period of not less than
12 months.
◎ Insured Status. ANSWER:- 1. An individual must be fully insured
2. as a general rule they must meet to 20/40 requirement. (5 of last 10 years)
◎ Insured status. ANSWER:- Quarters of Coverage at least 6 Quarters
One of Four For every year beginning with the year after attainment of age 21 up until
the age you turn 62 or you die
◎ Rules of Disability Insured Status (SSDI Only). ANSWER:- Citations: 404.130,
404.131, and 404.140
Rule 1 - 20/40:You have to have 20 quarters of coverage in the 40-quarter period
ending with the quarter that you became disabled. This is called the 20/40 rule. Or
essentially, you have worked five years out of the last ten years, before you became
disabled.
Rule 2 - Special Insured Status:
Rule 3: You had a period of disability before age 31.You are insured in a quarter for
purposes of establishing a period of disability or becoming entitled to disability
insurance benefits if in that quarter-
(1) You are disabled again at age 31 or later after having had a prior period of disability
established which began before age 31 and for which you were only insured under
paragraph (c) of this section; and
(2) You are fully insured and have QCs in at least one-half the calendar quarters in the
period beginning with the quarter after the quarter you became age 21 and through the
quarter in which the later period of disability begins, up to a maximum of 20 QCs out of
40 calendar quarters; however-
(i) If the number of quarters during this period is an odd number, we reduce the number
by one;
(ii) If the period has less than 12 quarters, you must have at least 6 QCs in the 12-
quarter period ending with that quarter; and
, (iii) No monthly benefits may be paid or increased under Rule Ill before May 1983.
Rule 4: You are statutorily blind.
(1) You are disabled by blindness as defined in § 404.1581; and
(2) You are fully insured.
◎ Special Insured Status (SSDI Only). ANSWER:- Disable before the age of 31
20 CFR 404.130: You are insured in a quarter for purposes of establishing a period of
disability or becoming entitled to disability insurance benefits if in that quarter-
(1) You have not become (or would not become) age 31;
(2) You are fully insured (next chapter); and
(3) You have Quarters of Coverage (QCs) in at least one-half of the quarters during the
period ending with that quarter after the quarter you became age 21; however-
(i) If the number of quarters during this period is an odd number, we reduce the number
by one; and
(ii) If the period has less than 12 quarters, you must have at least 6 QCs in the 12-
quarter period ending with that quarter.
◎ Insured Status - Statutorily Blind. ANSWER:- Citation: 404.130(e)
Statutorily blind individuals must only meet the fully disability insured status.
◎ Statutorily Blindness. ANSWER:- Defined in the law as central visual acuity of 20/200
or less in the better eye with the use of correcting lens. An eye which has a limitation in
the field of vision so that the widest diameter of the visual field subtends an angle no
greater than 20 degrees is considered to have a central acuity of 20/200 or less.
(404.1581)
◎ Fully Insured Status (SSDI Only). ANSWER:- 404.110
You need at least one QC (Quarter of Coverage) for each calendar year after you
turned 21 and the earliest of the following:
• The year before you attain age 62,
• The year before you die, or
• The year before you become disabled.
The minimum number of QCs needed is 6. The maximum number needed is 40. Any
year (all or part of a year) that was included in a period of disability is not included in
determining the number of QCs you need.
◎ Waiting Period (SSDI Only). ANSWER:- There is a 5-month period in which a
claimant must have been disabled for 5 full consecutive months, beginning with the
month that they were both insured and disabled, before cash benefits can begin. Your
waiting period can begin no earlier than the 17th month before the month you apply-no
matter how long you were disabled before then.
◎ Medicare Waiting Period. ANSWER:- Test Tip: Include the 5-month waiting period in
your calculation and count 29 months forward from established onset date to get the
date the Medicare eligibility would begin.
