TEXES AAFCS COMPOSITE EXAM 2026
ACTUAL TEST PAPER QUESTIONS SOLUTIONS
VERIFIED COMPLETE STUDY PACKAGE
◉ Active listening
Answer: Trying to understand what the others are saying and why,
identify feelings.
◉ Pensions
Answer: are funds paid to retired employees who paid into a
pension fund while they were employed.
◉ Social Security
Answer: -A federal program under the direction of the SS
Administration. Designed to give retired or disabled individuals
some source of income.
-Benefits after paying into it as an employee.
◉ Medicare
Answer: Federal Program that helps older ppl (65+) in paying their
medical bills.
,◉ Medicaid
Answer: Designed by Federal Govt. as a state program to hep those
who need and qualify for medical assistance.
-nursing homes
-ppl with limitations in daily activities.
◉ Medical Asepsis
Answer: Means free from germs o bacteria that may cause infection.
◉ Class A Fire
Answer: Fire started with wood, paper, or trash
◉ Class B Fire
Answer: Fire started with gas, grease or other liquid
◉ Class C Fire
Answer: Electircal fire
◉ First Degree Burn
Answer: Skin Reddened but unbroken
FA: Place under cold Water
,◉ Second Degree Burn
Answer: Skin Reddened, blisters formed
FA: Place under cod water, cover with a dry sterie dressing.
◉ Third Degree Burn
Answer: Skin Partially destroyed
FA: Cover entire area with a dry sterile dressing.
◉ Consumer Product Safety Commission
Answer: -Charged to protect the consumers from unreasonable risks
associated with consumer products, to assist consumers in
voluntary comparative safety of consumer products and more.
-Regulates the production and sale of products that are potentially
hazardous, sets safety standards, can ban products that are deemed
hazardous to consumers, can seize products from the market.
◉ Consumer Bill of Rights
Answer: -The Right to Safety
-The Right to be Informed
-The Right to Choose
-The Right to be Heard
, ◉ Health Insurance Portability and Accountability (HIPAA)
Answer: Creates national standards to protect individuals medical
records and other personal heath info.
◉ Progressive Tax
Answer: A tax that requires a larger fraction of income as that
income increases.
Ex: Income Tax
◉ Regressive Tax
Answer: A tax requiring a smaller fraction of income increases, tax is
measured against what is spent.
Ex. Sales Tax
◉ Proportional Tax
Answer: A tax that requires the same fraction of income from tax
payers of all income levels.
Ex:
◉ Bankruptcy
Answer: -Chapter 13 = 7 years ; Chapter 7 = 10 years
ACTUAL TEST PAPER QUESTIONS SOLUTIONS
VERIFIED COMPLETE STUDY PACKAGE
◉ Active listening
Answer: Trying to understand what the others are saying and why,
identify feelings.
◉ Pensions
Answer: are funds paid to retired employees who paid into a
pension fund while they were employed.
◉ Social Security
Answer: -A federal program under the direction of the SS
Administration. Designed to give retired or disabled individuals
some source of income.
-Benefits after paying into it as an employee.
◉ Medicare
Answer: Federal Program that helps older ppl (65+) in paying their
medical bills.
,◉ Medicaid
Answer: Designed by Federal Govt. as a state program to hep those
who need and qualify for medical assistance.
-nursing homes
-ppl with limitations in daily activities.
◉ Medical Asepsis
Answer: Means free from germs o bacteria that may cause infection.
◉ Class A Fire
Answer: Fire started with wood, paper, or trash
◉ Class B Fire
Answer: Fire started with gas, grease or other liquid
◉ Class C Fire
Answer: Electircal fire
◉ First Degree Burn
Answer: Skin Reddened but unbroken
FA: Place under cold Water
,◉ Second Degree Burn
Answer: Skin Reddened, blisters formed
FA: Place under cod water, cover with a dry sterie dressing.
◉ Third Degree Burn
Answer: Skin Partially destroyed
FA: Cover entire area with a dry sterile dressing.
◉ Consumer Product Safety Commission
Answer: -Charged to protect the consumers from unreasonable risks
associated with consumer products, to assist consumers in
voluntary comparative safety of consumer products and more.
-Regulates the production and sale of products that are potentially
hazardous, sets safety standards, can ban products that are deemed
hazardous to consumers, can seize products from the market.
◉ Consumer Bill of Rights
Answer: -The Right to Safety
-The Right to be Informed
-The Right to Choose
-The Right to be Heard
, ◉ Health Insurance Portability and Accountability (HIPAA)
Answer: Creates national standards to protect individuals medical
records and other personal heath info.
◉ Progressive Tax
Answer: A tax that requires a larger fraction of income as that
income increases.
Ex: Income Tax
◉ Regressive Tax
Answer: A tax requiring a smaller fraction of income increases, tax is
measured against what is spent.
Ex. Sales Tax
◉ Proportional Tax
Answer: A tax that requires the same fraction of income from tax
payers of all income levels.
Ex:
◉ Bankruptcy
Answer: -Chapter 13 = 7 years ; Chapter 7 = 10 years
