CALIFORNIA CONTRACTORS LICENSE
LAWS AND RULES 2026 COMPREHENSIVE
PRACTICE QUESTIONS AND VERIFIED
CORRECT ANSWERS CSLB LAW AND
BUSINESS EXAM COMPLETE STUDY GUIDE
After passing the state Producer licensing exam, application for the license
must be made within - CORRECT ANSWER -12 months
A health insurer must be provided The commissioner of insurance is
appointed by which of the following? - CORRECT ANSWER -The governor
Before conducting an HIV related test, and ensure is required to obtain
written authorization from the - CORRECT ANSWER -Proposed insured
Within how many days must a producer notify the department of banking
and insurance of a change in address? - CORRECT ANSWER -30
Twisting is best defined as - CORRECT ANSWER -Using misrepresentation
to induce an insured person to terminate an existing policy and purchase a
new policy
An insurance company days organizer charted in a country other than the
United States is best defined as - CORRECT ANSWER -Alien
, the treasurer of XYZ Insurance Company discovers that the treasurer's
Company is being investigated by the banking and insurance
commissioner. Because the company is in weak financial condition, the
treasure instructs the company claims manager to delay recording several
large claims settlement. In this situation, the treasure may be found guilty
of which of the following actions? - CORRECT ANSWER -Committing an
unfair trade practice
When the word "insurance" Appears in a producers business name, which
of the following words cannot be approved? - CORRECT ANSWER -Company
The New Jersey Life and Health Guaranty Association Protects life
insurance death benefit claims up to - CORRECT ANSWER -$500,000
After passing the state examination, the producer is issued a temporary
certificate. How long is the temporary certificate valid? - CORRECT
ANSWER -60 days
Insurance licenses are intended to be issued for the purpose of authorizing
the transaction of business with members of the general public and not
primarily allowing someone to benefit from commissions on business
which ensures their personal interest. This is a description of which of the
following? - CORRECT ANSWER -Controlled business
A producers meeting with a client to determine whether an annuity would
be suitable for purchase. Which of the following topics need to be discussed
with the client? - CORRECT ANSWER -Financial objectives
LAWS AND RULES 2026 COMPREHENSIVE
PRACTICE QUESTIONS AND VERIFIED
CORRECT ANSWERS CSLB LAW AND
BUSINESS EXAM COMPLETE STUDY GUIDE
After passing the state Producer licensing exam, application for the license
must be made within - CORRECT ANSWER -12 months
A health insurer must be provided The commissioner of insurance is
appointed by which of the following? - CORRECT ANSWER -The governor
Before conducting an HIV related test, and ensure is required to obtain
written authorization from the - CORRECT ANSWER -Proposed insured
Within how many days must a producer notify the department of banking
and insurance of a change in address? - CORRECT ANSWER -30
Twisting is best defined as - CORRECT ANSWER -Using misrepresentation
to induce an insured person to terminate an existing policy and purchase a
new policy
An insurance company days organizer charted in a country other than the
United States is best defined as - CORRECT ANSWER -Alien
, the treasurer of XYZ Insurance Company discovers that the treasurer's
Company is being investigated by the banking and insurance
commissioner. Because the company is in weak financial condition, the
treasure instructs the company claims manager to delay recording several
large claims settlement. In this situation, the treasure may be found guilty
of which of the following actions? - CORRECT ANSWER -Committing an
unfair trade practice
When the word "insurance" Appears in a producers business name, which
of the following words cannot be approved? - CORRECT ANSWER -Company
The New Jersey Life and Health Guaranty Association Protects life
insurance death benefit claims up to - CORRECT ANSWER -$500,000
After passing the state examination, the producer is issued a temporary
certificate. How long is the temporary certificate valid? - CORRECT
ANSWER -60 days
Insurance licenses are intended to be issued for the purpose of authorizing
the transaction of business with members of the general public and not
primarily allowing someone to benefit from commissions on business
which ensures their personal interest. This is a description of which of the
following? - CORRECT ANSWER -Controlled business
A producers meeting with a client to determine whether an annuity would
be suitable for purchase. Which of the following topics need to be discussed
with the client? - CORRECT ANSWER -Financial objectives
