PUBH 6012 FINAL UPDATED ACTUAL
QUESTIONS AND CORRECT ANSWERS
COMPLETE STUDY GUIDE
●● Four Parts of Medicare
Answer: 1. Part A: Hospitals/Inpatient Services
2. Part B: Physicians/Outpatient Services
3. Part C: Managed Care Plans
4. Part D: Prescription Drug Plans
●● Medicare Part A Benefits
Answer: Mandatory Enrollment (no premiums)
Inpatient hospital care; skilled nursing facility (SNF)— post-acute care;
hospice
Long term care NOT covered
●● Medicare Part A Financing
Answer: Mandatory 2.9% payroll tax—employers and employees pay
1.45% each (put into Hospital Insurance Trust Fund)
, Deductibles for each day in patient stay
Cost sharing
• Hospital care after 60 days
• Skilled nursing facility care after 20 days
●● Medicare Part B Financing
Answer: General federal tax revenue
Monthly premium ($134/month minimum)
Annual deductible ($183 in 2018)
Cost sharing
●● Medigap
Answer: Insurance coverage for out-of-pocket costs not covered by A
and B.
10 strictly regulated plans
All plans of the same letter offer the same benefit package so that
beneficiaries can compare.
QUESTIONS AND CORRECT ANSWERS
COMPLETE STUDY GUIDE
●● Four Parts of Medicare
Answer: 1. Part A: Hospitals/Inpatient Services
2. Part B: Physicians/Outpatient Services
3. Part C: Managed Care Plans
4. Part D: Prescription Drug Plans
●● Medicare Part A Benefits
Answer: Mandatory Enrollment (no premiums)
Inpatient hospital care; skilled nursing facility (SNF)— post-acute care;
hospice
Long term care NOT covered
●● Medicare Part A Financing
Answer: Mandatory 2.9% payroll tax—employers and employees pay
1.45% each (put into Hospital Insurance Trust Fund)
, Deductibles for each day in patient stay
Cost sharing
• Hospital care after 60 days
• Skilled nursing facility care after 20 days
●● Medicare Part B Financing
Answer: General federal tax revenue
Monthly premium ($134/month minimum)
Annual deductible ($183 in 2018)
Cost sharing
●● Medigap
Answer: Insurance coverage for out-of-pocket costs not covered by A
and B.
10 strictly regulated plans
All plans of the same letter offer the same benefit package so that
beneficiaries can compare.
