AINS 23 Chapter 9 Workers Compensation Exam Questions with Correct
Answers
Question 1:
Which of the following statements about workers' compensation is NOT correct?
An employee who is eligible for workers' compensation coverage may sue a negligent
employer. Workers' compensation covers work-related injuries.
Most occupations are subject to state workers' compensation laws. An employee must accept
the benefits mandated by law.
Answer:
A
Question 2:
Which one of the following statements about workers' compensation insurance is CORRECT?
The Social Security Administration handles the administration of workers' compensation
benefits. Employers' liability insurance is the same as workers' compensation coverage.
Workers' compensation benefits apply without regard to the employer's negligence. The legal
foundation for workers' compensation is the doctrine of tort liability.
Answer:
C
Question 3:
Which one of the following statements regarding workers compensation laws is CORRECT? An
injured worker must prove negligence on the part of the employer.
Workers compensation is governed at the federal level. Workers compensation is optional.
Benefits are paid to workers injured on the job regardless of who is at fault.
Answer:
D
Question 4:
What is the primary purpose of workers' compensation laws?
Providing compensation to employees who have sustained injury, illness, or death during the
course of employment.
Making the workplace a safer environment. Providing benefits to workers who are laid off.
Providing job security.
Answer:
A
, Question 5:
What is the primary purpose of workers compensation? Improve employees' working
conditions.
Provide compensation to employees for injuries arising out of their employment. Pay benefits
to employees that are temporarily laid off.
Provide accident insurance for employees, both on and off the job.
Answer:
B
Question 6:
only when the employee is at fault.
Answer:
A
Question 7:
Bob's TV store needs workers' compensation coverage for his employees. He could purchase
coverage from all of the following sources EXCEPT:
an assigned risk plan.
Answer:
D
Question 8:
In states that use the workers' compensation competitive state funds method, all of the
following would typically be viable options available to an employer EXCEPT:
purchasing coverage from the state fund only. purchasing coverage from a private insurance
company.
if the employer meets certain criteria, providing coverage through self-insurance. purchasing
coverage from the state fund.
Answer:
A
Question 9:
Which one of the following statements about workers compensation insurance is NOT correct?
Every type of employment is subject to workers compensation laws.
Workers compensation policies provide benefits for rehabilitation. Coverage for lost wages is a
benefit of workers compensation insurance. Self-insurance of workers compensation is
permitted.
Answer:
A
Answers
Question 1:
Which of the following statements about workers' compensation is NOT correct?
An employee who is eligible for workers' compensation coverage may sue a negligent
employer. Workers' compensation covers work-related injuries.
Most occupations are subject to state workers' compensation laws. An employee must accept
the benefits mandated by law.
Answer:
A
Question 2:
Which one of the following statements about workers' compensation insurance is CORRECT?
The Social Security Administration handles the administration of workers' compensation
benefits. Employers' liability insurance is the same as workers' compensation coverage.
Workers' compensation benefits apply without regard to the employer's negligence. The legal
foundation for workers' compensation is the doctrine of tort liability.
Answer:
C
Question 3:
Which one of the following statements regarding workers compensation laws is CORRECT? An
injured worker must prove negligence on the part of the employer.
Workers compensation is governed at the federal level. Workers compensation is optional.
Benefits are paid to workers injured on the job regardless of who is at fault.
Answer:
D
Question 4:
What is the primary purpose of workers' compensation laws?
Providing compensation to employees who have sustained injury, illness, or death during the
course of employment.
Making the workplace a safer environment. Providing benefits to workers who are laid off.
Providing job security.
Answer:
A
, Question 5:
What is the primary purpose of workers compensation? Improve employees' working
conditions.
Provide compensation to employees for injuries arising out of their employment. Pay benefits
to employees that are temporarily laid off.
Provide accident insurance for employees, both on and off the job.
Answer:
B
Question 6:
only when the employee is at fault.
Answer:
A
Question 7:
Bob's TV store needs workers' compensation coverage for his employees. He could purchase
coverage from all of the following sources EXCEPT:
an assigned risk plan.
Answer:
D
Question 8:
In states that use the workers' compensation competitive state funds method, all of the
following would typically be viable options available to an employer EXCEPT:
purchasing coverage from the state fund only. purchasing coverage from a private insurance
company.
if the employer meets certain criteria, providing coverage through self-insurance. purchasing
coverage from the state fund.
Answer:
A
Question 9:
Which one of the following statements about workers compensation insurance is NOT correct?
Every type of employment is subject to workers compensation laws.
Workers compensation policies provide benefits for rehabilitation. Coverage for lost wages is a
benefit of workers compensation insurance. Self-insurance of workers compensation is
permitted.
Answer:
A
