RMIN 5100S BROWN Final Exam Q &
As (Verified Answers) 2026 graded A+
crime - CORRECT ANSWERS legal wrong against society punishable by fines,
imprisonment or death
civil wrong - CORRECT ANSWERS breach of duty owed to others
tort, contract, statute - CORRECT ANSWERS Types of Legal liability
tort - CORRECT ANSWERS negligence, intentional liability, strict liability
contract - CORRECT ANSWERS hold-harmless agreement, breach of contract
statute - CORRECT ANSWERS workers compensation
negligence - CORRECT ANSWERS duty owed, breach of that duty, damage or
injury, proximate cause
intentional tort - CORRECT ANSWERS harming one on purpose
strict liability - CORRECT ANSWERS held legally liable no matter what
hold-harmless agreement - CORRECT ANSWERS one party assumes legal liability
breach of contract - CORRECT ANSWERS break contract (WARRANTY)
, statute - CORRECT ANSWERS law; ordinance
exclusive remedy - CORRECT ANSWERS prohibits injured employees from suing
employer if receiving workers comp
occurrence - CORRECT ANSWERS takes place during policy period
claims-made - CORRECT ANSWERS first reported during policy period,
retroactive date extended reporting period
duty to defend - CORRECT ANSWERS must provide if plaintiff's allegations fall
within scope of coverage
compensatory damages - CORRECT ANSWERS pay injured party for their
portion
punitive damages - CORRECT ANSWERS punish wrongdoer
general damages - CORRECT ANSWERS loss of companion, disfigurement,
pain/suffering
special damages - CORRECT ANSWERS lost income, medical bills, property
repair
supplementary payments - CORRECT ANSWERS specific items the insurer will
pay in addition to the limits of insurance
supplementary payments - CORRECT ANSWERS specific items the insurer will
pay in addition to the limits of insurance
As (Verified Answers) 2026 graded A+
crime - CORRECT ANSWERS legal wrong against society punishable by fines,
imprisonment or death
civil wrong - CORRECT ANSWERS breach of duty owed to others
tort, contract, statute - CORRECT ANSWERS Types of Legal liability
tort - CORRECT ANSWERS negligence, intentional liability, strict liability
contract - CORRECT ANSWERS hold-harmless agreement, breach of contract
statute - CORRECT ANSWERS workers compensation
negligence - CORRECT ANSWERS duty owed, breach of that duty, damage or
injury, proximate cause
intentional tort - CORRECT ANSWERS harming one on purpose
strict liability - CORRECT ANSWERS held legally liable no matter what
hold-harmless agreement - CORRECT ANSWERS one party assumes legal liability
breach of contract - CORRECT ANSWERS break contract (WARRANTY)
, statute - CORRECT ANSWERS law; ordinance
exclusive remedy - CORRECT ANSWERS prohibits injured employees from suing
employer if receiving workers comp
occurrence - CORRECT ANSWERS takes place during policy period
claims-made - CORRECT ANSWERS first reported during policy period,
retroactive date extended reporting period
duty to defend - CORRECT ANSWERS must provide if plaintiff's allegations fall
within scope of coverage
compensatory damages - CORRECT ANSWERS pay injured party for their
portion
punitive damages - CORRECT ANSWERS punish wrongdoer
general damages - CORRECT ANSWERS loss of companion, disfigurement,
pain/suffering
special damages - CORRECT ANSWERS lost income, medical bills, property
repair
supplementary payments - CORRECT ANSWERS specific items the insurer will
pay in addition to the limits of insurance
supplementary payments - CORRECT ANSWERS specific items the insurer will
pay in addition to the limits of insurance