CIP C14 Auto - Chapter 1 - Intro to
Auto Insurance Questions Fully
Solved.
1. Identify the two distinct legal systems used in Canada. - Answer Quebec Civil Code and
Common Law
2. Why is common law also called "judge-made law"? - Answer Common Law is based on
precedent, on decisions made by judges in previous similar cases.
3. What is the Civil Code of Quebec? - Answer General law that contains all of the basic
provisions that govern life in society, namely relationships among citizens and the relationships
between people and property.
4. Give an example of a law that has been enacted with respect to the operation of an
automobile by each of the three levels of government in Canada. - Answer Municipal
- By-laws
-- no parking on the street after 2 am
Provincial
-Highway Traffic Act
-- speeding
Federal
- Criminal Code of Canada
-- Impaired Driving
5. What coverages were first provided by automobile insurance policies? - Answer
Indemnifying insured for injury or death and damage to property of others.
6. Why did the provinces establish mandatory policy wordings for automobile insurance
policies? - Answer To overcome the issue of 'fine print' conditions that caused even
legitimate claims to be denied.
7. How has automobile insurance developed along with the automobile? - Answer As
society's needs have changed the product has changed to meet them.
Auto Insurance Questions Fully
Solved.
1. Identify the two distinct legal systems used in Canada. - Answer Quebec Civil Code and
Common Law
2. Why is common law also called "judge-made law"? - Answer Common Law is based on
precedent, on decisions made by judges in previous similar cases.
3. What is the Civil Code of Quebec? - Answer General law that contains all of the basic
provisions that govern life in society, namely relationships among citizens and the relationships
between people and property.
4. Give an example of a law that has been enacted with respect to the operation of an
automobile by each of the three levels of government in Canada. - Answer Municipal
- By-laws
-- no parking on the street after 2 am
Provincial
-Highway Traffic Act
-- speeding
Federal
- Criminal Code of Canada
-- Impaired Driving
5. What coverages were first provided by automobile insurance policies? - Answer
Indemnifying insured for injury or death and damage to property of others.
6. Why did the provinces establish mandatory policy wordings for automobile insurance
policies? - Answer To overcome the issue of 'fine print' conditions that caused even
legitimate claims to be denied.
7. How has automobile insurance developed along with the automobile? - Answer As
society's needs have changed the product has changed to meet them.
