FLORIDA TITLE INSURANCE
QUESTIONS WITH CORRECT
ANSWERS
3=main=types=of=encroachments=-=ans-
✔✔improvement=on=subject=property=encroaching=onto=adjacent=property
improvement=on=subject=property=encroaching=into=an=easement
improvement=on=adjacent=property=encroaching=onto=subject=property
Public=Records=-=ans-
✔✔records=established=under=state=statutes=at=Date=of=Policy=for=the=purpose=of=imp
arting=constructive=notice=of=matter=relating=to=real=property=to=purchasers=for=value=w
ithout=knowledge
Public=Road=-=ans-
✔✔A=road=constructed=by=the=government=that=has=been=maintained=or=repaired=by=t
he=government=continuously=for=4=years
A=road=constructed=by=a=non-
government=entity=that=has=been=maintained=and=repaired=by=the=government=for=the=
immediate=past=7=years
Simple=Escrow=-=ans-
✔✔one=where=an=escrow=agent=holds=money=and=documents=for=two=or=more=parties
=until=conditions=are=met=and=is=based=on=a=written=instrument=that=requires=no=indep
endent=judgement=and=no=doc=prep
Legal=Description=-=ans-
✔✔clearly=defines=the=boundaries=of=the=land=being=conveyed=or=encumbered
Riparian=Rights=-=ans-
✔✔those=rights=incident=to=land=bordering=upon=navigable=waters,=including=rights=of=i
ngress,=egress,=boating,=bathing,=and=fishing=among=others=as=defined=by=law.
, Federal=Tax=Lien=-=ans-
✔✔good=for=10=years=plus=30=days=from=the=date=of=assessment=referenced=in=the=li
en,=with=refiling=extending=the=lien=for=an=additional=10=years
United=States=Judgement=-=ans-
✔✔attaches=as=a=lien,=once=properly=filed=in=the=jurisdiction=in=which=the=subject=prop
erty=is=located=and=remains=a=lien=for=20=years,=with=refiling=extending=the=lien=period
=for=an=extra=20=years
Involuntary=Liens=-=ans-
✔✔liens=created=by=law=and=placed=against=the=real=property=without=consent=of=the=
property=owner
Voluntary=Liens=-=ans-✔✔created=by=contract=with=consent=of=the=property=owner
Quit=Claim=Deed=-=ans-
✔✔makes=no=statement=as=to=the=grantor's=ownership=interest,=nor=does=it=contain=w
arranties
6=enforceable=covenants=of=a=warranty=deed=-=ans-✔✔1)=Seizin
2)=Right=to=Convey
3)=Against=Encumbrances
4)=Quiet=Enjoyment
5)=Warranty=Forever
6)=Further=Assurances
Escheat=-=ans-
✔✔The=property=of=a=person=who=dies=without=leaving=a=will=and=with=no=descendent
s=or=ascendants=reverts=to=the=state
Intestate=-=ans-
✔✔the=property=of=a=person=who=dies=without=leaving=a=will,=passes=by=laws=of=desc
ent=and=distribution=to=descendants=and=ascendants
Testate=-=ans-
✔✔The=estate,=including=real=property=owned=at=the=time,=of=a=person=who=dies=that=
passes=in=accordance=with=the=will,=by=laws=of=devise=and=distribution
Abstract=of=Title=-=ans-
✔✔a=chronological=history=of=all=recorded=instruments=relating=to=or=affecting=title=to=a
=specified=property
Reinsurance=-=ans-
✔✔one=policy=issued=by=the=primary=or=lead=title=insurer,=with=reinsurance=provided=b
y=a=second=insurer=to=the=primary=behind=the=scenes
QUESTIONS WITH CORRECT
ANSWERS
3=main=types=of=encroachments=-=ans-
✔✔improvement=on=subject=property=encroaching=onto=adjacent=property
improvement=on=subject=property=encroaching=into=an=easement
improvement=on=adjacent=property=encroaching=onto=subject=property
Public=Records=-=ans-
✔✔records=established=under=state=statutes=at=Date=of=Policy=for=the=purpose=of=imp
arting=constructive=notice=of=matter=relating=to=real=property=to=purchasers=for=value=w
ithout=knowledge
Public=Road=-=ans-
✔✔A=road=constructed=by=the=government=that=has=been=maintained=or=repaired=by=t
he=government=continuously=for=4=years
A=road=constructed=by=a=non-
government=entity=that=has=been=maintained=and=repaired=by=the=government=for=the=
immediate=past=7=years
Simple=Escrow=-=ans-
✔✔one=where=an=escrow=agent=holds=money=and=documents=for=two=or=more=parties
=until=conditions=are=met=and=is=based=on=a=written=instrument=that=requires=no=indep
endent=judgement=and=no=doc=prep
Legal=Description=-=ans-
✔✔clearly=defines=the=boundaries=of=the=land=being=conveyed=or=encumbered
Riparian=Rights=-=ans-
✔✔those=rights=incident=to=land=bordering=upon=navigable=waters,=including=rights=of=i
ngress,=egress,=boating,=bathing,=and=fishing=among=others=as=defined=by=law.
, Federal=Tax=Lien=-=ans-
✔✔good=for=10=years=plus=30=days=from=the=date=of=assessment=referenced=in=the=li
en,=with=refiling=extending=the=lien=for=an=additional=10=years
United=States=Judgement=-=ans-
✔✔attaches=as=a=lien,=once=properly=filed=in=the=jurisdiction=in=which=the=subject=prop
erty=is=located=and=remains=a=lien=for=20=years,=with=refiling=extending=the=lien=period
=for=an=extra=20=years
Involuntary=Liens=-=ans-
✔✔liens=created=by=law=and=placed=against=the=real=property=without=consent=of=the=
property=owner
Voluntary=Liens=-=ans-✔✔created=by=contract=with=consent=of=the=property=owner
Quit=Claim=Deed=-=ans-
✔✔makes=no=statement=as=to=the=grantor's=ownership=interest,=nor=does=it=contain=w
arranties
6=enforceable=covenants=of=a=warranty=deed=-=ans-✔✔1)=Seizin
2)=Right=to=Convey
3)=Against=Encumbrances
4)=Quiet=Enjoyment
5)=Warranty=Forever
6)=Further=Assurances
Escheat=-=ans-
✔✔The=property=of=a=person=who=dies=without=leaving=a=will=and=with=no=descendent
s=or=ascendants=reverts=to=the=state
Intestate=-=ans-
✔✔the=property=of=a=person=who=dies=without=leaving=a=will,=passes=by=laws=of=desc
ent=and=distribution=to=descendants=and=ascendants
Testate=-=ans-
✔✔The=estate,=including=real=property=owned=at=the=time,=of=a=person=who=dies=that=
passes=in=accordance=with=the=will,=by=laws=of=devise=and=distribution
Abstract=of=Title=-=ans-
✔✔a=chronological=history=of=all=recorded=instruments=relating=to=or=affecting=title=to=a
=specified=property
Reinsurance=-=ans-
✔✔one=policy=issued=by=the=primary=or=lead=title=insurer,=with=reinsurance=provided=b
y=a=second=insurer=to=the=primary=behind=the=scenes
