Bank Actual Exam 2026/2027 – Comprehensive Exam with
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Section 1: Part I - The Behavior Modification Approach (15 questions)
Q1: Which of the following best describes the primary focus of behavior modification?
A. Analyzing unconscious conflicts and childhood experiences
B. Modifying observable behaviors through learning principles
C. Restructuring cognitive schemas and core beliefs
D. Exploring the meaning of dreams and fantasies
Correct Answer: B
Rationale: Behavior modification focuses on observable behaviors and applies learning
principles to change them, as emphasized throughout Martin & Pear's text.
Q2: A behavioral excess refers to:
A. A behavior that occurs too frequently or intensely
B. A behavior that occurs too infrequently
C. A behavior that is entirely absent from a person's repertoire
D. A behavior that is only observable by the individual
Correct Answer: A
Rationale: According to Martin & Pear, a behavioral excess is defined as too much of a
particular behavior, whereas a behavioral deficit is too little of a particular behavior.
Q3: Which of the following is an example of a behavioral deficit?
A. Excessive hand-washing
B. A child who rarely makes eye contact during conversations
C. Frequent interrupting during meetings
D. Overeating at meals
Correct Answer: B
Rationale: A behavioral deficit involves too little of a desired behavior; rarely making eye
contact represents insufficient occurrence of a socially appropriate behavior.
,Q4: In a behavior modification program, the phase during which the target behavior is
measured without any intervention is called:
A. Treatment phase
B. Baseline phase
C. Evaluation phase
D. Follow-up phase
Correct Answer: B
Rationale: The baseline phase involves measuring and recording the target behavior
before any treatment is implemented, establishing a comparison standard.
Q5: The reversal-replication design (ABAB design) is characterized by:
A. Introducing treatment to all subjects simultaneously
B. Withdrawing treatment to demonstrate experimental control
C. Gradually changing the criterion for reinforcement
D. Alternating two treatments rapidly
Correct Answer: B
Rationale: The ABAB design involves baseline (A), treatment (B), reversal/withdrawal of
treatment (A), and reintroduction of treatment (B) to demonstrate that behavior changes
are due to the intervention.
Q6: In a multiple-baseline across behaviors design, the researcher:
A. Applies treatment to different behaviors at different times
B. Applies treatment to the same behavior across different subjects
C. Applies treatment to the same behavior in different settings
D. Alternates between baseline and treatment conditions rapidly
Correct Answer: A
Rationale: The multiple-baseline across behaviors design involves applying treatment
sequentially to different behaviors of the same individual to demonstrate experimental
control.
Q7: The changing-criterion design is most appropriate when:
A. Comparing two different treatments
B. The goal is to gradually shape behavior toward a terminal goal
C. Establishing a stable baseline is impossible
D. Multiple subjects are available for study
Correct Answer: B
,Rationale: The changing-criterion design involves gradually changing the performance
criterion for reinforcement, making it ideal for shaping behavior toward progressively
demanding goals.
Q8: In the alternating-treatments (multielement) design:
A. Treatment is withdrawn to demonstrate control
B. Two or more treatments are rapidly alternated
C. Multiple baselines are established across subjects
D. The criterion for reinforcement is gradually increased
Correct Answer: B
Rationale: The alternating-treatments design involves rapidly alternating between two or
more conditions to compare their effects on behavior.
Q9: Which of the following represents a key distinction between behavior modification
and behavior therapy?
A. Behavior therapy focuses exclusively on respondent conditioning
B. Behavior modification is applied to everyday problems, while behavior therapy
addresses psychological disorders
C. Behavior modification uses only positive reinforcement
D. Behavior therapy does not involve measurement of behavior
Correct Answer: B
Rationale: While both use learning principles, behavior modification is typically applied
to everyday behavioral problems, whereas behavior therapy is directed toward treating
psychological disorders.
Q10: Overt behavior refers to:
A. Behaviors that are observable and measurable by others
B. Behaviors that occur only in private settings
C. Thoughts, feelings, and emotions that cannot be directly observed
D. Behaviors that are automatically reinforced
Correct Answer: A
Rationale: Overt behaviors are observable actions that can be seen and measured by
others, in contrast to covert behaviors (thoughts, feelings) that are private events.
Q11: According to the behavioral perspective, motivation is best understood as:
A. An inner mental state that drives behavior
, B. A way of behaving in specific environmental circumstances
C. A fixed personality trait that determines success
D. An unconscious desire that must be uncovered
Correct Answer: B
Rationale: Martin & Pear emphasize that motivation and intelligence are conceptualized
as ways of behaving under specific environmental conditions, not as inner mental
processes.
Q12: In behavioral assessment, the environment is defined as:
A. The broader social and cultural context
B. Specific physical variables in the immediate surroundings
C. The individual's genetic makeup
D. The person's internal thoughts and feelings
Correct Answer: B
Rationale: Behavior modification defines environment as the specific physical variables
in the immediate surroundings that can be observed and manipulated.
Q13: Which of the following is a common misconception about behavior modification?
A. It focuses on observable behaviors
B. It uses principles of learning to change behavior
C. It ignores the role of thoughts and feelings entirely
D. It involves systematic measurement of behavior
Correct Answer: C
Rationale: A common misconception is that behavior modification ignores thoughts and
feelings; in reality, behavior modification addresses covert behaviors and recognizes
their functional relationships with environmental variables.
Q14: During the evaluation phase of a behavior modification program, the practitioner:
A. Implements the treatment procedure
B. Determines whether the treatment produced desired changes
C. Establishes the baseline measurement
D. Selects the target behavior
Correct Answer: B
Rationale: The evaluation phase involves assessing whether the treatment was effective
in producing the desired behavioral changes compared to baseline.