PA APPRAISAL LICENSE SIXTEEN TO
TWENTY AUTO PHYSICAL DAMAGE
REVIEW TEST PAPER 2026 PRACTICE
SOLUTIONS GRADED A+
⩥ What are the number of business days you have per Act 361 to inspect
vehicle?
Answer: 6 days
⩥ How many days after an inspection should a total loss be offered to
the owner?
Answer: 5 days
⩥ Aftermarket parts can only be used when?
Answer: The parts are listed & coded in the estimate
⩥ What is aftermarket & why is it considered aftermarket?
Answer: "Nonoriginal equipment manufacture (non-OEM) replacement
part, either new or used, for any of the nonmechanical parts that
generally constitute the exterior of the motor vehicle, including inner &
outer panels"
a) Generic version - made by vendor for manufacturer. Vendor also
makes generic version of same part. New part - never used. A/M
,⩥ What is the duty of the claimant after the loss?
Answer: Provide a date, time & facts of the loss
⩥ T or F: Appraisals should always be signed by the appraiser?
Answer: True
⩥ What is betterment?
Answer: The act or process of improving something. When a part is used
on a car that makes the car more valuable than it was prior to the loss.
⩥ Which would be an example of an additional interest to the policy?
Answer: Lienholder
⩥ Which is not a peril in reference to auto insurance?
Answer: Wind/Hail is not a peril (fire, theft & collision are perils)
⩥ Which is a peril?
Answer: Something that may cause injury, harm or loss. (Previous exam
answer - Damage to another person, damage to another vehicle & cause
of loss)
⩥ An appraiser's license shall expire annually at midnight on this day?
,Answer: June 30th
⩥ Who determines the amount of damage to the vehicle?
Answer: Appraiser
⩥ What does an adjuster do?
Answer: A natural person in this Commonwealth who makes appraisals
of motor vehicle physical damage.
⩥ How old do you have to be to get your PA appraiser's license?
Answer: 18 Years old
⩥ If your appraiser's license expired more than 60 days, what do you
have to do?
Answer: Re-take exam
⩥ Which of the following components is NOT considered part of the
vehicle's front end?
A) Grille
B) Fenders
C) Floor pan
D) Hood
Answer: C) Floor pan
, ⩥ Which one of the following answer choices lists the 3 components
that make up the front end sheet metal of an auto?
A) Grille, hood & fenders
B) Grille, hood & headlamps
C) Fender skirt, fender outer panel & strut tower
D) Moldings, ornamentation & grille
Answer: A) Grille, hood & fenders
⩥ Which one of the following answer choices lists the 2 components
that are part of a hood's lock assembly?
A) Release cable & support rod
B) Pop-up spring & release cable
C) Pop-up & safety catch
D) Pop-up & hinges
Answer: C) Pop-up spring & safety catch
⩥ What type of headlamp features a lens that is specifically designed for
the auto model & contoured to its requirements for improved
aerodynamics?
A) Sealed composite
B) Sealed beam
C) Composite beam
TWENTY AUTO PHYSICAL DAMAGE
REVIEW TEST PAPER 2026 PRACTICE
SOLUTIONS GRADED A+
⩥ What are the number of business days you have per Act 361 to inspect
vehicle?
Answer: 6 days
⩥ How many days after an inspection should a total loss be offered to
the owner?
Answer: 5 days
⩥ Aftermarket parts can only be used when?
Answer: The parts are listed & coded in the estimate
⩥ What is aftermarket & why is it considered aftermarket?
Answer: "Nonoriginal equipment manufacture (non-OEM) replacement
part, either new or used, for any of the nonmechanical parts that
generally constitute the exterior of the motor vehicle, including inner &
outer panels"
a) Generic version - made by vendor for manufacturer. Vendor also
makes generic version of same part. New part - never used. A/M
,⩥ What is the duty of the claimant after the loss?
Answer: Provide a date, time & facts of the loss
⩥ T or F: Appraisals should always be signed by the appraiser?
Answer: True
⩥ What is betterment?
Answer: The act or process of improving something. When a part is used
on a car that makes the car more valuable than it was prior to the loss.
⩥ Which would be an example of an additional interest to the policy?
Answer: Lienholder
⩥ Which is not a peril in reference to auto insurance?
Answer: Wind/Hail is not a peril (fire, theft & collision are perils)
⩥ Which is a peril?
Answer: Something that may cause injury, harm or loss. (Previous exam
answer - Damage to another person, damage to another vehicle & cause
of loss)
⩥ An appraiser's license shall expire annually at midnight on this day?
,Answer: June 30th
⩥ Who determines the amount of damage to the vehicle?
Answer: Appraiser
⩥ What does an adjuster do?
Answer: A natural person in this Commonwealth who makes appraisals
of motor vehicle physical damage.
⩥ How old do you have to be to get your PA appraiser's license?
Answer: 18 Years old
⩥ If your appraiser's license expired more than 60 days, what do you
have to do?
Answer: Re-take exam
⩥ Which of the following components is NOT considered part of the
vehicle's front end?
A) Grille
B) Fenders
C) Floor pan
D) Hood
Answer: C) Floor pan
, ⩥ Which one of the following answer choices lists the 3 components
that make up the front end sheet metal of an auto?
A) Grille, hood & fenders
B) Grille, hood & headlamps
C) Fender skirt, fender outer panel & strut tower
D) Moldings, ornamentation & grille
Answer: A) Grille, hood & fenders
⩥ Which one of the following answer choices lists the 2 components
that are part of a hood's lock assembly?
A) Release cable & support rod
B) Pop-up spring & release cable
C) Pop-up & safety catch
D) Pop-up & hinges
Answer: C) Pop-up spring & safety catch
⩥ What type of headlamp features a lens that is specifically designed for
the auto model & contoured to its requirements for improved
aerodynamics?
A) Sealed composite
B) Sealed beam
C) Composite beam
