MEDICARE AND MEDICAID EXAMINATION QUESTION
AND CORRECT ANSWER WITH EXPLANATION GRADED
A+ STUDY GUIDE SOUTHERN NEW HAMPSHIRE
UNIVERSITY
1. Medicare is primarily a federal health insurance program for:
A. Individuals age 65 and older
B. Children under age 5 only
C. Hospital employees only
D. Military personnel only
Answer: A
Rationale: Medicare mainly serves older adults and certain disabled individuals.
2. Medicaid is a healthcare program designed for:
A. Low-income individuals and families
B. Wealthy corporations only
C. Hospital administrators only
D. Parking enforcement staff only
Answer: A
Rationale: Medicaid provides healthcare coverage to eligible low-income populations.
3. Medicare Part A primarily covers:
A. Hospital insurance services
B. Prescription drugs only
C. Dental insurance only
D. Vision insurance only
Answer: A
Rationale: Part A includes inpatient hospital care and related services.
4. Medicare Part B primarily covers:
,A. Outpatient medical services
B. Long-term nursing home care only
C. Cafeteria expenses only
D. Payroll deductions only
Answer: A
Rationale: Part B covers physician services and outpatient care.
5. Medicare Part D provides coverage for:
A. Prescription medications
B. Hospital construction only
C. Employee salaries only
D. Parking fees only
Answer: A
Rationale: Part D helps beneficiaries pay for medications.
6. Medicare Advantage plans are also known as:
A. Medicare Part C
B. Medicare Part E
C. Medicaid Supplemental Plans
D. Hospital Savings Plans
Answer: A
Rationale: Part C combines Medicare coverage through private insurers.
7. Medicaid is jointly funded by:
A. Federal and state governments
B. Private corporations only
C. Hospitals only
D. Insurance agents only
Answer: A
Rationale: Medicaid funding comes from both federal and state sources.
8. Eligibility for Medicare is commonly based on:
, A. Age or disability status
B. Occupation only
C. Parking permit ownership only
D. Educational level only
Answer: A
Rationale: Medicare eligibility includes older adults and qualifying disabled individuals.
9. Medicaid eligibility is generally determined by:
A. Income and financial need
B. Property ownership only
C. Vacation schedules only
D. Employee seniority only
Answer: A
Rationale: Medicaid focuses on financially eligible individuals.
10. Medicare beneficiaries typically pay:
A. Premiums, deductibles, and coinsurance
B. No healthcare costs ever
C. Parking fees only
D. Cafeteria charges only
Answer: A
Rationale: Medicare includes cost-sharing responsibilities.
11. The purpose of Medicare is to:
A. Provide healthcare coverage for eligible individuals
B. Eliminate healthcare services
C. Reduce patient records
D. Ignore medical expenses
Answer: A
Rationale: Medicare improves healthcare access.
12. Medicaid expansion under the Affordable Care Act allowed states to:
AND CORRECT ANSWER WITH EXPLANATION GRADED
A+ STUDY GUIDE SOUTHERN NEW HAMPSHIRE
UNIVERSITY
1. Medicare is primarily a federal health insurance program for:
A. Individuals age 65 and older
B. Children under age 5 only
C. Hospital employees only
D. Military personnel only
Answer: A
Rationale: Medicare mainly serves older adults and certain disabled individuals.
2. Medicaid is a healthcare program designed for:
A. Low-income individuals and families
B. Wealthy corporations only
C. Hospital administrators only
D. Parking enforcement staff only
Answer: A
Rationale: Medicaid provides healthcare coverage to eligible low-income populations.
3. Medicare Part A primarily covers:
A. Hospital insurance services
B. Prescription drugs only
C. Dental insurance only
D. Vision insurance only
Answer: A
Rationale: Part A includes inpatient hospital care and related services.
4. Medicare Part B primarily covers:
,A. Outpatient medical services
B. Long-term nursing home care only
C. Cafeteria expenses only
D. Payroll deductions only
Answer: A
Rationale: Part B covers physician services and outpatient care.
5. Medicare Part D provides coverage for:
A. Prescription medications
B. Hospital construction only
C. Employee salaries only
D. Parking fees only
Answer: A
Rationale: Part D helps beneficiaries pay for medications.
6. Medicare Advantage plans are also known as:
A. Medicare Part C
B. Medicare Part E
C. Medicaid Supplemental Plans
D. Hospital Savings Plans
Answer: A
Rationale: Part C combines Medicare coverage through private insurers.
7. Medicaid is jointly funded by:
A. Federal and state governments
B. Private corporations only
C. Hospitals only
D. Insurance agents only
Answer: A
Rationale: Medicaid funding comes from both federal and state sources.
8. Eligibility for Medicare is commonly based on:
, A. Age or disability status
B. Occupation only
C. Parking permit ownership only
D. Educational level only
Answer: A
Rationale: Medicare eligibility includes older adults and qualifying disabled individuals.
9. Medicaid eligibility is generally determined by:
A. Income and financial need
B. Property ownership only
C. Vacation schedules only
D. Employee seniority only
Answer: A
Rationale: Medicaid focuses on financially eligible individuals.
10. Medicare beneficiaries typically pay:
A. Premiums, deductibles, and coinsurance
B. No healthcare costs ever
C. Parking fees only
D. Cafeteria charges only
Answer: A
Rationale: Medicare includes cost-sharing responsibilities.
11. The purpose of Medicare is to:
A. Provide healthcare coverage for eligible individuals
B. Eliminate healthcare services
C. Reduce patient records
D. Ignore medical expenses
Answer: A
Rationale: Medicare improves healthcare access.
12. Medicaid expansion under the Affordable Care Act allowed states to:
