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Naic 390 Final Test 2026 Questions With Correct Answers Graded A+

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NAIC 390 FINAL TEST 2026 QUESTIONS WITH CORRECT ANSWERS GRADED A+

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NAIC 390 FINAL TEST 2026 QUESTIONS
WITH CORRECT ANSWERS GRADED A+

◍ The Consensus Statement on Quality in the Public Health System would
need to be amended to include.
Answer: cost-centerdness
◍ Which would best help a team reorganizing a hospital's ER?.
Answer: Providing lots of time for the team to organize
◍ Where a policy replacement is involved, the existing insurer is required to
retain all replacement notifications received for at least:.
Answer: 5 years
◍ True or False? A control chart and a process behavior chart are diametrically
different things..
Answer: False
◍ The taxable portion of annuity distributions or withdrawals will be taxed as:.
Answer: ordinary income only
◍ True or False? Innovation-specific capacity is part of the delivery system for
the implementation of innovation..
Answer: False
◍ Contract Value.
Answer: The cash value of an annuity.
◍ In the US, about how many organizations receive accreditation from The
Joint Commission?.
Answer: 4,000
◍ True or False? CDC's budget has grown steadily for the last two decades..
Answer: false

,◍ Renewal Rate.
Answer: The investments the insurer bought when the annuity was
originally purchased
◍ The size of a QI team should be.
Answer: about the size of the organization
◍ True or False? 44,000-98,000 patients die each year due to care received for
some medical condition rather than from the condition itself..
Answer: true
◍ Project Fives Alive! Was run in.
Answer: Ghana
◍ "The ethical requirement that people who care for others will do so in good
faith, placing their assessment of that person's best interests above their
own" refers to the:.
Answer: Best Interest Standard
◍ The revisions to NAIC Suitability in Annuity Transactions Model
Regulation (#275) requires agents and carriers to act with "________" in
making recommendations..
Answer: reasonable diligence, care and skill
◍ Bailout Rate.
Answer: the agreement between the insurer and the contract owner can
allow for utilization of the bailout clause if the interest rate decreases below
a certain level
◍ 7FINRA Rules 2310, 2320, 2341, and 5110 each include provisions
restricting the payment and receipt of non-cash compensation in connect
with the sale and distribution of securities. In general, these rules limit
non-cash compensation arrangements to gifts that do not exceed ________
in value..
Answer: $100
◍ True or False? Implementation is largely independent of how open an

, organization's culture is to change..
Answer: False
◍ True or False? The role of the patient in CQI is not well understood..
Answer: true
◍ Account Value.
Answer: The account value is the annuity death benefit
◍ According to the NAIC Annuity Disclosure Model Regulation, where the
Buyer's Guide and disclosure document are not provided at or before the
time of application, a free look period of no less than ________ must be
provided..
Answer: 15 days
◍ True or False? If staff at your hospital have too many duties for efficient
work, you need to work on mura..
Answer: False
◍ True or False? Deming's System of Profound Knowledge has variation as
one of five key parts..
Answer: False
◍ Firms are required to maintain a copy of each Form CRS on record for at
least:.
Answer: Six years
◍ Small units of care fall under which level in Berwick's work?.
Answer: C
◍ True or False? Nurses have abundant valuable knowledge about their
activities for the CQI process..
Answer: True
◍ True or False? The Robert Wood Johnson Foundation works to rank county
health departments..
Answer: true
◍ True or False? The greatest strength of QI comes in changing one or two

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