Page 1 of 139
CALIFORNIA (CA) CEMETERY BROKER EXAM WITH
COMPLETE 250 QUESTIONS WITH CORRECT
ANSWERS AND RATIONALES JUST RELEASED THIS
YEAR
1. A cemetery broker is asked by a couple to help them purchase two adjacent plots. They want
to finance the purchase over 24 months. Which is the first step the broker must take?
A) Offer them a 12-month plan instead to close the sale faster
B) Provide a written disclosure of all financing terms, including interest rate, total cost, and
cancellation rights, in plain language
C) Accept a handshake agreement and start monthly payments informally
D) Refer them to a bank without any further explanation
Answer: B
Rationale: Before any money changes hands, a cemetery broker must ensure that any financing
arrangement complies with California consumer protection laws, including providing a full
written disclosure of terms in plain language.
1
SUCCESS!
,Page 2 of 139
2. A client calls three days after signing a pre-need contract for a mausoleum crypt and says she
has changed her mind. What are her cancellation rights under California law?
A) She has no right to cancel because she signed a contract
B) She can cancel within 7 days for a full refund of any deposit
C) She can cancel only if she pays a 10% penalty
D) She can cancel only by sending a notarized letter within 24 hours
Answer: B
Rationale: California’s pre-need cemetery contract cooling-off period typically allows
cancellation within 7 days for a full refund, protecting consumers from impulsive decisions.
3. You are a broker representing a cemetery that is running low on available plots. A family
wants to buy four plots, but you know the cemetery plans to raise prices next month. What
should you do?
A) Delay the sale until after the price increase to benefit the cemetery
B) Disclose the upcoming price increase and sell at the current price if the family agrees
C) Sell at the current price without mentioning the future increase
D) Tell the family the plots are not available
2
SUCCESS!
,Page 3 of 139
Answer: B
Rationale: A broker has a fiduciary duty to act in good faith. Concealing a planned price increase
to the seller’s advantage would be deceptive and a violation of professional ethics.
4. A consumer asks about financing terms for a cemetery purchase. Which disclosure is not a
standard requirement for a pre-need cemetery contract?
A) The total cost of the property and any interest charges
B) A statement of the buyer’s cancellation rights
C) A description of the physical health of the buyer
D) A clear explanation of how the financed amount will be calculated
Answer: C
Rationale: The buyer’s physical health is not a required disclosure term in a cemetery financing
contract; disclosures must focus on the financial terms, the property, and the buyer’s legal
rights.
5. A cemetery broker enters into a pre-need contract for a grave with a $5,000 deposit. The
broker places the deposit into a Preneed Cemetery Trust Fund. Which of the following
statements about such funds is true?
A) They must be deposited into a separate, interest-bearing trust account
3
SUCCESS!
, Page 4 of 139
B) They may be commingled with the broker’s operating funds if the broker is bonded
C) They do not earn interest unless the contract states otherwise
D) They are not required for sales of niches in a columbarium
Answer: A
Rationale: Preneed Cemetery Trust Funds must be held in a separate, interest-bearing account
and may not be commingled with the broker’s personal or operating funds.
6. A couple wants to buy a single plot in a public cemetery. Under California law, is a cemetery
broker’s license required for this transaction?
A) Yes, because any sale or lease of cemetery property requires a broker’s license
B) No, because public cemeteries are exempt from broker licensing requirements
C) Yes, but only if the sale price exceeds $10,000
D) No, because the couple is purchasing for their own use
Answer: A
Rationale: A cemetery broker’s license is required for any transaction involving the sale or lease
of cemetery real property, regardless of ownership type (public, private, or religious).
4
SUCCESS!
CALIFORNIA (CA) CEMETERY BROKER EXAM WITH
COMPLETE 250 QUESTIONS WITH CORRECT
ANSWERS AND RATIONALES JUST RELEASED THIS
YEAR
1. A cemetery broker is asked by a couple to help them purchase two adjacent plots. They want
to finance the purchase over 24 months. Which is the first step the broker must take?
A) Offer them a 12-month plan instead to close the sale faster
B) Provide a written disclosure of all financing terms, including interest rate, total cost, and
cancellation rights, in plain language
C) Accept a handshake agreement and start monthly payments informally
D) Refer them to a bank without any further explanation
Answer: B
Rationale: Before any money changes hands, a cemetery broker must ensure that any financing
arrangement complies with California consumer protection laws, including providing a full
written disclosure of terms in plain language.
1
SUCCESS!
,Page 2 of 139
2. A client calls three days after signing a pre-need contract for a mausoleum crypt and says she
has changed her mind. What are her cancellation rights under California law?
A) She has no right to cancel because she signed a contract
B) She can cancel within 7 days for a full refund of any deposit
C) She can cancel only if she pays a 10% penalty
D) She can cancel only by sending a notarized letter within 24 hours
Answer: B
Rationale: California’s pre-need cemetery contract cooling-off period typically allows
cancellation within 7 days for a full refund, protecting consumers from impulsive decisions.
3. You are a broker representing a cemetery that is running low on available plots. A family
wants to buy four plots, but you know the cemetery plans to raise prices next month. What
should you do?
A) Delay the sale until after the price increase to benefit the cemetery
B) Disclose the upcoming price increase and sell at the current price if the family agrees
C) Sell at the current price without mentioning the future increase
D) Tell the family the plots are not available
2
SUCCESS!
,Page 3 of 139
Answer: B
Rationale: A broker has a fiduciary duty to act in good faith. Concealing a planned price increase
to the seller’s advantage would be deceptive and a violation of professional ethics.
4. A consumer asks about financing terms for a cemetery purchase. Which disclosure is not a
standard requirement for a pre-need cemetery contract?
A) The total cost of the property and any interest charges
B) A statement of the buyer’s cancellation rights
C) A description of the physical health of the buyer
D) A clear explanation of how the financed amount will be calculated
Answer: C
Rationale: The buyer’s physical health is not a required disclosure term in a cemetery financing
contract; disclosures must focus on the financial terms, the property, and the buyer’s legal
rights.
5. A cemetery broker enters into a pre-need contract for a grave with a $5,000 deposit. The
broker places the deposit into a Preneed Cemetery Trust Fund. Which of the following
statements about such funds is true?
A) They must be deposited into a separate, interest-bearing trust account
3
SUCCESS!
, Page 4 of 139
B) They may be commingled with the broker’s operating funds if the broker is bonded
C) They do not earn interest unless the contract states otherwise
D) They are not required for sales of niches in a columbarium
Answer: A
Rationale: Preneed Cemetery Trust Funds must be held in a separate, interest-bearing account
and may not be commingled with the broker’s personal or operating funds.
6. A couple wants to buy a single plot in a public cemetery. Under California law, is a cemetery
broker’s license required for this transaction?
A) Yes, because any sale or lease of cemetery property requires a broker’s license
B) No, because public cemeteries are exempt from broker licensing requirements
C) Yes, but only if the sale price exceeds $10,000
D) No, because the couple is purchasing for their own use
Answer: A
Rationale: A cemetery broker’s license is required for any transaction involving the sale or lease
of cemetery real property, regardless of ownership type (public, private, or religious).
4
SUCCESS!
