CPCU 553, Chapter 6 Exam | Questions with 100%
Correct Answers | Verified | Latest Update
2026/2027
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Terms in this set (10)
One of the effects of the Personal Add the definition of personal injury.
Injury Coverage endorsement on an
HO-3—Special Form (HO-3) is to
Jeremy owns a home covered with Yes, because the HO-5 typically covers damage by
an HO-5—Comprehensive Form rain through an open window even if the building
(HO-5). He left a window open one itself is not damaged
night before he went to sleep. It
rained during the night and rain
water damaged a sofa under the
window. There was no other damage.
Is the damage to the sofa a covered
loss
Jackie insures her home with an HO- Yes, there is coverage if Jackie's policy was
3—Special Form (HO-3). She endorsed with the Home Business Insurance
operates a seamstress service from Coverage endorsement.
her home. A customer was picking up
some altered pants, tripped on a
loose floorboard on her porch, and
was injured. Is there coverage for this
claim?
Correct Answers | Verified | Latest Update
2026/2027
Save
Terms in this set (10)
One of the effects of the Personal Add the definition of personal injury.
Injury Coverage endorsement on an
HO-3—Special Form (HO-3) is to
Jeremy owns a home covered with Yes, because the HO-5 typically covers damage by
an HO-5—Comprehensive Form rain through an open window even if the building
(HO-5). He left a window open one itself is not damaged
night before he went to sleep. It
rained during the night and rain
water damaged a sofa under the
window. There was no other damage.
Is the damage to the sofa a covered
loss
Jackie insures her home with an HO- Yes, there is coverage if Jackie's policy was
3—Special Form (HO-3). She endorsed with the Home Business Insurance
operates a seamstress service from Coverage endorsement.
her home. A customer was picking up
some altered pants, tripped on a
loose floorboard on her porch, and
was injured. Is there coverage for this
claim?
