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Knowledge Development Topic 6: Other
Legal Issues.
Q1. The federal Fair Housing Act prohibits discrimination based on how many protected classes?
A) 5
B) 6
C) 7
D) 8
✔ Correct Answer: C
The seven federally protected classes are: race, color, religion, national origin, sex, familial
status, and disability.
Q2. The NC Fair Housing Act adds which additional protected class(es)?
A) Age and occupation
B) Creed and military status
C) Political affiliation
D) Sexual orientation
✔ Correct Answer: B
NC law explicitly includes "creed" and "military status" as protected classes.
Q3. What is "steering" in fair housing law?
A) Directing buyers to or away from certain neighborhoods based on protected class
B) Providing directions to a property
C) Driving a client to showings
D) Negotiating a contract
,✔ Correct Answer: A
Steering is a violation of the Fair Housing Act. Brokers must show all available properties that
meet the buyer's criteria without regard to protected class.
Q4. A broker tells a family with children, "This neighborhood is not good for kids." This may be:
A) Legal because it's an opinion
B) Illegal discrimination based on familial status
C) Legal if the broker is being honest
D) Required disclosure
✔ Correct Answer: B
Familial status (presence of children under 18) is protected. Steering families away is
discrimination.
Q5. What is "blockbusting"?
A) Encouraging residents to sell because of fear that a protected class is moving into the
neighborhood
B) Building new houses
C) Renovating old houses
D) Zoning changes
✔ Correct Answer: A
Blockbusting (also called panic selling) is illegal under the Fair Housing Act.
Q6. What is "redlining"?
A) A practice of drawing red lines on maps to denote areas where lenders would not invest
B) A type of survey
C) A zoning classification
D) An appraisal method
✔ Correct Answer: A
Redlining is the illegal practice of denying loans or insurance based on the racial or ethnic
composition of a neighborhood.
, Q7. Under the Fair Housing Act, a landlord must allow a tenant with a disability to:
A) Have a service animal even if the building has a "no pets" policy
B) Pay less rent
C) Break the lease at any time
D) Require the landlord to pay for all modifications
✔ Correct Answer: A
Reasonable accommodations include allowing service animals as an exception to "no pets"
policies.
Q8. A seller tells a broker, "Don't show my property to anyone of a certain race." The broker
must:
A) Obey the seller's instruction
B) Refuse to obey and decline the listing if the seller insists
C) Show the property but not tell the seller
D) Report the seller to the police
✔ Correct Answer: B
The broker cannot obey an unlawful instruction. The broker must refuse and may need to decline
the listing.
Q9. A broker's advertisement shows only young, white couples. This may be:
A) Permitted as targeted marketing
B) Discriminatory because it suggests a preference for certain groups
C) Permitted if the property is in a predominantly white neighborhood
D) Permitted if the broker includes a fair housing logo
✔ Correct Answer: B
Advertising that suggests a preference based on race, color, or other protected classes violates
the Fair Housing Act.
Q10. Under the Fair Housing Act, which of the following is NOT a protected class?
A) Race
B) Religion
C) Occupation
D) Disability
Vault: High-Quality Exam Practice
Questions with Expertly Written, Accurate &
Detailed Answers for Comprehensive
Knowledge Development Topic 6: Other
Legal Issues.
Q1. The federal Fair Housing Act prohibits discrimination based on how many protected classes?
A) 5
B) 6
C) 7
D) 8
✔ Correct Answer: C
The seven federally protected classes are: race, color, religion, national origin, sex, familial
status, and disability.
Q2. The NC Fair Housing Act adds which additional protected class(es)?
A) Age and occupation
B) Creed and military status
C) Political affiliation
D) Sexual orientation
✔ Correct Answer: B
NC law explicitly includes "creed" and "military status" as protected classes.
Q3. What is "steering" in fair housing law?
A) Directing buyers to or away from certain neighborhoods based on protected class
B) Providing directions to a property
C) Driving a client to showings
D) Negotiating a contract
,✔ Correct Answer: A
Steering is a violation of the Fair Housing Act. Brokers must show all available properties that
meet the buyer's criteria without regard to protected class.
Q4. A broker tells a family with children, "This neighborhood is not good for kids." This may be:
A) Legal because it's an opinion
B) Illegal discrimination based on familial status
C) Legal if the broker is being honest
D) Required disclosure
✔ Correct Answer: B
Familial status (presence of children under 18) is protected. Steering families away is
discrimination.
Q5. What is "blockbusting"?
A) Encouraging residents to sell because of fear that a protected class is moving into the
neighborhood
B) Building new houses
C) Renovating old houses
D) Zoning changes
✔ Correct Answer: A
Blockbusting (also called panic selling) is illegal under the Fair Housing Act.
Q6. What is "redlining"?
A) A practice of drawing red lines on maps to denote areas where lenders would not invest
B) A type of survey
C) A zoning classification
D) An appraisal method
✔ Correct Answer: A
Redlining is the illegal practice of denying loans or insurance based on the racial or ethnic
composition of a neighborhood.
, Q7. Under the Fair Housing Act, a landlord must allow a tenant with a disability to:
A) Have a service animal even if the building has a "no pets" policy
B) Pay less rent
C) Break the lease at any time
D) Require the landlord to pay for all modifications
✔ Correct Answer: A
Reasonable accommodations include allowing service animals as an exception to "no pets"
policies.
Q8. A seller tells a broker, "Don't show my property to anyone of a certain race." The broker
must:
A) Obey the seller's instruction
B) Refuse to obey and decline the listing if the seller insists
C) Show the property but not tell the seller
D) Report the seller to the police
✔ Correct Answer: B
The broker cannot obey an unlawful instruction. The broker must refuse and may need to decline
the listing.
Q9. A broker's advertisement shows only young, white couples. This may be:
A) Permitted as targeted marketing
B) Discriminatory because it suggests a preference for certain groups
C) Permitted if the property is in a predominantly white neighborhood
D) Permitted if the broker includes a fair housing logo
✔ Correct Answer: B
Advertising that suggests a preference based on race, color, or other protected classes violates
the Fair Housing Act.
Q10. Under the Fair Housing Act, which of the following is NOT a protected class?
A) Race
B) Religion
C) Occupation
D) Disability
