NJ LIFE PRODUCER EXAM |ACTUAL 113 QUESTIONS AND ANSWERS|ALREADY GRADED A+

013456789 686   3
 64900 068386

8 6 


!"#$%&$%"'(')!%*+,-.'!(#$#/(#%$!#"'/(%0#"
1)!"'/($'23(')!

45'65)7(5#/#/(%(#8#!(/$#9%$"'!9(5#%!!3'(%!(/'/:;,,<:&=
&5#%!!3'(%!(>/*'7##01#6(%!6?"#(#$8'!#/(5#%!!3'(?1%?8#!(

45%(@'**(5#2#!#7'6'%$?$#6#'A#'/%!!3'(%!("'#/"3$'!9(5#%66383*%(')!
1#$')"=
&5#9$#%(#$(5#%66383*%(#"6%/5A%*3#)$(5#()(%*1$#8'381%'"


45'65)7(5#7)**)@'!9%6(')!/'/,<B +,<C2?%!%9#!(@5)'/$#1*%6'!9%!
#0'/('!9*'7#'!/3$%!6#1)*'6?=
D328'(()()(5#$#1*%6'!9'!/3$#$%*'/()7(5#1)*'6'#/()2#$#1*%6#"


-**1$#E*'6#!/'!96)3$/#6)81*#(')!6#$('7'6%(#%$#A%*'"7)$%1#$')")7=
F?#%$/



,0
2345637
8944 4
68
377
6
6

5
 776
76
2 7668

 6 4837
76





35
322 8
5
65485
34
6
5
3 9653 5
68
  4
5
23 95
85345

35

5
68
5337





 
34
3 96568
6
3 437
53
5435
5


368
34
53
35
68546956






6
2 46
8557
5
256 8
34
 86 4
5

3
 4


3

0 965





!355
68
32276
 4
76
68943 
3
4"9 858
3
97
6
65
46 4#
0

97
6
65
 65
677

2337
5
!355$8
 6634
6
!355

%68
6853 57
4

3
34
36 5





0

66
68943 
 5435
6
39
97358
38
379 8
6 4
53
5

&'
677
377


, 0
2345
367896 5
69
3
882 57
7
 2857
359
 6
5


322
22





06

367896 5
 6
37
65

 7
4 95
8659
5
27
4

7 5

59
 6

5

5975


9536





06
5 25
4

!"8 23435
9539556
26
 82
#5
6

$54365
693#836
26





% 
7 6
6
5
#56543
 567
#536
3

545995
6683&

0
3638
4
'(
 67
459
 5
4
89 75





0
75893357
235675
37
95"8395
4 9

2345
367896 5
9 8 59

7522

) 93#25
*345
67896 5





0
 25
2345
367896 5
 23
882 57
7
 285

#5 57

+5
 23
2 6
 285
3
5
367895
 
# 99
 367