Pennsylvania Motor Vehicle Physical
Damage Appraiser Practice Exam
Questions and Answers|| GRADED A+||
LATEST UPDATE 2026
Act -CORRECTANSWER The Motor Vehicle Physical Damage Appraiser Act (63 P. S.
§ § 851—863).
Aftermarket crash part -CORRECTANSWER A nonoriginal equipment manufacturer
(non-OEM) replacement part, either new or used, for any of the nonmechanical parts
that generally constitute the exterior of the motor vehicle, including inner and outer
panels.
Appraisal -CORRECTANSWER A written monetary estimate of physical damage
sustained to a motor vehicle when the making of the estimate is assigned in order to
allow the return of the vehicle to its predamaged condition.
Appraisal (ii) -CORRECTANSWER The term includes estimates made by the insurer,
its employes, its agents or related entities or individuals or entities assigned to make the
estimate.
Appraiser -CORRECTANSWER A natural person in this Commonwealth who makes
appraisals of motor vehicle physical damage.
,Commissioner -CORRECTANSWER The Insurance Commissioner of the
Commonwealth.
Consumer -CORRECTANSWER The owner of the motor vehicle which has sustained
damage or the owner's representative.
Dealer -CORRECTANSWER An individual licensed, active and knowledgeable in the
sale of used motor vehicles similar to that being appraised.
Insurer -CORRECTANSWER All companies, associations and exchanges engaged in
the insurance business of insurance companies and self-insurers.
Motor vehicle -CORRECTANSWER A motorized device, including a trailer attached
thereto, in, upon or by which a person or property is or may be transported or drawn
upon a public highway.
Predamaged condition -CORRECTANSWER The function and appearance of the motor
vehicle just prior to when the damage in question was sustained.
Competency -CORRECTANSWER Demonstrated by providing written documentation
of a minimum of 6 months continuous experience within the previous 3 years at an
, occupation, such as body repair, that directly involves the estimation of physical
damage to motor vehicles.
Education or training -CORRECTANSWER Successful completion of education or
training related to appraising motor vehicle physical damage taken within the previous 3
years.
Application denial -CORRECTANSWER An application for a license may be denied if
the applicant has provided incorrect, misleading or incomplete CORRECTANSWERs to
interrogatories on forms incidental to applying for a license.
License Denial -CORRECTANSWER The applicant has been denied a license or has
had an existing license revoked, suspended or not renewed by the Department or a
regulatory authority in another state, territory or possession of the United States, or in
the District of Columbia, or the Canadian provinces.
Professional Competence -CORRECTANSWER The applicant does not possess the
professional competence and trustworthiness required to engage in conducting motor
vehicle appraisals.
Criminal Conduct -CORRECTANSWER An applicant has pleaded guilty, entered a plea
of nolo contendere or has been found guilty of a felony in a court of competent
jurisdiction, or has pleaded guilty, entered a plea of nolo contendere or been found
Damage Appraiser Practice Exam
Questions and Answers|| GRADED A+||
LATEST UPDATE 2026
Act -CORRECTANSWER The Motor Vehicle Physical Damage Appraiser Act (63 P. S.
§ § 851—863).
Aftermarket crash part -CORRECTANSWER A nonoriginal equipment manufacturer
(non-OEM) replacement part, either new or used, for any of the nonmechanical parts
that generally constitute the exterior of the motor vehicle, including inner and outer
panels.
Appraisal -CORRECTANSWER A written monetary estimate of physical damage
sustained to a motor vehicle when the making of the estimate is assigned in order to
allow the return of the vehicle to its predamaged condition.
Appraisal (ii) -CORRECTANSWER The term includes estimates made by the insurer,
its employes, its agents or related entities or individuals or entities assigned to make the
estimate.
Appraiser -CORRECTANSWER A natural person in this Commonwealth who makes
appraisals of motor vehicle physical damage.
,Commissioner -CORRECTANSWER The Insurance Commissioner of the
Commonwealth.
Consumer -CORRECTANSWER The owner of the motor vehicle which has sustained
damage or the owner's representative.
Dealer -CORRECTANSWER An individual licensed, active and knowledgeable in the
sale of used motor vehicles similar to that being appraised.
Insurer -CORRECTANSWER All companies, associations and exchanges engaged in
the insurance business of insurance companies and self-insurers.
Motor vehicle -CORRECTANSWER A motorized device, including a trailer attached
thereto, in, upon or by which a person or property is or may be transported or drawn
upon a public highway.
Predamaged condition -CORRECTANSWER The function and appearance of the motor
vehicle just prior to when the damage in question was sustained.
Competency -CORRECTANSWER Demonstrated by providing written documentation
of a minimum of 6 months continuous experience within the previous 3 years at an
, occupation, such as body repair, that directly involves the estimation of physical
damage to motor vehicles.
Education or training -CORRECTANSWER Successful completion of education or
training related to appraising motor vehicle physical damage taken within the previous 3
years.
Application denial -CORRECTANSWER An application for a license may be denied if
the applicant has provided incorrect, misleading or incomplete CORRECTANSWERs to
interrogatories on forms incidental to applying for a license.
License Denial -CORRECTANSWER The applicant has been denied a license or has
had an existing license revoked, suspended or not renewed by the Department or a
regulatory authority in another state, territory or possession of the United States, or in
the District of Columbia, or the Canadian provinces.
Professional Competence -CORRECTANSWER The applicant does not possess the
professional competence and trustworthiness required to engage in conducting motor
vehicle appraisals.
Criminal Conduct -CORRECTANSWER An applicant has pleaded guilty, entered a plea
of nolo contendere or has been found guilty of a felony in a court of competent
jurisdiction, or has pleaded guilty, entered a plea of nolo contendere or been found
