CQIB Module 1 – Business of Banking: Financial Institutions, Services, and Banking Operations
Study Guide
financial intermediation - correct answer ✔✔Pooling funds from savers and using these to
provide loans to borrowers.
APRA - correct answer ✔✔Australian Prudential Regulation Authority
Who are the bank's creditors? - correct answer ✔✔Customers who deposit money
Who are the banks debtors - correct answer ✔✔People who have borrowed money
wholesale banking - correct answer ✔✔Banking between large corporate clients, OFIs and
governments.
Debt capital markets - correct answer ✔✔raising capital by issuing bonds
Underwriting - correct answer ✔✔an arrangement under which an investment banker agrees to
purchase all shares (securities) of a public offering at an agreed-upon price, to sell them on later.
Study Guide
financial intermediation - correct answer ✔✔Pooling funds from savers and using these to
provide loans to borrowers.
APRA - correct answer ✔✔Australian Prudential Regulation Authority
Who are the bank's creditors? - correct answer ✔✔Customers who deposit money
Who are the banks debtors - correct answer ✔✔People who have borrowed money
wholesale banking - correct answer ✔✔Banking between large corporate clients, OFIs and
governments.
Debt capital markets - correct answer ✔✔raising capital by issuing bonds
Underwriting - correct answer ✔✔an arrangement under which an investment banker agrees to
purchase all shares (securities) of a public offering at an agreed-upon price, to sell them on later.
