Page 1 of 125
2026/2027 ADJUSTER EXAM REAL
QUESTIONS WITH WELL ELABORATED
ANSWERS (100% CORRECT VERIFIED
SOLUTIONS) LATEST UPDATED VERSION
GUARANTEED PASS A+| BRAND NEW!
1. Under A.R.S. §20-226, how many days does an adjuster
have to report a change of residential address to the Arizona
Department of Insurance?
A) 10 days
B) 30 days
C) 45 days
D) 60 days
,Page 2 of 125
Answer: B – Failure to update address within 30 days may
result in administrative suspension.
2. Which of the following is a Class 2 misdemeanor in
Arizona?
A) Late CE submission
B) Acting as an adjuster without a license
C) Advertising without a physical office
D) Using a nickname on a license application
Answer: B – *A.R.S. §20-323 makes unlicensed adjusting a
Class 2 misdemeanor.*
3. An adjuster’s license expires. They apply for reinstatement
8 months later. Is re-examination required?
A) Yes, always
B) No, if within 12 months
C) Only if claims were handled during lapse
D) Only for non-residents
,Page 3 of 125
Answer: B – *A.R.S. §20-226(I) allows reinstatement within 12
months without re-examination.*
4. The Arizona Director may summarily suspend a license
without prior hearing when:
A) CE is incomplete
B) The adjuster moves out of state
C) Immediate danger to the public exists
D) The adjuster changes employers
Answer: C – *A.R.S. §20-226(H) – summary suspension for
public safety emergencies.*
5. Maximum civil penalty per violation of unfair claims
practices (non-willful) under A.R.S. §20-215 is:
A) 1,000B)1,000B)5,000
C) 10,000D)10,000D)25,000
Answer: C – Up
to 10,000perviolation;10,000perviolation;25,000 if willful.
, Page 4 of 125
6. A temporary adjuster license in Arizona is valid for a
maximum of:
A) 90 days
B) 180 days
C) 1 year
D) 2 years
Answer: B – *A.R.S. §20-321(G) – 180 days, non-
renewable.*
7. Which entity promulgates the administrative rules for
adjuster conduct in Arizona?
A) Arizona Supreme Court
B) Arizona Department of Insurance
C) Arizona Legislature
D) NAIC
Answer: B – Arizona Department of Insurance (formerly DOI,
now part of DIFI).
2026/2027 ADJUSTER EXAM REAL
QUESTIONS WITH WELL ELABORATED
ANSWERS (100% CORRECT VERIFIED
SOLUTIONS) LATEST UPDATED VERSION
GUARANTEED PASS A+| BRAND NEW!
1. Under A.R.S. §20-226, how many days does an adjuster
have to report a change of residential address to the Arizona
Department of Insurance?
A) 10 days
B) 30 days
C) 45 days
D) 60 days
,Page 2 of 125
Answer: B – Failure to update address within 30 days may
result in administrative suspension.
2. Which of the following is a Class 2 misdemeanor in
Arizona?
A) Late CE submission
B) Acting as an adjuster without a license
C) Advertising without a physical office
D) Using a nickname on a license application
Answer: B – *A.R.S. §20-323 makes unlicensed adjusting a
Class 2 misdemeanor.*
3. An adjuster’s license expires. They apply for reinstatement
8 months later. Is re-examination required?
A) Yes, always
B) No, if within 12 months
C) Only if claims were handled during lapse
D) Only for non-residents
,Page 3 of 125
Answer: B – *A.R.S. §20-226(I) allows reinstatement within 12
months without re-examination.*
4. The Arizona Director may summarily suspend a license
without prior hearing when:
A) CE is incomplete
B) The adjuster moves out of state
C) Immediate danger to the public exists
D) The adjuster changes employers
Answer: C – *A.R.S. §20-226(H) – summary suspension for
public safety emergencies.*
5. Maximum civil penalty per violation of unfair claims
practices (non-willful) under A.R.S. §20-215 is:
A) 1,000B)1,000B)5,000
C) 10,000D)10,000D)25,000
Answer: C – Up
to 10,000perviolation;10,000perviolation;25,000 if willful.
, Page 4 of 125
6. A temporary adjuster license in Arizona is valid for a
maximum of:
A) 90 days
B) 180 days
C) 1 year
D) 2 years
Answer: B – *A.R.S. §20-321(G) – 180 days, non-
renewable.*
7. Which entity promulgates the administrative rules for
adjuster conduct in Arizona?
A) Arizona Supreme Court
B) Arizona Department of Insurance
C) Arizona Legislature
D) NAIC
Answer: B – Arizona Department of Insurance (formerly DOI,
now part of DIFI).
