ACA final Exam | Questions with 100% Correct
Answers | Verified | Latest Update 2026
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Terms in this set (29)
What were the main things the ACA -Expanded Coverage
did to reform healthcare? -regulation of insurance
-Taxes and funding
-Extras
Expanded coverage -all citizens must be insured or pay a tax that is 2-
3% of their income.
-Medicaid expansions at state level, ACA
marketplace (everyone without employer
sponsored insurance Medicaid, Medicare) can buy
insurance.
-And employers must offer insurance if they have
more than 50 employees.
, Regulation of insurance -Companies are no longer allowed to exclude
people based on pre-existing conditions, cancel or
rescind coverage after you become sick, or set
annual or lifetime reimbursement limits.
-Insurance companies must cover 10 essential
health benefits (maternity, mental health, and
preventative care).
-Allow dependent coverage up to the age of 26.
Taxes and Funding -New taxes on drug companies, device makers,
and insurance companies.
-Tax on tanning salons
-Higher Medicare tax (3.8%) on incomes over
$200k.
Extras on ACA -Medicare prescription subsidies
-restaurant calorie counts
-pay medical school debt of PCPs to help ease
shortage
-establish center for Medicaid and Medicare
innovation
-Adequate break time for breastfeeding and
private space.
Who was left out and did not receive -Low-income adults below FPL in non-expansion
insurance coverage through the states
ACA? Where is the biggest
remaining coverage gap? - largest gap: states that did not expand coverage
(Texas, Florida, Georgia, etc)
What happened with the ACA's -The individual mandate was not repealed, but it
individual mandate? (repealed?) was effectively neutralized. Penalty for no
insurance was dropped to $0.
Answers | Verified | Latest Update 2026
Save
Terms in this set (29)
What were the main things the ACA -Expanded Coverage
did to reform healthcare? -regulation of insurance
-Taxes and funding
-Extras
Expanded coverage -all citizens must be insured or pay a tax that is 2-
3% of their income.
-Medicaid expansions at state level, ACA
marketplace (everyone without employer
sponsored insurance Medicaid, Medicare) can buy
insurance.
-And employers must offer insurance if they have
more than 50 employees.
, Regulation of insurance -Companies are no longer allowed to exclude
people based on pre-existing conditions, cancel or
rescind coverage after you become sick, or set
annual or lifetime reimbursement limits.
-Insurance companies must cover 10 essential
health benefits (maternity, mental health, and
preventative care).
-Allow dependent coverage up to the age of 26.
Taxes and Funding -New taxes on drug companies, device makers,
and insurance companies.
-Tax on tanning salons
-Higher Medicare tax (3.8%) on incomes over
$200k.
Extras on ACA -Medicare prescription subsidies
-restaurant calorie counts
-pay medical school debt of PCPs to help ease
shortage
-establish center for Medicaid and Medicare
innovation
-Adequate break time for breastfeeding and
private space.
Who was left out and did not receive -Low-income adults below FPL in non-expansion
insurance coverage through the states
ACA? Where is the biggest
remaining coverage gap? - largest gap: states that did not expand coverage
(Texas, Florida, Georgia, etc)
What happened with the ACA's -The individual mandate was not repealed, but it
individual mandate? (repealed?) was effectively neutralized. Penalty for no
insurance was dropped to $0.
