2026 CA Real Estate License Exam
Prep 1-300 | Questions and Verified
Answers | 100% Correct | Grade A
This 2026 California Real Estate License Exam Prep series is structured as a
comprehensive 300-question practice bank broken into 10 distinct, bite-sized sets of 30
questions each. Set 1 (Questions 1–30) focuses heavily on financing definitions, lending
markets, and primary real estate principles crucial for the state exam.
To pass the actual California Department of Real Estate (DRE) salesperson
exam, you must score at least 70% (105 correct answers out of 150 total multiple-choice
questions) within a 3-hour time limit.
1-300 Question Prep Breakdown (10 Parts)
For comprehensive study, exam prep materials generally break 300+ questions into focused
sets.
1. Questions 1–30 /300: Foundations & Agency (10% of Prep)
Focus: Law of Agency, Fiduciary Duties, Disclosure rules.
Topics: Defining Agent/Principal, Fiduciary Duties (CARLD), Listing Agreements, Agency
Disclosures.
Key Concept: Understanding "Dual Agency" and when it is permitted.
2. Questions 30–60 /300: Property Ownership & Law (20% of Prep)
Focus: Types of Property, Land Use, Titles.
Topics: Freehold Estates, Joint Tenancy, Community Property, Liens, Encumbrances,
Easements.
Key Concept: Distinguishing between different ownership types.
3. Questions 60–90 /300: Practice & Disclosures (30% of Prep)
Focus: Mandatory Disclosures, Trust Accounts.
Topics: Transfer Disclosure Statement (TDS), Natural Hazard Disclosure (NHD), Trust
fund handling, Advertising restrictions.
Key Concept: What must be disclosed to a buyer about the property's condition.
4. Questions 90–120 /300: Valuation & Finance (40% of Prep)
1
, Focus: Appraisal Methods, Mortgage Finance.
Topics: Sales Comparison Approach, Cost Approach, Income Approach, Appraisal
Vocabulary.
Key Concept: Calculating the value of a property based on income (Net Operating
Income).
California Real Estate Exam Blueprint
The 300 practice questions match the core pillars tested on the official California licensing
exam:
Exam Domain Key Concepts Covered
Practice of Real Fair housing rules, trust fund handling,
Estate & Disclosures hazard disclosures, and material facts.
Primary vs. secondary markets, lending
Financing
laws, loan types, and foreclosure rules.
Purchase agreements, counteroffers,
Contracts
breach of contract, and options.
Fiduciary duties, dual agency conflicts, and
Laws of Agency
disclosure requirements.
Property Ownership & Deeds, encumbrances, easements, liens,
Land Use and zoning regulations.
Valuation & Market Appraisal principles, market calculations,
Analysis and commercial vs. residential trends.
Quiz_________________?
Alienation Clause -
2
, Answer
Requires immediate repayment of the loan if ownership transfers; also called a
due-on-sale clause.
Quiz_________________?
Automated Underwriting Systems -
Answer
Computerized systems for loan approval communication between a loan
originator and the investor.
Quiz_________________?
Computerized Loan Origination -
Answer
Originating loans through the use of a networked computer system.
Quiz_________________?
Disintermediation -
Answer
The result created when lenders are required to pay high rates of interest for
deposits while receiving long-term income from low-interest-rate mortgage loans.
Quiz_________________?
3
, Primary Market -
Answer
The market in which lenders originate loans and make funds available to
borrowers.
Quiz_________________?
Secondary Mortgage Market -
Answer
A market in which mortgage loans can be sold to investors.
Quiz_________________?
Usury -
Answer
Charging an interest rate that is in excess of the legal rate.
Quiz_________________?
Adjustable Rate Mortgage (ARM) -
Answer
A mortgage on which the interest rate rises and falls with changes in prevailing
interest rates.
4
Prep 1-300 | Questions and Verified
Answers | 100% Correct | Grade A
This 2026 California Real Estate License Exam Prep series is structured as a
comprehensive 300-question practice bank broken into 10 distinct, bite-sized sets of 30
questions each. Set 1 (Questions 1–30) focuses heavily on financing definitions, lending
markets, and primary real estate principles crucial for the state exam.
To pass the actual California Department of Real Estate (DRE) salesperson
exam, you must score at least 70% (105 correct answers out of 150 total multiple-choice
questions) within a 3-hour time limit.
1-300 Question Prep Breakdown (10 Parts)
For comprehensive study, exam prep materials generally break 300+ questions into focused
sets.
1. Questions 1–30 /300: Foundations & Agency (10% of Prep)
Focus: Law of Agency, Fiduciary Duties, Disclosure rules.
Topics: Defining Agent/Principal, Fiduciary Duties (CARLD), Listing Agreements, Agency
Disclosures.
Key Concept: Understanding "Dual Agency" and when it is permitted.
2. Questions 30–60 /300: Property Ownership & Law (20% of Prep)
Focus: Types of Property, Land Use, Titles.
Topics: Freehold Estates, Joint Tenancy, Community Property, Liens, Encumbrances,
Easements.
Key Concept: Distinguishing between different ownership types.
3. Questions 60–90 /300: Practice & Disclosures (30% of Prep)
Focus: Mandatory Disclosures, Trust Accounts.
Topics: Transfer Disclosure Statement (TDS), Natural Hazard Disclosure (NHD), Trust
fund handling, Advertising restrictions.
Key Concept: What must be disclosed to a buyer about the property's condition.
4. Questions 90–120 /300: Valuation & Finance (40% of Prep)
1
, Focus: Appraisal Methods, Mortgage Finance.
Topics: Sales Comparison Approach, Cost Approach, Income Approach, Appraisal
Vocabulary.
Key Concept: Calculating the value of a property based on income (Net Operating
Income).
California Real Estate Exam Blueprint
The 300 practice questions match the core pillars tested on the official California licensing
exam:
Exam Domain Key Concepts Covered
Practice of Real Fair housing rules, trust fund handling,
Estate & Disclosures hazard disclosures, and material facts.
Primary vs. secondary markets, lending
Financing
laws, loan types, and foreclosure rules.
Purchase agreements, counteroffers,
Contracts
breach of contract, and options.
Fiduciary duties, dual agency conflicts, and
Laws of Agency
disclosure requirements.
Property Ownership & Deeds, encumbrances, easements, liens,
Land Use and zoning regulations.
Valuation & Market Appraisal principles, market calculations,
Analysis and commercial vs. residential trends.
Quiz_________________?
Alienation Clause -
2
, Answer
Requires immediate repayment of the loan if ownership transfers; also called a
due-on-sale clause.
Quiz_________________?
Automated Underwriting Systems -
Answer
Computerized systems for loan approval communication between a loan
originator and the investor.
Quiz_________________?
Computerized Loan Origination -
Answer
Originating loans through the use of a networked computer system.
Quiz_________________?
Disintermediation -
Answer
The result created when lenders are required to pay high rates of interest for
deposits while receiving long-term income from low-interest-rate mortgage loans.
Quiz_________________?
3
, Primary Market -
Answer
The market in which lenders originate loans and make funds available to
borrowers.
Quiz_________________?
Secondary Mortgage Market -
Answer
A market in which mortgage loans can be sold to investors.
Quiz_________________?
Usury -
Answer
Charging an interest rate that is in excess of the legal rate.
Quiz_________________?
Adjustable Rate Mortgage (ARM) -
Answer
A mortgage on which the interest rate rises and falls with changes in prevailing
interest rates.
4
