REAL ESTATE LICENSING
ms ms
Exam Solution
ms
Florida Real Estate Exam 2026 A+ GRADE ASSURED CO ms ms ms ms ms ms ms ms
MPLETE SOLUTIONS AND VERIFIED ANSWERS (0965E) ms ms ms ms ms
QUESTION 1 ms
Habendum Clause ms
ANSWER
That part of a deed beginning with the words "to have and to hold," following the granting clause a
ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms
nd defining the extent of ownership the grantor is conveying.
ms ms ms ms ms ms ms ms ms
QUESTION 2 ms
Granting Clause (Words of Conveyance)
ms ms ms ms
ANSWER
Deed provision whereby the grantor clearly expresses the intent to make a present conveyance to th
ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms
e grantee
ms
QUESTION 3 ms
Fee Simple (Habendum Clause)
ms ms ms
ANSWER
Grantor is giving the grantee full ownership of a property for the grantees lifetime.
ms ms ms ms ms ms ms ms ms ms ms ms ms
QUESTION 4 ms
Life Estate (Habendum Clause)
ms ms ms
ANSWER
Limits ownership to the lifetime of the grantee or some other designated party; that person owns th
ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms
e property, but may not bequeath the property to heirs.
ms ms ms ms ms ms ms ms ms
,QUESTION 5 ms
Easement (Habendum Clause) ms ms
ANSWER
The right to use part or all of another individual's land or property, generally for a specific, limited
ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms
purpose.
QUESTION 6 ms
Deed Exception ms
ANSWER
a right that the grantor does not have and, therefore, is not able to convey. For example, the granto
ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms
r might sell the above 100 acres, but the mineral rights remain the property of another previous ow
ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms
ner. Will include "subject to"
ms ms ms ms
QUESTION 7 ms
Appurtenances are: ms
ANSWER
Rights, privileges, and improvements that belong to the property. Generally include: rights-of-
ms ms ms ms ms ms ms ms ms ms ms
way, easement, water rights, parking spaces, and improvements.
ms ms ms ms ms ms ms
QUESTION 8 ms
Legal Description
ms
ANSWER
A description of a specific parcel of real estate complete enough for an independent surveyor to loca
ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms
te and identify it. Three methods include: metes-and-bounds, government survey, plat of survey.
ms ms ms ms ms ms ms ms ms ms ms ms
QUESTION 9 ms
Personal Representative's Deed ms ms
ANSWER
A deed given by an individual appointed by will or by court to settle the estate of a deceased perso
ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms
n when the grantor has not executed a deed. Covenant of no encumberants.
ms ms ms ms ms ms ms ms ms ms ms ms
QUESTION 10 ms
Guardian's Deed ms
,ANSWER
A deed executed by a court-
ms ms ms ms ms
appointed guardian to convey title to a minor. Covenant asserts that neither party clouded the title
ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms
during the time it was held.
ms ms ms ms ms
QUESTION 11 ms
Committee Deed ms
ANSWER
A deed given by a group authorized to transfer ownership on behalf of an owner who is institutiona
ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms
lized or declared legally incompetent. All committee members must sign the deed.
ms ms ms ms ms ms ms ms ms ms ms
QUESTION 12 ms
Requirements for a valid deed: ms ms ms ms
ANSWER
1. Name the grantor and grantee 2. Describe consideration 3. Granting clause 4. Habendum clause 5.
ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms m
Legal description of property 6. Signature of the grantor 7. Be delivered and accepted by the grante
s ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms
e 8. Must be in writing
ms ms ms ms ms
QUESTION 13 ms
Statutory Deeds ms
ANSWER
short form deed where covenants and warranties are implied but not specifically written out.
ms ms ms ms ms ms ms ms ms ms ms ms ms
QUESTION 14 ms
Covenant
ANSWER
An agreement between two or more parties in which all parties promise to perform certain acts on
ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms
a property.
ms
QUESTION 15 ms
Warranty
ANSWER
A promise that certain stated facts are true.
ms ms ms ms ms ms ms
, QUESTION 16 ms
General Warranty Deed Covenants:
ms ms ms
ANSWER
1. Covenant of Seisin 2. Covenant Against Encumbrances 3. Covenant of Quiet Enjoyment 4. Covenant
ms ms ms ms ms ms ms ms ms ms ms ms ms ms
of Warranty Forever 5. Covenant of Further Assurance
ms ms ms ms ms ms ms ms
QUESTION 17 ms
Covenant of Seisin ms ms
ANSWER
Guarantees that they own and have the right to sell and transfer title. Can be subject to the full pur
ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms
chase price of the property.
ms ms ms ms
QUESTION 18 ms
Covenant against encumbrances ms ms
ANSWER
Guarantees there are no liens or other encumbrances associated with the properties title other than
ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms
those explicitly mentioned in the deed.
ms ms ms ms ms
QUESTION 19 ms
Covenant of quiet enjoyment ms ms ms
ANSWER
Has the right to undisturbed enjoyment of the property.
ms ms ms ms ms ms ms ms
QUESTION 20 ms
Covenant for Further Assurancesms ms ms
ANSWER
Guarantees that if there are title issues, the guarantor will take necessary steps to perfect the title.
ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms
QUESTION 21 ms
Covenant of Warranty Forever ms ms ms
ms ms
Exam Solution
ms
Florida Real Estate Exam 2026 A+ GRADE ASSURED CO ms ms ms ms ms ms ms ms
MPLETE SOLUTIONS AND VERIFIED ANSWERS (0965E) ms ms ms ms ms
QUESTION 1 ms
Habendum Clause ms
ANSWER
That part of a deed beginning with the words "to have and to hold," following the granting clause a
ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms
nd defining the extent of ownership the grantor is conveying.
ms ms ms ms ms ms ms ms ms
QUESTION 2 ms
Granting Clause (Words of Conveyance)
ms ms ms ms
ANSWER
Deed provision whereby the grantor clearly expresses the intent to make a present conveyance to th
ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms
e grantee
ms
QUESTION 3 ms
Fee Simple (Habendum Clause)
ms ms ms
ANSWER
Grantor is giving the grantee full ownership of a property for the grantees lifetime.
ms ms ms ms ms ms ms ms ms ms ms ms ms
QUESTION 4 ms
Life Estate (Habendum Clause)
ms ms ms
ANSWER
Limits ownership to the lifetime of the grantee or some other designated party; that person owns th
ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms
e property, but may not bequeath the property to heirs.
ms ms ms ms ms ms ms ms ms
,QUESTION 5 ms
Easement (Habendum Clause) ms ms
ANSWER
The right to use part or all of another individual's land or property, generally for a specific, limited
ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms
purpose.
QUESTION 6 ms
Deed Exception ms
ANSWER
a right that the grantor does not have and, therefore, is not able to convey. For example, the granto
ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms
r might sell the above 100 acres, but the mineral rights remain the property of another previous ow
ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms
ner. Will include "subject to"
ms ms ms ms
QUESTION 7 ms
Appurtenances are: ms
ANSWER
Rights, privileges, and improvements that belong to the property. Generally include: rights-of-
ms ms ms ms ms ms ms ms ms ms ms
way, easement, water rights, parking spaces, and improvements.
ms ms ms ms ms ms ms
QUESTION 8 ms
Legal Description
ms
ANSWER
A description of a specific parcel of real estate complete enough for an independent surveyor to loca
ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms
te and identify it. Three methods include: metes-and-bounds, government survey, plat of survey.
ms ms ms ms ms ms ms ms ms ms ms ms
QUESTION 9 ms
Personal Representative's Deed ms ms
ANSWER
A deed given by an individual appointed by will or by court to settle the estate of a deceased perso
ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms
n when the grantor has not executed a deed. Covenant of no encumberants.
ms ms ms ms ms ms ms ms ms ms ms ms
QUESTION 10 ms
Guardian's Deed ms
,ANSWER
A deed executed by a court-
ms ms ms ms ms
appointed guardian to convey title to a minor. Covenant asserts that neither party clouded the title
ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms
during the time it was held.
ms ms ms ms ms
QUESTION 11 ms
Committee Deed ms
ANSWER
A deed given by a group authorized to transfer ownership on behalf of an owner who is institutiona
ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms
lized or declared legally incompetent. All committee members must sign the deed.
ms ms ms ms ms ms ms ms ms ms ms
QUESTION 12 ms
Requirements for a valid deed: ms ms ms ms
ANSWER
1. Name the grantor and grantee 2. Describe consideration 3. Granting clause 4. Habendum clause 5.
ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms m
Legal description of property 6. Signature of the grantor 7. Be delivered and accepted by the grante
s ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms
e 8. Must be in writing
ms ms ms ms ms
QUESTION 13 ms
Statutory Deeds ms
ANSWER
short form deed where covenants and warranties are implied but not specifically written out.
ms ms ms ms ms ms ms ms ms ms ms ms ms
QUESTION 14 ms
Covenant
ANSWER
An agreement between two or more parties in which all parties promise to perform certain acts on
ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms
a property.
ms
QUESTION 15 ms
Warranty
ANSWER
A promise that certain stated facts are true.
ms ms ms ms ms ms ms
, QUESTION 16 ms
General Warranty Deed Covenants:
ms ms ms
ANSWER
1. Covenant of Seisin 2. Covenant Against Encumbrances 3. Covenant of Quiet Enjoyment 4. Covenant
ms ms ms ms ms ms ms ms ms ms ms ms ms ms
of Warranty Forever 5. Covenant of Further Assurance
ms ms ms ms ms ms ms ms
QUESTION 17 ms
Covenant of Seisin ms ms
ANSWER
Guarantees that they own and have the right to sell and transfer title. Can be subject to the full pur
ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms
chase price of the property.
ms ms ms ms
QUESTION 18 ms
Covenant against encumbrances ms ms
ANSWER
Guarantees there are no liens or other encumbrances associated with the properties title other than
ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms
those explicitly mentioned in the deed.
ms ms ms ms ms
QUESTION 19 ms
Covenant of quiet enjoyment ms ms ms
ANSWER
Has the right to undisturbed enjoyment of the property.
ms ms ms ms ms ms ms ms
QUESTION 20 ms
Covenant for Further Assurancesms ms ms
ANSWER
Guarantees that if there are title issues, the guarantor will take necessary steps to perfect the title.
ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms ms
QUESTION 21 ms
Covenant of Warranty Forever ms ms ms