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Exam (elaborations)

Illinois Public Adjuster Exam – Verified Practice Study Guide (2026/2027 A+ Edition)

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This document contains a structured set of questions and answers for the Illinois Public Adjuster Exam for the 2026/2027 period. It covers key topics such as insurance claims handling, policy interpretation, property damage assessment, and Illinois insurance regulations. The material is designed to reflect real licensing exam formats, making it a valuable resource for revision and certification preparation. It is ideal for candidates preparing to become licensed public adjusters in Illinois.

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Illinios public adjuster exam questions and answers 2026\2027
A+ Grade


A vertical member between the panels of a window door or other opening
- correct answer mullion



The incline angle of a roof
- correct answer What is pitch?



Only when preapproved and writing by a certified engineer
- correct answer When must a truss be notched are groves?



24
- correct answer A gable roof 32 feet long is to have rafters installed 16 inches on center. How many
Rafters are needed



A copy of all insurance policies for the business.
- correct answer Which of the following does not need to be submitted to the Director, in order to act as
an adjuster?



30 days
- correct answer If A public adjuster moves, how soon does he or she need to inform the Director?



Commencing repairs pending adjustment of a claim
- correct answer Which of the following is not a prohibited action of a public adjuster



5 days
- correct answer If a public adjuster contracts with an insured within 5 days of a filed lost, how long does
the insured have to void their contract

, Within 5 days
- correct answer If an insured receives claim proceeds from an insured that are to be paid jointly to the
insured and the public adjuster, how many days does insured have to release a portion of the proceeds,
which are due to the public adjuster?



State that he is she is licensed by the department of insurance
- correct answer It is allowable for a public adjuster to...



Between the hours of 8 AM and 7 PM
- correct answer When may a public adjuster attempt to sign a new client



Advancing funds to insureds.. in anticipation of claim proceeds
- correct answer Which of the following actions by a public adjuster would be a violation of law



Replacement cost at the time of a loss, less depreciation
- correct answer How is actual cash value calculated according to administrative role 919?



25 days after receiving proof of loss
- correct answer An Insurer a must notify the public adjuster if a claim remains unresolved - after how
many days?



Two or more claims filed jointly
- correct answer In Illinois if a fire and extended coverage policy has been in effect for less than 60 days,
which of the following is NOT an allowable reason for cancellation by the insurer



7 years
- correct answer How long must a public adjuster maintain records possible inspection and examination
by the Johnson



A contractor which is developing/depending on the repair estimate
- correct answer To whom may a public adjuster not give out any of the insured information without
consent of the insured

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